Wealth Talks

This is a story that my Dad told to me when I was younger, about his Mom (my Grandma) and her next door neighbor who was a thief. My Grandma caught and confronted her neighbor stealing from her, right in front of her nose.  The way she put an end to the robbery, was genius. It will bring you a chuckle... and also some wisdom. Here is the story in detail.  Enjoy!   P.S. My daughters Anna and Gracin...

It has been said that the healthiest of all human emotions is Gratitude. This is Thanksgiving week, on Thursday we take the whole day off to give thanks for wonderful things in our lives. The more you express your gratitude, the more you have to be grateful for. Kind of like work. The more work you do, the more work you will have to do. What you focus on expands There is so much to be thankful for...

In sports, when the whistle blows the play stops. It's what happens after the whistle blows that determines the course of the game. Blowing the whistle is the first and most monumental step in getting different results in life. What you do, after the sound of the whistle has faded, is the biggest contributing factor to the results you will eventually get. We hope you can see why we think you shoul...

Today We take a look at the election results, and what we can expect and prepare for financially with a second Donald Trump administration.   Please review us on Apple Podcasts:  Go to the podcast app and write a review or go to this link, click listen on Apple Podcasts then scroll down and click "write a review"  https://podcasts.apple.com/gb/podcast... Follow the Wealth Talks Podcast on: Instagr...

Voting is a Duty. To use the words of early president John Quincy Adams, "duty is ours, results are God's". Not voting in a U.S. election would be to shirk our duty and let our fellow Americans down. There is no patriotic way to sit on the sidelines and not vote in an election. If you are a citizen of the united states, you have a duty to discharge. Listen to this before the polls close. Voting is...

The topic for today's podcast is investment banking. We think that if you act like an investment banker in your own life you will be more profitable and get ahead faster financially. The way you think and what you think about is the foundation for what you do. If you can think like an investment banker, and act in accordance, you can have opportunities to grow your wealth like banks and businesses...

Some people are pretty well stressed out. Of all the things people stress about, of which there are many, somewhere near the top of the list is money! Financial stress is a big deal and that's what we are talking about today! Financial stress can be horrible or beneficial, and the effects can reach into all the areas of your life. It's all in how you respond to it. This is what we are here to talk...

If you have a small business or entity that requires filing with your state, there's a new rule you need to comply with by registering with FinCen. The filing is mandatory and the consequences are massive for not complying. It is estimated that 50% or more of small business owners do not know about this rule. Make sure you listen to this episode so you know what to do. Expert Attorney Lee Phillips...

Some people have owned whole life insurance for several years and they want to get more involved with infinite banking. They want to make sure that they are using the infinite banking concept and their policy to their best advantage. That's good. Today we are going to talk about how to do that. Some things we will talk about in this episode will be: Should you borrow from your cash value for every...

Investment Grade Life insurance is not an actual product. It is rather, terminology that was created to sell more life insurance. Listening to this episode will help you to better understand what people mean when they use the phrase "Investment Grade Life Insurance". There are lots of different types of life insurance policies out there. Some are good, some are bad. Life insurance is sold by hones...

Being in the financial space like we are, we get asked about what will happen if the dollar collapses, we get asked what we think about cryptocurrency. Do we think the dollar is doomed? Do we think Crypto is a good investment? Do we think Crypto will replace the dollar? We're going to talk about all of this right here right now, buckle up.  One of the most well known cryptocurrencies is Bitcoin. I...

A lot of people have Trust issues... we're not talking about psychological trust issues, we're talking about issues they have with a legal Trust. One of the Trust issues people have is simply not having any Trust at all. That's an issue because Trusts keep estates out of probate! There are many legal tools available that can provide specific benefits in specific situations. Many of the legal tools...

Are you bored with your budget?  Are you tired of feeling frustrated and limited? Budgeting doesn't have to be boring. If you structure your budget the right way, you can feel free and creative instead of trapped. To be effective, a budget has to be practical and also flexible. Listen to this episode and discover some new creative ways to work your budget. Budgeting can be fun and extremely reward...

Many people think slavery in America was a thing of the past, we fought a civil war to end it and we're glad it's gone, but there are many people today who are enslaved. We are talking about financial slavery and how to escape the bonds of financial slavery today right now on Wealth Talks. Listen to the Wealth Talks Podcast on: Apple Podcasts:  https://podcasts.apple.com/gb/podcast/wealth-talks/id...

Someone asked us to respond to the opening and closing ceremony at the 2024 Olympics, Brett asked us to talk about what someone should do with the money if they win the lottery, and Carlo asks if we had the choice between taking retirement benefits at $7800/mo. with lifetime free medical vs a lump sum of $1.5million dollars which one we would choose. 3 completely different questions, but all inter...

Not long ago in podcast 469 we Rebutted a Dave Ramsey video that a podcast listener sent us. That podcast episode has been watched by hundreds of people and the feedback has been really something. A lot of people loved it and some people didn't, you can see their feedback in the comments on episode 469. But through it all, another listener sent us another Dave Ramsey video and we are going to resp...

Credit unions will mail out life insurance offers sometimes. Are they a good deal? Should you buy life insurance through a credit union offer? That's what we are talking about today. Credit union life insurance is better than nothing, but there are better deals. Listen and learn about the different types of life insurance available for you today.   Follow the Wealth Talks Podcast On:  Instagram: ...

If you own a business you can absolutely use the infinite banking concept to fund business expenses and that's what we are going to talk about right now in this episode of the Wealth Talks podcast. A lot of business owners want to use infinite banking to finance business expenses because of the intrinsic benefits. We're going to talk about the benefits and also the process of using the infinite ba...

In this podcast we are talking about the problems with the infinite banking concept.    The infinite banking concept is an idea not a product. The infinite banking concept is a way of thinking about money and finance in a way that allows you to keep more of the money you make, grow your wealth and have financial peace of mind.  Some people think the infinite banking concept is a life insurance pol...

If you wonder how much life insurance you need? Or how much life insurance you need for infinite banking? This is your podcast. The most honest answer to the question of, "How much life insurance do I need?" is, "Nobody knows". And the shortest answer to the question of "how much life insurance should I have" is probably, "MORE!" ... let us explain A lot of people settle for the life insurance the...

This podcast will be helpful to those who want to keep more of the money they make, grow their wealth and have financial peace of mind. On a side note... We have Jasper here in the studio with us this morning. He's 9 weeks old German Shepherd Puppy. Jasper is our up and coming guard dog. We have a guard dog up at our house already, her name is Lulu, she's a german shepherd also and does a great jo...

As we teach people about whole life insurance, how to manage money and the infinite banking concept, time and time again people tell us   "I wish I would have known about this sooner", or, "they should teach this in high school". When you find something that works so well, it's hard not to look back and wish you had that knowledge or that product earlier in life.   In this episode, Episode 477 of...

Today we answer 9 questions we received about life insurance, cash value, money, interest rates, and dividends. These questions and their answers will be helpful to anyone who uses, or plans to use life insurance cash values and the Infinite Banking concept. The questions are: 1. Do I get to choose the interest rate I pay on a policy loan? 2. If the dividend rate is 5% and my policy loan interest...

In this podcast you will get specific numbers, and details from two different Whole Life Insurance policies, what the premiums are, how long they can be funded and how much money the owner can borrow. This is a glimpse into infinite banking policy design that many people will never get. Follow the Wealth Talks Podcast on: Instagram:  https://www.instagram.com/wealthtalkspodcast/?utm_source=ig_web_...

The way you think is the lens through which you observe every situation in life. The way you observe influences how you respond and how you respond makes an enormous impact in your life for better or for worse. Respond… and that's such an important word, because many people go through life reacting to what life presents to them and that's not an ideal situation to be in. The difference between res...