Wealth Talks

Business owners have the opportunity to use the Infinite Banking concept and Whole Life Insurance in some very creative ways to benefit their business. We're going to talk about how one company is using whole life insurance to create a very nice financial arrangement for the owners. Listen and Enjoy!  Dry Cleaning equipment: https://www.sankosha-inc.com/dry-cleaning-equipment.php

In this episode we are going to talk about how to buy things with the Infinite Banking Concept. We talk about how to use Infinite Banking with a credit card to maximize your returns and create cash flow. We'll share details on things we've financed using IBC, and you'll get ideas on things you can self finance in your life. If you own your own business or want to own your own business you will wan...

In this episode we are talking about Infinite Banking policies. What kind of life insurance policy you want for the Infinite Banking Concept and how to tell the difference between good and bad Policies. We get quite a few policies that come in to our office for review. Sadly a lot of these policies are pretty bad, but that's also kind of good news in a strange way because the sooner you know you h...

Some people love the infinite banking concept and use it a lot, some people look at it for years without trying it at all, some people never try it and some people start and then stop. There has got to be more than one opinion on whether the Infinite Banking Concept works or not, but today you are going to get our opinions.   Please review us on Apple Podcasts:  Go to the podcast app and write a r...

In this episode we are talking about what people need to know to get the MOST benefit from the Infinite Banking Concept. The most important thing people need to know, to benefit from the Infinite Banking Concept, is how to get started. There are a lot of benefits to be had from the Infinite Banking Concept but you won't get ANY of them, unless you get started. What people need to know to get the M...

We NEVER hear people say "I wish I would have waited a little bit longer before I got started with the Infinite Banking concept". We DO here people say, "I wish I would have known about this sooner." This begs the question, "How do you "get started" with the infinite banking concept?" We are going to answer that question today and we are going to answer it in detail because getting started with th...

We have been using the Infinite Banking Concept personally for 19 years at this point. Although the way we have used it changes over the years as the economic environment changes, The Infinite Banking concept still works just as good as ever. The Infinite Banking Concept is an idea, It's how you think about money. New Years are incredibly popular times people resolve to improve their lives and the...

Recently Tucker Carlson interviewed Dave Ramsey. Dave Ramsey is a well known name in personal finance. I listened to the interview, I was impressed.  Dave has a large personality and although we disagree with him strongly on certain points especially, life insurance and money management, he can be a good wake up call for people who are living in the bondage of debt, spending more money than they m...

There is a report showing that over 5800 IRS and contractor employees owe nearly 50 million dollars of overdue taxes. It also appears by the looks of things that many of the employees are wilfully evading taxes… It seems like they know the system well enough to know how much they can get away with and they're doing it. The IRS acknowledges this is happening, they seem to have metrics on it because...

It has been said that the next generation will be able to rise as high as they can rise by standing on the shoulders of the generation before them. My Dad gave my siblings and me the opportunity to rise higher with the foundation he gave us, and in turn, we hope to do the same for our children. It is a beautiful thing to see how the actions of a person can aid their posterity. It is a tragic thing...

This is a story that my Dad told to me when I was younger, about his Mom (my Grandma) and her next door neighbor who was a thief. My Grandma caught and confronted her neighbor stealing from her, right in front of her nose.  The way she put an end to the robbery, was genius. It will bring you a chuckle... and also some wisdom. Here is the story in detail.  Enjoy!   P.S. My daughters Anna and Gracin...

It has been said that the healthiest of all human emotions is Gratitude. This is Thanksgiving week, on Thursday we take the whole day off to give thanks for wonderful things in our lives. The more you express your gratitude, the more you have to be grateful for. Kind of like work. The more work you do, the more work you will have to do. What you focus on expands There is so much to be thankful for...

In sports, when the whistle blows the play stops. It's what happens after the whistle blows that determines the course of the game. Blowing the whistle is the first and most monumental step in getting different results in life. What you do, after the sound of the whistle has faded, is the biggest contributing factor to the results you will eventually get. We hope you can see why we think you shoul...

Today We take a look at the election results, and what we can expect and prepare for financially with a second Donald Trump administration.   Please review us on Apple Podcasts:  Go to the podcast app and write a review or go to this link, click listen on Apple Podcasts then scroll down and click "write a review"  https://podcasts.apple.com/gb/podcast... Follow the Wealth Talks Podcast on: Instagr...

Voting is a Duty. To use the words of early president John Quincy Adams, "duty is ours, results are God's". Not voting in a U.S. election would be to shirk our duty and let our fellow Americans down. There is no patriotic way to sit on the sidelines and not vote in an election. If you are a citizen of the united states, you have a duty to discharge. Listen to this before the polls close. Voting is...

The topic for today's podcast is investment banking. We think that if you act like an investment banker in your own life you will be more profitable and get ahead faster financially. The way you think and what you think about is the foundation for what you do. If you can think like an investment banker, and act in accordance, you can have opportunities to grow your wealth like banks and businesses...

Some people are pretty well stressed out. Of all the things people stress about, of which there are many, somewhere near the top of the list is money! Financial stress is a big deal and that's what we are talking about today! Financial stress can be horrible or beneficial, and the effects can reach into all the areas of your life. It's all in how you respond to it. This is what we are here to talk...

If you have a small business or entity that requires filing with your state, there's a new rule you need to comply with by registering with FinCen. The filing is mandatory and the consequences are massive for not complying. It is estimated that 50% or more of small business owners do not know about this rule. Make sure you listen to this episode so you know what to do. Expert Attorney Lee Phillips...

Some people have owned whole life insurance for several years and they want to get more involved with infinite banking. They want to make sure that they are using the infinite banking concept and their policy to their best advantage. That's good. Today we are going to talk about how to do that. Some things we will talk about in this episode will be: Should you borrow from your cash value for every...

Investment Grade Life insurance is not an actual product. It is rather, terminology that was created to sell more life insurance. Listening to this episode will help you to better understand what people mean when they use the phrase "Investment Grade Life Insurance". There are lots of different types of life insurance policies out there. Some are good, some are bad. Life insurance is sold by hones...

Being in the financial space like we are, we get asked about what will happen if the dollar collapses, we get asked what we think about cryptocurrency. Do we think the dollar is doomed? Do we think Crypto is a good investment? Do we think Crypto will replace the dollar? We're going to talk about all of this right here right now, buckle up.  One of the most well known cryptocurrencies is Bitcoin. I...

A lot of people have Trust issues... we're not talking about psychological trust issues, we're talking about issues they have with a legal Trust. One of the Trust issues people have is simply not having any Trust at all. That's an issue because Trusts keep estates out of probate! There are many legal tools available that can provide specific benefits in specific situations. Many of the legal tools...

Are you bored with your budget?  Are you tired of feeling frustrated and limited? Budgeting doesn't have to be boring. If you structure your budget the right way, you can feel free and creative instead of trapped. To be effective, a budget has to be practical and also flexible. Listen to this episode and discover some new creative ways to work your budget. Budgeting can be fun and extremely reward...

Many people think slavery in America was a thing of the past, we fought a civil war to end it and we're glad it's gone, but there are many people today who are enslaved. We are talking about financial slavery and how to escape the bonds of financial slavery today right now on Wealth Talks. Listen to the Wealth Talks Podcast on: Apple Podcasts:  https://podcasts.apple.com/gb/podcast/wealth-talks/id...

Someone asked us to respond to the opening and closing ceremony at the 2024 Olympics, Brett asked us to talk about what someone should do with the money if they win the lottery, and Carlo asks if we had the choice between taking retirement benefits at $7800/mo. with lifetime free medical vs a lump sum of $1.5million dollars which one we would choose. 3 completely different questions, but all inter...