Wealth Redefined®

It comes up a lot in discussions about investing: "how do I choose socially-responsible investments"? Many are confused and frustrated by the "greenwashing" that occurs in the industry and feel stuck when it comes to choosing investments. We'll unpack it in this episode and discuss how to evaluate socially-responsible investments including some free tools for analysis.

No, we're not talking about your favorite salsa or party dip. We're talking about investing in "dips" in the market, or "buying low". Is this a good strategy? Let's find out.

Let's face it, strict zero-based budgeting is not for everyone. No matter how beautiful and seductive your friends make YNAB (or Mint, or spreadsheets, or whatever) sound, you're just not going to do it. So what's the alternative? Are you doomed to a life of financial anarchy? Have no fear. There is hope for your cash flow even if you're not on the budget bandwagon.

Every year, I do Chris Brogan's "Three Words" exercise to start the new year with purpose. I've done it for many years now and I am 100% in love with it. I'll share how I did last year and what my words are going to be this year. And I'll share how you can do it, too.

I'm indulging myself a bit for the last episode of the year. I'm going to give you a detailed description of what it looks like to work with me as a client.

Buying a home can be an exciting life transition. But before getting starry-eyed and falling in love with your dream house, it's a good idea to get your financial ducks in a row so you're ready to sign on the dotted line. Dynamic Senior Loan Officer, Brittany Green joins us today to explain how to get in shape to be a solid home buyer and avoid snags and obstacles.

When I'm choosing mutual funds and ETFs for investments, there are some specific things I look at when screening. I'll share those elements and how I use them to choose funds.

The concept of "estate planning" or even a Last Will & Testament can often seem like an abstract and far-off thing to many of us. But there is a basic set of estate planning documents that are important for all of us to have. Jeff Heinzmann from Heinzmann Law Office walks us through these documents and how they work.

The HSA (Health Savings Account) is a feature of certain health insurance plans and they can make sense for many folks who are choosing plans during open enrollment. We will unpack how an HSA works, discuss the "triple tax benefit" features, and get into the details of what makes this account so useful, even as a supplemental retirement account.

Environmental, Social, and Governance (ESG) concerns are important to many investors who want to align their money with a positive impact in the world. We'll cover the basics of ESG investing for those who are less familiar with the topic.

Navigating health insurance can be a challenge. Even more so if you're a business owner. Our guest, Matthew Allen has built a business on helping solo and small business owners find opportunities they didn't know existed and design efficient and cost-effective health insurance plans. Matt outlines some ways business owners can find better options beyond the typical plans.

Financial planning doesn't have to be complicated. Even so, it can feel overwhelming at times. Here is the easiest financial plan in the world to implement even if you never work with a financial advisor.

The SEP is a pretty popular retirement plan among solo business owners and they are often recommended by accountants. But what if I told you there were reasons to choose a Solo 401(k)?

As a solo or small business owner, you're in business to make money. But how are you paying yourself? We'll talk through the logistics and concepts around properly paying yourself in your business.

It's easy to have S&P envy when the market is doing well. And we often get stuck on trying to beat the market as our primary goal, making a diversified portfolio seem "boring" in comparison. But that doesn't tell the whole story.

It's not uncommon to have more than one source of income. Some people have more than one job while others have a "day job" and a side hustle they are starting. Others are "parallel entrepreneurs" with more than one business. We'll discuss techniques for managing multiple ventures more effectively.

We all like to believe that we'll live forever and remain in good health along the way. But the reality is, we sometimes need a little help later in life. And this can come with a cost. We'll talk through some long-term care scenarios and why it's important to consider them in your financial plan.

I've decided to opt out of credit cards. And I have my reasons. I'm not saying anyone is "wrong" for using credit cards or that credit cards will ruin your life (although they sometimes do ruin lives) but I am suggesting that it may be worth re-examining why you use credit cards and deciding for yourself if they are really worth it. Here are my reasons for not using credit cards.

Creativity is a natural ability, but unfortunately, it is often beaten out of us by our life experiences. Over time, we learn that many people do not want to hear our creative ideas and begin to fear that inner child. We muzzle and mute the part of us which is always ready to jump out and share our excitement and ideas with the world. But it is this inner child who is often at the center of truly...

ESG investing is the practice of incorporating environmental, social, and governance factors into investing as a way of making a positive impact in the world. But ESG can sometimes be misunderstood. Let's debunk some of the most common myths.

It's easy to let old 401(k) accounts sit dormant when you leave a job. So what happens if you forget about it for a while? It may be in danger of escheatment. We'll talk about what that means and how to avoid it.

As business owners or 1099 contractors, it's likely that we need to pay quarterly estimated taxes. But how do they work? How much do we need to pay? We'll discuss the mechanics of quarterly estimated taxes today with Kim Padgitt from The Tax Advantage LLC.

For many business owners, it's not enough to just make money. We also want to have a positive impact in the world and in our communities. We'll talk through some ways businesses can align business with values.

We encounter a lot of financial documents throughout our lives. Which ones do we need to keep on file and for how long? This episode includes a downloadable checklist.