Wealth Redefined®

A Donor Advised Fund can offer many benefits and is worth exploring for those interested in long-term charitable giving.

Setting up a retirement plan for your small business can be confusing. Two popular options include the SIMPLE IRA and the 401(k). But what's the difference? And which one is right for you?

If you're starting a business, it can be tempting to agonize over your pricing. Are you charging enough? Here's the thing: it doesn't matter.

Managing money as a married or committed couple can come with challenges and benefits. Like most things in personal finance, there is no one right or wrong way to do it. We'll discuss some of the ways to approach money management in a committed relationship.

Fear of loss and volatility can cause anxiety, especially in scary markets. It can cause many to try to reduce risk by staying out of the market or being very conservative. But there is also a risk to NOT taking risks.

Everyone has heard of a 401(k), but not as many people are aware of the Roth 401(k). Let's unpack a few facts and insights about the Roth 401(k) and how it works.

We've all probably heard the "3-6 months of expenses" rule of thumb for your emergency fund. But like most things in personal finance, it's not a one-size-fits-all. We'll talk through the nuances of how to think about how much should be in your emergency fund.

When asked "what's your typical monthly spending?" most people go full on deer in the headlights. Unless you track your spending with a budgeting tool, it can be very difficult to determine your true expenses. Let's discuss a great way to ballpark it using your online banking and a basic spreadsheet.

Talking about compensation can be uncomfortable for many. But avoiding the topic could leave you under-paid and under-appreciated. Let's talk about how to ask for raise in a way that is constructive, respectful, and productive.

For many, investment management can seem like a black box. It sounds mysterious and difficult. In this episode, we'll unpack exactly what goes into investment management and what financial advisors do when managing investments.

While financial planning is not one-size-fits-all, it can often be helpful to look for rules of thumb or general guidelines when orienting your finances. We'll talk about some key financial ratios that you can track to help you make better money decisions and monitor your financial wellness.

SRI/ESG/Impact investing is getting a lot more attention. While some media attention has been positive, there are plenty of naysayers. Let's talk about the true impact of investing in alignment of positive values.

Good habits and systems can lead to great results. In this episode, I will share five of the most impactful (and simple) money systems that can help you significantly improve your financial health.

You try to make a positive impact in the world by buying local, investing responsibly, supporting minority-owned businesses, recycling, re-using, donating, the list goes on and on. But what if you're feeling overwhelmed in the pursuit of ethical perfection as a consumer? Let's discuss.

With geopolitical conflicts and inflation, it's natural to look for "safe haven" investments. Gold is one that often holds interest to some. We'll talk through some facts about gold to help you think through whether it makes sense for you.

U.S. Treasury Series I Saving Bonds, commonly called I Bonds, can be a great supplement to your investment & savings plan. Let's unpack I Bonds and discuss how they work.

The common wisdom is that you buy life insurance when someone else is financially dependent on you. But does it make sense to get it before you need it?

Are you curious what documents and other information might be needed when engaging in a financial planning relationship? We'll talk through the list and explain why each document is important.

Did you know that you have the option to take funds from your 401(k) as a loan? There are pros and cons to doing this and it should be considered carefully. We'll discuss how it works and all the details you need to think through when evaluating a 401(k) loan.

Running a business is hard. And cash flow can be challenging at times. Or maybe you're struggling to expand. Does using debt make sense? Let's discuss the pros and cons.

Starting a business can seem like a daunting concept. But it can be more accessible than you might think. We'll walk through the steps to take action and get a service business off the ground for less than $1,000. Related Resource: https://www.elevationfinancial.com/my-favorite-easy-to-launch-service-business-ideas

Interest in digital assets (a.k.a. cryptocurrency) continues to grow. But if you're still learning about it, you may be wondering: "how to I actually invest in crypto?" We'll cover the most common ways to buy and invest in digital assets.

We've talked about budgeting methods before but this time we will dig into one of the most popular: reverse budgeting. This budgeting style is great for people who hate budgeting. We'll talk about how to set it up for automation and how to track cash flow within this framework.

Most of us are trained to see investing and retirement saving as very binary: either it's in cash or it's our 401(k). Short-term or long-term. But there's a lot of "medium-term" in between. And we can work with that by making use of investment buckets.

“Money Script” is a term coined by Dr. Brad Klontz, a thought leader in the world of financial therapy. Basically, money scripts are your unconscious beliefs about money, often rooted in childhood, that affect your adult behaviors and perspectives. We'll discuss the different Money Scripts and what you can learn from them.