Richard Canfield & Jayson Lowe

Wealth On Main Street

Business EN ↓ 325 episodes

Welcome to the Wealth On Main Street podcast, a guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets for a financial future you can bank on. Discussing the Infinite Banking Concept and strategy of Becoming Your Own Banker in North America.

Author

Richard Canfield & Jayson Lowe

Category

Business

Podcast website

wealthwithoutbaystreet.com

Latest episode

Jul 3, 2026

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Episodes

130. Investing with Whole Life Policy Loans in Canada Interest Deductions 30.08.2022

Wealth Without Bay Street EPISODE #130: On today’s episode of Wealth Without Baystreet, Jayson and Richard talk about how you can invest with your whole life policy loans and about interest deductions. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 00:29 Is Policy Loan Interest Tax Deductible? 3:09 Two Tracks You Can Take 5:28 Being an Honest Banker 9:36 Interest Write-Off 12:26 Know Your Opti...

129. The Wrong Way to Structure Whole Life Insurance in Canada 23.08.2022

Wealth Without Bay Street EPISODE 129: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about The Infinite Banking Concept and how Par Whole Life Insurance in Canada is the original Tax-Free Savings account. This is part two of the two part series, where Richard and Vernon get their rant on! IN THIS EPISODE, YOU WILL LEARN: 0:00 Intr...

128. The original Canadian TFSA – Tax Free Saving Account 16.08.2022

Wealth Without Bay Street EPISODE 128: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about The Infinite Banking Concept and how Par Whole Life Insurance in Canada is the original Tax-Free Savings account. This is part one of the two part series so we hope you stay tuned! IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:33 Misc...

127. 5 Ways To Reduce Taxes In Canada And Protect Your Wealth 09.08.2022

Wealth Without Bay Street EPISODE 127: Today’s episode features Henry Wong again. Henry is a professional CPA who also trains other CPA’s across Canada specializing in taxation and passing through the nationals exams. Today he uses the opportunity to help explain Canadian life insurance landmines that U.S. citizens can avoid. Henry chanced upon the book “Becoming Your Own Banker” and began to piec...

126. Infinite Banking For Canadians A Self Sustaining System 02.08.2022

Wealth Without Bay Street EPISODE 126: Featuring on today’s episode is Mike Everett, one of the most passionate people you’ll ever meet about The Infinite Banking Concept, commonly known as IBC. As an Authorized Practitioner, the ONLY thing Mike does is help people learn, understand and utilize the unbelievable power of The Infinite Banking Concept through dividend-paying whole life insurance. As...

125. Infinite Banking Conversations About Nelson Nash With Tim Yurek 26.07.2022

Wealth Without Bay Street EPISODE 125: Featuring on today’s episode is Tim Yurek, the founder and CEO of Tier 1 Capital, a leading national financial consulting firm. Over his 35+ year career, he has worked with thousands of families across the country helping them achieve their financial goals – like sending their children to college, purchasing a new home or property, planning for business succe...

124. USA Citizens In Canada Life Insurance Landmines 19.07.2022

Wealth Without Bay Street EPISODE 124: Featured on today’s episode is Henry Wong, a professional CPA who also trains other CPA’s across Canada specializing in taxation and passing through the nationals exams. Today Henry uses the opportunity to help explain Canadian life insurance landmines that U.S. citizens can avoid. Henry chanced upon the book “Becoming Your Own Banker” and began to piece toge...

123. Thinking Like a Bank Owner with Justin Craft 12.07.2022

Wealth Without Bay Street EPISODE 123: Joined on today’s episode is Justin Craft, President of Nowlin & Associates, a leading wealth management firm with over 40 years history in the Birmingham area . Recognizing the change in the economic environment in 2008, Justin facilitated the business model change at Nowlin and Associates from a traditional wealth management firm to one that offers educ...

122. 7 Steps To Becoming Your Own Banker 05.07.2022

Wealth Without Bay Street EPISODE 122: On today’s episode of Wealth Without Baystreet, Richard and Jayson walk you through 7 easy steps that you can follow to become your own banker. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:54 Set Yourself in a Strong Foundation 6:21 Brief Runthrough the Seven Steps 8:51 Reading Through Nelson’s Book Well 12:08 Different Learning Methods Makes it Engag...

121. Real Life Canada Market Crash Stories 2022 – Protect Your Wealth 28.06.2022

Listen to Real Life Canada market crash stories 2022 and learn how you can Protect Your wealth. Get the FREE report 7 Simple Steps to Becoming Your Own Banker –  http://7steps.ca/ Wealth Without Bay Street EPISODE 121: In Wealth Without Bay Street EPISODE 121, Richard Canfield and Dan Allen share personal Canadian market crash stories they have each experienced from various market cycles. Dan refl...

120. Corporate Tax Landmines In Canada with Henry Wong 21.06.2022

Wealth Without Bay Street EPISODE 120: Featured on today’s episode is Henry Wong, explaining how you, as a business owner, can avoid corporate tax landmines in Canada. Henry is a professional CPA and trains other CPA’s across Canada specializing in taxation and passing through the nationals exams. He chanced upon the book “Becoming Your Own Banker” and began to piece together all his knowledge of...

119. The Money Advantage Using Infinite Banking In Canada 14.06.2022

Wealth Without Bay Street EPISODE 119: This episode of Wealth Without Baystreet features Bruce Wehner and Rachel Marshall. Bruce Wehner is the lead advisor of The Money Advantage, where he designs and communicates the individualized solutions that help their clients increase cash flow and financial control. He is a Nelson Nash Institute Authorized Infinite Banking Practitioner who has been practic...

118. Estate Planning Innovations In A Digital World Meet Guidr 07.06.2022

Wealth Without Bay Street EPISODE 118: Featuring on this episode of Wealth Without Baystreet are David Zumpano and Guy Remond. David Zumpano started out as an estate planner, founding The Estate Planner Law Center in 1995. Over the years David has also founded the Medicaid Practice Systems, LLC in 2010 and has authored Protect Your IRA, Avoid the 5 Common Mistakes, a contributory book offering for...

117. Business Owners Avoid Paying Taxes Legally In Canada 31.05.2022

Wealth Without Bay Street EPISODE 117: Joining us today is Henry Wong to talk about taxation on your business that may happen after you’re gone. Henry is a professional CPA and trains other CPA’s across Canada specialising in taxation and passing through the nationals exams. He chanced upon the book “Becoming Your Own Banker” and began to piece together all his knowledge of life insurance and fina...

115. Infinite Banking For Key Employee Benefits In Canada 17.05.2022

Wealth Without Bay Street EPISODE 115: Today on Wealth Without Baystreet, Richard and Jayson discuss how ensuring a key person or people in your business can be helpful and beneficial in case something happens. Providing a benefit or incentive can be good for both your employee and your business as you never know what will happen. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 2:10 How Do Larg...

114. Canadian Real Estate Coach Embraces Infinite Banking Concept 10.05.2022

Wealth Without Bay Street EPISODE 114: Featuring on today’s episode of Wealth Without Baystreet is Elizabeth Kelly, an experienced real estate investor for more than 15 years. Elizabeth has a passion for  helping people achieve their financial dreams through the purchase of investment properties. She specializes in the acquisition and management of Rent to Own and multi-unit residential  propertie...

113. Building a Financial Steam Engine With Whole Life 03.05.2022

Wealth Without Bay Street EPISODE 113: Today on Wealth Without Baystreet, Richard and Jayson talk about an example from Nelson Nash’s book, ‘Becoming Your Own Banker.’ The example of how the steam engine revolutionized transportation and how you can revolutionize your finances with the help of the Infinite Banking Concept. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:36 Watch Out For Futur...

112. Real Estate Cash Flow Integrates With Infinite Banking 27.04.2022

Wealth Without Bay Street EPISODE 112: Featuring on today’s episode of Wealth Without Baystreet is Harper Jones, an advocate for the Infinite Banking Concept (IBC) and a wealth strategist at CreateTailwind. Create Tailwind coach people how to Become Their Own Banker by taking control of the flow of their money. Harper uses his IBC system to invest in real estate and businesses and helps other peop...

111. How Is My Whole Life Policy Cash Value Protected In Canada? Assuris 19.04.2022

Wealth Without Bay Street EPISODE 111: Today on Wealth Without Baystreet, Richard and Jayson discuss how your whole life insurance policy cash value can be protected in Canada with Assuris. As Richard says Assuris is the insurance company for insurance companies. Join us as we take a look into what they do and how it can help you too. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:28 Policyh...

110. Infinite Banking Canada Real Example | A 10 Year Policy Review 12.04.2022

Wealth Without Bay Street EPISODE 110: On today’s episode of Wealth Without Baystreet, your hosts, Richard Canfieldand Jayson Lowe discuss Infinite Banking Policies and examples from Nelson Nash’s book, Becoming Your Own Banker. Join us as Jayson also review’s a 10 year policy for us. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:22 Don’t Be Afraid to Capitalize 5:01 It’s An Investment For...

109. Always Learning With The Infinite Banking Concept 05.04.2022

Wealth Without Bay Street EPISODE #109: Joining us on today’s episode is agricultural expert and part-time farmer, John McArthur, in our Client Series. John learnt about the Infinite Banking Concept and curious to know more about it, got in touch with his coach Vernon McCarty, who has also joined us for this episode. John’s journey about learning to be his own banker has been an amazing one and he...

108. How to Get Your Whole Life Policy Approved 29.03.2022

Wealth Without Bay Street EPISODE #108: Today on the Wealth Without Baystreet Podcast we discuss the whole life policy and how to get it approved. Many times people do not invest in life insurance as they think that they might not get approved because of pre-existing conditions. Join us today in learning how you can get your whole life policy approved and what it means for you. IN THIS EPISODE, YO...

107. Infinite Banking Is Like Real Estate Investing | Martin Kuev 22.03.2022

Wealth Without Bay Street EPISODE #106: On today’s episode of Wealth Without Bay Street, featured on our client series is Martin Kuev. Martin has worked in executive Marketing and General Management positions for many Leading Fortune 500 companies including Coca-Cola, Kraft Foods, Nestle, Philips, and Dr. Pepper Snapple.  With this, a disciplined and fully transparent approach is utilized to analy...

106. Taxing Homeowners In Canada – CMHC Report Reaction 15.03.2022

Wealth Without Bay Street EPISODE #106: On today’s episode of Wealth Without Baystreet, Jayson and Richard challenge an article’s view about taxing homeowners in Canada. The Canada Mortgage and Housing Corporation supports the proposal of a surtax on homes valued at $1 million or more. Jayson and Richard talk about how this would hurt the middle class, hard working citizens of the country. IN THIS...

105. What Is Bitcoin? Bitcoin Prediction 2022 08.03.2022

Wealth Without Bay Street EPISODE #105: Today on Wealth Without Baystreet have Mike Grantis featured as our very first guest on the crypto series. Mike is the Managing Director of the crypto venture capital firm Contango Digital Assets, as well as a Partner at the web3 incubator, Blockscale Studio. He also owns CryptoWeekly, a multi-channel crypto media platform focused on educating investors and...

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