Richard Canfield & Jayson Lowe
Wealth On Main Street
Welcome to the Wealth On Main Street podcast, a guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets for a financial future you can bank on. Discussing the Infinite Banking Concept and strategy of Becoming Your Own Banker in North America.
Author
Richard Canfield & Jayson Lowe
Category
Podcast website
Latest episode
Jul 3, 2026
Where to listen?
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Episodes
156. Tax Free Retirement, Tax Controlled Passive Income with Richard & Jayson 02.03.2023 37:32
Wealth Without Bay Street 156: Tax Free Retirement, Tax Controlled Passive Income with Richard & Jayson. This conversation between Richard and Jayson focuses on the idea of creating certainty and positive anticipation for the future by investing in a tool such as a dividend paying, participating whole life insurance policy. This type of policy is […]
155. Money School: Life Before and After Infinite Banking with Chris Naugle 23.02.2023 56:01
Wealth Without Bay Street 155: Money School: Life Before and After Infinite Banking with Chris Naugle. Chris Naugle is a professional snowboarder and America's number one money mentor. He recently spoke about how he went from professional snowboarder to a money mogul. He discussed the Infinite Banking Concept, which is something insurance companies don't want […]
154. Infinite Banking Policy Design: Beware of The 10/90 Policy 16.02.2023 1:18:24
Wealth Without Bay Street 154: Infinite Banking Policy Design: Beware of the 10/90 Policy with Henry Wong CPA. Henry discusses how basing a contract of the whole life insurance only on a simplified ratio of base versus flexible premium is flawed thinking. Henry shares why Canadians should be wary of what is referred to as […]
153. Planning on Living the Second 50 Years of Your Life 09.02.2023 28:45
Wealth Without Bay Street 153: Plan on Living the Second 50 Years of Your Life with Kathleen Adams. She encourages people to consider new opportunities and purpose for the Second 50 years of life and not waste wisdom or wealth. Kathleen believes vitality is important, and that people should strive to not become low-hanging fruit for gravity, continuing to be vital, active, and in service to others...
152. Coaching Football to Coaching Infinite Bankers 02.02.2023 54:56
Wealth Without Bay Street 152: Coaching Infinite Bankers is what Mark Benson does. An Authorized Infinite Banking Practitioner with the Nelson Nash Institute, Mark Benson discusses the philosophy for achieving victory and happiness. A former coach, he used his experiences in formulating and focusing on strategies that proved successful in financial education.
151. Real Estate Investor Becomes Infinite Banking Coach | Jinjin Fung 26.01.2023 49:28
Wealth Without Bay Street EPISODE 151: Featuring on today’s episode of Wealth Without Bay Street is returning guest, JinJin Fung. JinJin believes finance is a big part of everybody’s life. There is an efficient and peaceful way to take care of it and control it – practising the process of becoming your own banker. She doesn’t see this as a job but as a mission to pass on this great concept so more...
150. Top Real Estate Agent Embraces The Infinite Banking Concept In Canada 19.01.2023 53:12
Wealth Without Bay Street EPISODE 150: Featuring on today’s episode of Wealth Without Bay Street, is Donny Mangos. Donny is the Team Leader for the downtown Toronto Keller Williams office, as well as the team leader for his own investor-focused real estate team of agents. Nearly 18 years as a Realtor, Donny has had a front row seat to the ins and outs of real estate ownership in Canada’s largest c...
149. Infinite Banking In Canada Versus The USA | Top 10 Differences 12.01.2023 44:58
Wealth Without Bay Street EPISODE 149: Featuring on today’s episode of Wealth Without Bay Street is Roman Pushkar. Join us as Richard and Roman talk about the differences in implementing the infinite banking concept in the USA versus Canada.
148. Will My Life Insurance Policy Pay Out A Death Claim? The Incontestability Period 05.01.2023 40:05
Wealth Without Bay Street EPISODE #148: Join us for today’s episode of Wealth Without Baystreet as Richard and Jayson discuss the payouts of a death claim on insurance policies and about incontestability periods.
147. Financial Tailwind For Your Whole Life 29.12.2022 33:38
Wealth Without Bay Street EPISODE 147: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about The Infinite Banking Concept and how you can use the Financial Tailwind for your Whole Life.
146. Life Gives To The Giver A Charitable Impact with John Bromley 23.12.2022 35:22
Wealth Without Bay Street EPISODE 146: Featuring on today’s episode of Wealth Without Bay Street is John Bromley. John Bromley is the CEO and founder of Charitable Impact. He grew up with charity at the core of his family’s values. He started his career in corporate finance working with PwC and RBC Capital Markets and then went to work with his father, Blake Bromley. John recognised a need to make...
144. Corporate Infinite Banking With Passive Income With a $1,000,000 Premium 08.12.2022 49:31
FREE report 7 Simple Steps to Becoming Your Own Banker – http://7steps.ca/ Wealth Without Bay Street EPISODE #144: Join us for today’s episode of Wealth Without Baystreet as Richard and Jayson discuss the corporate infinite banking with passive income with an example of a million dollar premium. IN THIS EPISODE, YOU WILL LEARN: […]
143. How Scary is Inflation and Can IBC help? 02.12.2022 47:57
Wealth Without Bay Street EPISODE 143: Featuring on today’s episode of Wealth Without Bay Street is Roman Pushkar. Join us as Richard and Roman talk about inflation, their experiences and how you can implement IBC and how it can help.
142. Dream Architecture: Build a Retirement Beyond What’s Possible with Brittany Anderson 24.11.2022 42:44
FREE report 7 Simple Steps to Becoming Your Own Banker – http://7steps.ca/ Wealth Without Bay Street EPISODE 142: Joining us on today’s episode of Wealth Without Bay Street is Brittany Anderson. Brittany Anderson is the President and Shareholder of a top-ranked financial services firm, Sweet Financial Partners. Having more than a decade’s worth of experience in her field, she has taken her bu...
141. Shield Yourself From Inflation and Onerous Taxation With IBC 17.11.2022 38:36
FREE report 7 Simple Steps to Becoming Your Own Banker – http://7steps.ca/ Wealth Without Bay Street EPISODE #141: Join us for today’s episode of Wealth Without Bay Street with your hosts, Jayson and Richard, as they discuss how to use the infinite banking system to your advantage by shielding yourself from inflation and unnecessary taxes. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction...
140. How to live an EPIC Life and create an EPIC Business 10.11.2022 50:36
Wealth Without Bay Street EPISODE 140: Back on today’s episode of Wealth Without Bay Street is Justin Breen. Justin is the founder and CEO of BrEpic Communications LLC, a PR firm that works exclusively with visionaries and exceptional businesses around the world. He has won dozens of editing and writing awards and is an author of countless viral stories. Justin is hard-wired to seek out and create...
139. Infinite Banking Used On The Key People In Your Life | An Example 01.11.2022 33:04
Wealth Without Bay Street EPISODE #139: Join us for today’s episode of Wealth Without Baystreet with Jayson and Richard to learn about how to use the infinite banking concept to ensure the lives of key people in your life. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 2:53 Insure The Co-Founder in Your Family and Business 4:46 Take a Look at the Example 8:11 Is The Policy Exempt From Tax? 11:...
138. Using An Artificial Intelligence Business to Solve A Global Problem 25.10.2022 27:17
Wealth Without Bay Street EPISODE 138: Featuring on today’s episode is Genady Knizhnik, a co-founder of Bot Publishing, he has helped to create a language learning platform called LillyPad, an innovative and unique take on the existing Digital Language learning industry combining the power of the most recommended path to achieve fluency with the latest AI technologies. LillyPad focuses on intermed...
137. How Nelson Nash Solved a $2,607,409 Problem | Infinite Banking Concept 18.10.2022 32:27
Wealth Without Bay Street EPISODE #137: Join us for today’s episode of Wealth Without Baystreet with Jayson and Richard to learn about how becoming your own banker can be financially freeing! IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:20 Interest Rates in 1980’s vs. Today 9:44 Nelson’s Example 14:34 Getting People To Catch On 16:16 Magic Of Leverage 22:24 Wealth Has To Reside Somewhere
136. Canada Pension Plan Loses $22 Billion, Will It Affect Me? | Henry Wong 11.10.2022 1:08:44
Wealth Without Bay Street EPISODE 136: Today’s episode features Henry Wong again. Henry is a professional CPA who also trains other CPA’s across Canada specializing in taxation and passing through the nationals exams. Today he uses the opportunity to help explain Canadian life insurance landmines that U.S. citizens can avoid. Join us today as Henry present’s data about the Canada Pension Plan and...
135. Smith Manoeuvre With IBC 04.10.2022 42:49
Wealth Without Bay Street EPISODE 135: Featuring on today’s episode is Monty Bhatia. Monty graduated from U of T as a Software Engineer and has been working in the Technology space for the past 20 years. He is also a real estate salesperson, real estate investor and Smith Manoeuvre Certified Ambassador. Monty practices the Infinite Banking Concept as well as The Smith Manoeuvre personally. IN THI...
134. The Infinite Banking Concept Opens New Doorways 27.09.2022 33:06
Wealth Without Bay Street EPISODE 134: Featuring on today’s episode is Carrie Johnson. Carrie has been a Certified Nail Technician for 19 years and an Educator for 17 years. She loves sharing and teaching new skills to people who are eager to learn. Carrie is also an enthusiastic learner and you can join us today to learn more about her journey with IBC. IN THIS EPISODE, YOU WILL LEARN: 0:00 Intro...
133. Entrepreneur Sells Amazon Store and Creates Two New Online Businesses 20.09.2022 40:55
Wealth Without Bay Street EPISODE 133: Featuring on today’s episode is Nathan Hirsch. Nathan is a lifelong entrepreneur and currently the CEO of EcomBalance and Outsource School. Nathan started his first business in 2009 from his college dorm room buying and selling textbooks on Amazon. In the next 5 years, he expanded into other products and scaled it to over $25 million in total sales. After sca...
132. Infinite Banking Policy Application Questions 13.09.2022 42:18
Wealth Without Bay Street EPISODE 132: Featuring on today’s episode is Jennifer Wolfe, who recently started her journey with infinite banking and now helps others with theirs. Join us today with Richard Canfield and Vernon McCarty to discuss the infinite banking policy application process to make your journey easier. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 2:21 The Start of Jennifer’s J...
131. Canadian Real Estate Investors Tax Strategies 06.09.2022 41:41
Wealth Without Bay Street EPISODE 131: Featuring on today’s episode is Cherry Chan. Cherry is an entrepreneur, author, blogger, and mom of two young kids. Her accounting practice specializes in helping Real Estate Investors reach their investment goals. She started her real estate investment journey over 10 years ago by buying one student rental in her own name then became two more in the same yea...
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