Wealth On Main Street

Being a ninja in general is pretty impressive.  But being a Cashflow Ninja is next level impressive. Joining Jayson and Richard today is creator and host of the top-rated business and investing podcast, Cashflow Ninja , the President & Chief Executive Officer of Producers Wealth, a Grant Cardone Certified Coach, an Authorized Infinite Banking Practitioner and member of the Nelson Nash Institut...

Here we are showcasing another wonderful IBC practitioner.  Joining Jayson & Richard today is fellow practitioner, Sandy Bard. Sandy & her husband, Lance, have been practicing the IBC process for approximately 5 years. She has definitely become accustomed to making the Infinite Banking Concept a lifestyle with her daily progress tracking and, of course, with the implementation of the proce...

Joining Jayson and Richard today is National Director, Tax and Estate Planning at IDC Worldsource Insurance Network Inc. and fellow Infinite Banker, Frank Abate. As you will hear, Frank is very passionate about helping business owners get free from the Tax Man. Just like Richard and Jayson, Frank has helped many people gain back their confidence and financial abilities with Dividend-Paying Partici...

Understanding how Participating Dividend-Paying Whole Life Insurance Policies work can literally be life-changing!  Take it from Borysa.  She is the Owner of BOS Events and is an Experienced Event Producer and Consultant.  Because of the Infinite Banking Concept, she has been able to stay calm, cool, and collected financially during this pandemic. COVID-19 has really brought a lot of sadness to ou...

Joining Jayson & Richard today is long time friend & loving father, The Family Mortgage Guy a.k.a. Curtis Arnold. Curtis has been a client & fellow Infinite Banking practitioner for just over five years. During this time, Curtis has used the available cash value to help fund his real estate business.  Curtis, Jayson & Richard discuss the many benefits of Becoming Your Own Banker. M...

Today Richard and Jayson are joined by their friend and fellow Infinite Banker, Fong Chua. Fong is an Amazon #1 Bestselling Author, Speaker, Real Estate Investor,  Business Coach and Podcast Host. He has been his own banker for approximately 9 years now. In those 9 years, Fong has been able to fund his real estate business and also help friends in need with the cash value he accumulates inside of...

Taking energy out of the commercial banking system and adding that energy into your own system makes so much sense especially in times like we are facing right now.  Even through a global pandemic, Participating Dividend-Paying Whole Life Insurance Policies shines through like a beacon in the night. Once you own one of these fabulous policies, as long as you have a cash balance available, you will...

When it comes to real estate, most people think, “Location, Location, Location.”  Why not say, “Location of the Equity, Location of the Equity, Location of the Equity?”  When you have a Participating Dividend-Paying Whole Life Insurance Policy, all of the cash value in the policy is growing daily, uninterrupted by the loan balance.  Is this a possibility when getting a mortgage from a bank?  Absol...

Profitability is very important.  And that’s what you’ll about today as Jayson and Richard chat with author, entrepreneur, and lecturer, Mike Michalowicz.  Mike has authored seven business books including his latest, Fix This Next. He is a former small business columnist for The Wall Street Journal and is the “ Business Rescue ” segment host for MSNBC’s Your Business.  Listen as Mike, Jayson and R...

Tune in today to listen to Jayson & Richard discuss the integral steps of Participating Whole Life Insurance Policies & how they’re beneficial.  The process of Becoming Your Own Banker, The Infinite Banking Concept, may seem tricky to some but Jayson & Richard have a knack for breaking it down so that everyone is able to understand it. One main aspect of a Participating Whole Life Insu...

Ever thought about starting your very own Amazon store? If the answer is yes, then you’re in the right place today! Join Richard and Jayson as they welcome back Canada’s # 1 Amazon Resale Coach, Jonathan Proulx. Even though Jonathan always had an entrepreneurial mindset, he started his career in Northern Alberta’s oilfield as a tradesman. After spending several years working for someone else, he r...

Today Richard and Jayson discuss important aspects of Nelson Nash’s book, “Becoming Your Own Banker.” This book shows that the need for finance, during your lifetime, is much greater than the need for protection. The process of becoming your own banker will solve this need and by doing it you will also end up with more life insurance than “regular” life insurance companies will issue. Join them to...

Traditional banking is phasing out quicker than some may think. Thanks to people like Jayson, Richard and Mary Jo Irmen, ordinary people are able to do extraordinary things without the high interest and stress that comes with a bank loan. Mary Jo in particular is on a mission to save the farming industry!  She specializes in farmers and business owners because she grew up on a farm ranch operation...

There’s no such thing as having arrived in knowledge. You rely on your CPA’S as a trusted advisor but your advisor can only be truly valuable if they are committed to having an open mind and are constantly growing and learning. We know the power of compound interest, consider how powerful compounding your knowledge is. Most CPA’s are focused on the short term objectives and it’s a big missed oppor...

Let’s talk real estate… When you can’t get access to the equity in your property, that’s a problem. When you’re increasing the margin of safety for the lender (the bank) and by proxy, dollar for dollar decreasing your margin of safety, that’s a problem. When you are permanently transferring money away every single month in the form of mortgage payment and you can’t earn interest or save that payme...

Today’s episode we have a special guest. Winnie Lau aka “Winnie the Winner”. Winnie has demonstrated herself as a strong leader and is one of the few females in the industry, she’s taken on creating the space for the other female practitioners to grow within a predominantly male-centric industry. We talk about the interactive money & banking program she’s built and made available to help paren...

You want financial freedom? You want the ability to take advantage of the opportunities as they arise? Then you need to take responsibility and invest the time to understand how money works and not just leave your livelihood on the opinions of the media or advisors that do not have a grasp of the complete picture either. People reach absurd conclusions with limited information. Don’t get caught in...

The Infinite Banking Concept is about a process, not a product. This podcast is our way of ensuring we provide our clients with the best, most accurate, clear and complete information about the process of using dividend-paying whole life insurance policies as a vehicle for controlling the banking function in your life. Thee is a lot of information out there and it is missing the context of the com...

How to turn your business into a money-making machine. It’s difficult enough to run a business with money, let alone when you’re chasing after receivables Cashflow is always the topic. Whatever business size you are, you need cashflow so you can take care of what you need to take care of and sometimes you’re waiting for cash to come in over long periods of time. There are those obligations that ar...

If you haven’t listened to Part 1 of this 2 part series. Be sure to listen to it here . Part 2: Advisors, your role is fundamental but should not be a dependency. We human beings have an innate proclivity to get hung up on what we see and what we can touch and feel at the expense of the unseen. Such as the Illustrations, policy statements and increased value, your return on your investment and the...

Do you want to create abundance in your life? Do You want more freedom to do what you want? Then you need to change your mindset. It’s all about how you think. You need to be willing to exchange your most valuable asset (time) for knowledge and then you need to take action. The knowledge will allow you to ask the right questions. With those answers come now the steps you need to take that will mov...

In this episode, Jayson and Richard share the mic with Jason Rink, a texas-based commercial banker who followed his entrepreneurial dream 10 years ago and now runs Simplifilm, a video production agency who has had the pleasure of working with many award-winning actors, senators and presidential candidates and who produced the documentary This is Nelson Nash. We dig into his journey leading up to h...

In today’s episode, we talk to Russ Morgan and Joey Mure of The Wealth Without Wall Street Podcast and their journey of discovering the Infinite Banking Concept and putting it into practice. This is a rich episode if you’re ready to catch what’s being said. As they became more successful themselves, they found they had less time to help the people they really wanted to help. They used their own po...

There is a roadmap to put your capital back in your control. In this episode David Stearns, President of Infinite Banking Concepts LLC, Founding director of The Nelson Nash Institute and R. Nelson Nash’s son in law joins us. We discuss the last 20 years working closely with Nelson Nash and what life has been like since Nelson’s passing in March 2019. David shares tales of the growing pains of his...

Episode 1 of The Wealth Without Bay Street Podcast. Where conversations about money are actually fun! We understand that the reality for most when it comes to talking dollars can be very stressful and bring up a lot of negative emotions. We’ve been there. We are taking the steps to lighten up the narrative and get more people comfortable talking about money. How? It’s all about shifting the mindse...