Richard Canfield & Jayson Lowe

Wealth On Main Street

Business EN ↓ 325 episodes

Welcome to the Wealth On Main Street podcast, a guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets for a financial future you can bank on. Discussing the Infinite Banking Concept and strategy of Becoming Your Own Banker in North America.

Author

Richard Canfield & Jayson Lowe

Category

Business

Podcast website

wealthwithoutbaystreet.com

Latest episode

Jul 3, 2026

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Episodes

53. Be Your Own Banker Through Infinite Banking with James Neathery 09.03.2021

From Fort Worth, TX, James C. Neathery is recognized as a leading life insurance professional and general agent in the United States with over thirty years’ experience in the financial world and over sixteen years of experience personally and professionally practicing the Infinite Banking Concept ®. He is a disciple and student of R. Nelson Nash, a member of the Million Dollar Round Table, sits on...

52. Cash Flow Is King: Unlocking The Full Potential Of IBC – Shaun Somers – Client Series 02.03.2021

CLIENT SERIES EPISODE: Shaun lives in the Niagara Region of Ontario, where he lives with his wife and two sons. He has been a Youth Worker at a youth detention facility for nearly 20 years. Shaun first heard of Infinite Banking years ago but at the time thought it was something for wealthy business owners only. In 2020 he rediscovered the concept while on Twitter, and very quickly went all in lear...

51. Taking Control Of Your Money With IBC – Client Series – Scott Wilson 23.02.2021

CLIENT SERIES EPISODE: Scott Wilson high school teacher who began investing in real estate 6 years ago, specifically student rentals.  After accumulating a number of houses Scott began to look for other opportunities outside of real estate.  He was introduced to IBC by his cousin, Peter Lount, a couple of years ago.  It took Scott about 6 months to begin to understand how this concept could benefi...

50. What Is The Time Value Of The Banking Function? – Sarbloh Gill 16.02.2021

Back for a second time on the Wealth Without Bay Street Podcast is Senior Wealth Architect and Team Developer, Sarbloh Gill. Sarbloh is an expert in his field and is recognized as one of the top Infinite Banking Practitioners in Canada. In this episode, the guys talk about the importance of focusing on redirecting your money back into your own personal banking system.  Sit back and think about whe...

49. Earn Dividends Like An Oak Tree – Infinite Banking Concept Whole Life 09.02.2021

Did you know that you can directly impact the dividends you receive each year by a life insurance company when you own Par Whole life? The policy owner has the largest impact on the dividend they are able to receive in a given year and the ripple effect of every future dividend is directly impacted by the premiums the policy owner puts in. Dividends are one of the most misunderstood areas of a Par...

48. Seeing Opportunities with Infinite Banking and Real Estate – Client Series 02.02.2021

On today’s “Client Series” episode of Wealth Without Bay Street, Jayson and Richard are joined by Liam McGoran.  Liam works as a Design Engineer (EIT) for an engineering firm in Vancouver, BC. Amongst spending time hiking and being outdoors in the Greater Vancouver area, Liam has picked up an interest in macroeconomics and investing. He has especially enjoyed being able to implement IBC as a tool...

47. Don’t Steal The Peas When Doing Infinite Banking 26.01.2021

Having an Infinite Banking Policy is a wonderful tool to help navigate your financial life not to mention the benefit of knowing your family is taken care of once you have passed.  But, these policies only work if you take care of them.  If you withdraw a policy loan and don’t repay it, then you’re only going to hinder the death benefit that your family is to receive.  Being strict with repaying y...

46. Guaranteed Retirement Income using The Infinite Banking Concept Canada 19.01.2021

When people think about retirement, usually the first things that come to mind are RRSPs, Tax-Free Savings Accounts, Government funded pensions and/or company pensions.  Why not create your own guaranteed retirement income?  With Becoming Your Own Banker – The Infinite Banking Concept you can do just that.  Now more than ever, we need to take control of our money.  The government is spending money...

45. With IBC The Cash Follows The Leader 12.01.2021

We all know that everyone’s financial situation is different.  But did you know that you can set up a policy to suit you?  Most people don’t and that’s ok.  The most important thing is to not ponder over what you didn’t know but to dive in and learn all the ways you’re able to make your financial situation better.  Our mission is to share the message to Candians that you can improve your wealth wi...

44. CPA & Real Estate Investors Embrace Infinite Banking Concept Canada – Cherry Chan & Erwin Szeto 05.01.2021

Joining Richard and Jayson today is the power couple, Cherry Chan and Erwin Szeto. Cherry is an entrepreneur, a best-selling author on Amazon, a blogger, a mom of two young kids and a Chartered Professional Accountant helping real estate agents and real estate investors. Cherry is also in high demand as a public speaker for her tax knowledge. Erwin is the founder of the iWIN (Infinity Wealth Inves...

43. Cashflow Management & Profit First Is Key for Service Professionals – Jos Willard 29.12.2020

Jos Willard believes you should make your decisions from your values, NOT your bank account balance. Of course, the best way to be able to do that is to have a full bank account. His mission is to help good people build profitable businesses. Creator of the Profit for Coaches system and host of the Profit for Coaches podcast , Jos stands up against the “coaching industry” that preys on service pro...

42. Getting Started With The Process Of Becoming Your Own Banker – Client Series 22.12.2020

James Auclair is a simple family man that has continually been looking for ways to make his family’s limited amount of savings dollars work harder. Realizing that school taught him nothing in the way of savings and finances, he started learning the basics on his own. And although mainstream influences said RRSPs and TFSAs were the way to go, they didn’t always make sense and never did “feel” quite...

41. Infinite Banking & The Money Multiplier Method 15.12.2020

Brent Kesler was a Chiropractor and Chiropractic coach for over 14 years. After implementing The Money Multiplier Method , Brent paid off $984,711 in 3rd party debt in 39 months. In fact, Brent became so passionate about how powerful this concept was, he began sharing it with others. For the last 7 plus years, Brent has been lecturing to thousands of people around the United States and Canada on t...

40. Infinite Banking Is The AND Asset For Canadians 08.12.2020

After taking over the entire investment department of a bank by the age of 19, Caleb Guilliams saw firsthand how 98% of North Americans were financially failing despite “professional” financial advising. After 3 years of traveling the country being mentored by the most successful financial minds, Caleb discovered a better way to build wealth. Leaving his prestigious position at the bank, Caleb fou...

39. Interest Rates Vs. Interest Volume when Becoming Your Own Banker 01.12.2020

We all know that banks and other financial institutions charge interest. They charge us to access their pool of money. As consumers we are taught to focus on the interest rate…but we never spend real time actually looking at the physical dollars of interest cost that will walk right through our hands over a lifetime. This is referred to as the volume of interest. What if there was a way you could...

38. The Five Phases of The Infinite Banking Concept 24.11.2020

Authorized Infinite Banking Practitioner and friend, Sarbloh Gill joins Jayson and Richard today to discuss the five phases of the Infinite Banking Concept.  Five phases may seem like a lot, but once the guys break it down for you, you’ll realize the simplicity of this process.  That simplicity comes with massive benefits to you and your family. Family banking at its best. IN THIS EPISODE, YOU WIL...

37. The True Need for Life Insurance Plus The Power of Infinite Banking 17.11.2020

Most people don’t like talking about life insurance.  And reasonably so.  Who wants to talk about death?  But in saying that, it’s something that needs to be talked about more because making sure your family is taken care of once you’ve departed is one of the most important things you can do.  Once you implement the process of Becoming Your Own Banker in your life not only will you be taking care...

36. The Infinite Banking Wealth Consultant Who Started As A CPA 10.11.2020

Joining Jayson & Richard today is good friend Anthony Faso.  Anthony is a family man, army veteran, author, Authorized IBC Practitioner, real estate investor, and self-proclaimed “Recovering” CPA.  After many years in Corporate America, Anthony started his first business then in 2008 happened.  Thankfully this devastating time inspired his journey to begin Infinite Wealth Consultants which com...

35. Corporate or Personally Owned IBC Policies in Canada (Infinite Banking) 03.11.2020

As you’ve heard many times, your money must reside somewhere.  So why not place it inside of a policy that has uninterrupted growth no matter what?  You may ask, “Well, who are these policies for?  Obviously, if they’re this good, there must be some special criteria that you have to meet.”  The answer to that is simply, “Anyone can own and benefit from an Infinite Banking policy!” Sit back, relax...

34. Get #wokebynate and Control The Banking Function 27.10.2020

Who’s ready to get #wokebynate?  Joining Richard and Jayson today are Nate Dean and Brandon Goswick.  Nate and Brandon are using technology to help spread Nelson’s word.  They have taken Twitter over and are using their powers to spread the wonderful words of Nelson Nash and the Infinite Banking process.  The duo live by the ironclad principles that Nelson himself lived by daily. IN THIS EPISODE,...

33. The Four Characters in the Financial Play, The Bank Owner, Banker, Borrower and Depositor 20.10.2020

It’s very important to understand when becoming your own banker to understand the four characters in the financial play.  They are The Depositor, The Borrower, The Banker & The Banker Owner. Each of these characters plays a vital role in successfully achieving your financial objectives.  Tune in to hear Jayson & Richard discuss these four characters, their roles & what each of them can...

32. The Fuel You Need To Reach Your Businesses Vision 13.10.2020

With Jayson and Richard today is Co-Founder and Ideas Gardener of Enta Solutions, Kately Bullock.  Enta Solutions is a management system consulting network committed to developing fit for purpose solutions and providing the expertise you need.  They provide custom and functional auditing services, system development, training and workshops. Katelyn is passionate about innovative and fit for purpos...

31. What is The Perfect Investment? Infinite Banking For The Win! 06.10.2020

Using The Infinite Banking Concept in Canada you can control your financial life. When people choose to invest their hard earned money, they want to make sure they’re doing it in the most profitable way.  Things like consistent rate of return, easy to follow growth & low interest if they need to withdraw some of the cash flow they’ve accumulated.  The Infinite Banking process easily checks all...

30. Gaining Financial Freedom With The Infinite Banking Concept – Client Series 29.09.2020

Welcome back to another episode in the Client Series.  Today Jayson is joined by clients, David and Trish Price.  Earlier in life, David & Trish were just like the majority of people.  They believed in the “power” of RRSPs.  Even though RRSPs helped them fund things like school for David, they were always left with a declining balance.  Enter the Infinite Banking Concept.  Now, David & Tri...

29. Nelson Nash’s Final Message For Infinite Bankers with Carlos Lara 22.09.2020

Joining Richard and Jayson today is none other than Carlos Lara.  Carlos is on the board of directors and founding member of the Nelson Nash Institute. He is also the CEO of United Services and Trust Corporation and the editor of the Lara-Murphy Report, an online publication specializing in financial markets, Austrian economics and Nelson Nash’s Infinite Banking Concept (IBC). He has co-authored,...

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