Wealth Michigan Podcast

Mindy and Nolan discuss planning for when you pass away and leave your belongings to the people or institutions you wish, and how this needs to be handled to make sure your wishes are carried out as you desire, and in a tax efficient manner for financial accounts. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial profession...

More people are coming in with 401K accounts of a half million dollars or more. But what are they supposed to do with all that money for retirement income, especially when it comes to paying taxes? Today Mindy and Nolan discuss strategies to help you keep more money in your pocket and pay less - legally - to Uncle Sam. The Wealth Michigan Podcast is the podcast version of the weekly radio show fea...

Mindy and Nolan first discuss the upcoming presidential election, including the future of the Tax Cuts and Jobs Act depending on who may win. They also talk about next month's Summer Olympics in Paris and how training for the Games can relate to retirement planning. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professi...

Nolan runs solo in this episode with a discusssion about the popular 401K retirement savings vehicles, and decisions people need to make concerning them and their IRAs, which many 401Ks provide money for. He also discusses pensions and how to decide whether to take the monthly payments or a lump sum buyout, which can be rolled over to a personal IRA. The Wealth Michigan Podcast is the podcast vers...

No one likes to think about the bad things that can happen in the future, but the truth is they do, and they need to be planned for. Mindy and Nolan cover some of these potential events, and offer some strategies which can be used so that your money can provide for the situation at hand. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team...

Tax planning is more important than ever in retirement, especially with rates set to go up at the start of 2026. Mindy and Nolan take a look at what you can do now to pay at lower rates so you can save when rates go up for later retirement years. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh...

People may not think of life insurance as a retirement planning tool, but if used the right way, it can fit into someone's situation. Mindy and Nolan discuss some of the strategies life insurance can be used for retirement, and also for legacy planning. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy Mc...

First, Mindy and Nolan discuss whether we may or may not have a recession in 2024, then they look at how small business owners can plan for their own retirement, whether it may be by selling their business or passing it on to a family member or an employee. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mind...

How people think about money can be beneficial, especially to a financial advisor trying to steer them in the right direction for retirement. Today Mindy and Nolan discuss the growing field of behavioral finance and how it affects the way people plan for retirement. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professi...

Mindy and Nolan discuss legacy planning and how it addresses the way any individual wants to leave behind things when they pass as well as who to leave it to, and whether a will, trust or other strategy can be used for a particular situation.  The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and...

Retirement planning can be like a puzzle - you need to put the right pieces in the right places. In this episode, Mindy and Nolan discuss the various pieces needed for a proper retirement plan, such as when to withdraw from which accounts, when to take Social Security, doing things to allow for tax efficiency, etc. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuri...

There are four factors going into retirement that are not entirely certain at the time. They include how long one might live, health care costs, stock market performance and taxes. Today Mindy and Nolan look at these areas and talk about how they help construct plans for their clients that can address each of these areas as best as possible. The Wealth Michigan Podcast is the podcast version of th...

In the past few months there have been layoffs at companies in the area such as Dow Chemical and others. What do you do with any savings programs if you find yourself in this position? Today Mindy and Nolan discuss what has been happening and how you can address this issue should this situation affect your family.  The Wealth Michigan Podcast is the podcast version of the weekly radio show featuri...

Today Mindy and Nolan take a look at recent financial headlines and answer some listener questions, then Mindy takes on the familiar subject of Medicare trivia as the first of the year open enrollment period comes to an end on March 31.  The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and finan...

While working, your retirement savings is working to grow to enhance your nest egg. But in retirement, that nest egg has to provide income so you can live the lifestyle you want. Today Mindy and Nolan discuss how that nest egg needs to work differently, especially in a tax advantaged way, to provide that income while paying the lowest amount of taxes necessary.  The Wealth Michigan Podcast is the...

Mindy and Nolan go over five things NOT to do when you retire according to an article from Lovetoknow.com. They include not being discliplined about time and money, not immediately downsizing your residence, neglecting estate planning and two others. They also take on listener questions.  The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife tea...

Fewer than 25% of Americans feel their retirement lifestyle amounts to what they thought it would be. Mindy and Nolan discuss the importance of having a plan, especially for income, so that you'll have the money to make sure your retirement dreams become what you want it to be. They also address the retirement system in the U.S. and how the benefits available can best be used to augment one's inco...

Today's podcast takes a look at the importance of legacy planning and making sure that what an individual leaves behind on their death passes on to their beneficiaries in the most tax efficient way possible, and also makes sure it goes to who it is supposed to go to. Mindy and Nolan also look at things to get done financially before the end of 2023. The Wealth Michigan Podcast is the podcast versi...

This show opens with tips and stories from clients of Mindy and Nolan on how to strategize for retire and put a plan together for a person's individual situation. Later they look at planning for the worst for the times when things take a wrong turn, such as health concerns and more. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of f...

Besides Medicare, the biggest government benefit to retirees is Social Security. But it's complicated with numerous rules and ways it can be taken. Today Mindy and Nolan discuss this program and try to help simplify what it's about and how qualified individuals can use it in the best way possible to augment their retirement income and pay the lowest amount of taxes necessary. The Wealth Michigan P...

It's Open Enrollment time through December 7th, and Mindy and Nolan discuss the many changes and options available in 2023 that Medicare qualified individuals can make to be sure their plan is right for them, as well as being cost effective. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and f...

In this debut of the Wealth Michigan Podcast, Mindy and Nolan McIntosh address how retirement planning is like planning a vacation - except this one could last 20, 30 or more years rather than just a week or two. They also take a look at one of their favorite subjects, Medicare, during the Open Enrollment period going on through December 7th. The Wealth Michigan Podcast is the podcast version of t...