Wealth Michigan Podcast

Mindy and Nolan take a look at a couple of subjects from recent programs - strategies to help retirees lower their tax bill to Uncle Sam as well as spending realities in retirement and how to provide the money needed to provide what you need for those levels. Mindy also goes over some upcoming events hosted by McIntosh and Associates on a variety of subjects. The Wealth Michigan Podcast is the pod...

Nolan handles most of the show today, including the main topic of retirement planning options for small business owners, including transition planning, savings options for themselves and employees and more.  The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of...

Mindy and Nolan dive into the One Big Beautiful Bill and its provisions regarding taxes, especially where retirees are concerned, and some of the benefits it provides and also some of the areas to be careful with to avoid needless overpayments. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh an...

A study late last year done by AARP showed that some 20% of adults age 50 or older had no retirement savings, and some 57 million private sector workers did not have either a pension or other retirement savings plan through their employer. Mindy and Nolan break down the numbers and offer some tips for how people can put some savings together and get on the road to being able to retire. They also r...

After an initial uncovering of the Big Beautiful Bill become law, Mindy and Nolan tackle the reality of spedning in retirement, which conventional wisdom says will be just 70-80% of what you earned in your later working years. They go over what could happen if that conventional wisdom is wrong and you want, or need, to spend more in retirement, and how to plan to make sure that money is available...

Taxes in retirement are a big deal, and Mindy and Nolan discuss strategies to use to help you pay less to the IRS than you might otherwise do without using them. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, M...

Mindy and Nolan go over some of the things that people can sometimes get stressed about when it comes to retirement, especially as it pertains to things in the news which could affect their savings. They also clear up some retirement myths, answer some listener questions, and review their retirement tool kit, which is available by calling or texting a special number at their office. The Wealth Mic...

Mindy and Nolan address three essential pillars of a solid financial plan for retirement - reliable income generation, tax efficient strategies, and investment management that is appropriate for one's tolerance for risk. They also announce the debut of a second podcast, Beyond the Focus, which debuts June 9 on major podcast platforms. The Wealth Michigan Podcast is the podcast version of the weekl...

It's great to have retirement accounts with a fat nest egg to work with, but it take a different mindset to turn that savings into reliable lifetime income. Mindy and Nolan discuss the difference, and the steps needed to make the transition so your money will provide what you need for your retirement dreams. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the...

Rebalancing is an aspect of retirement planning that many people find daunting, especially after going through such a process just to get it started. Mindy and Nolan discuss why rebalancing is important, especially as it pertains to keep track of your goals and making sure your plan remains on track to do what it needs to. The Wealth Michigan Podcast is the podcast version of the weekly radio show...

Many people think they will pay less in taxes once they stop working, but that may not always be the case. Mindy and Nolan take a look at the structure of taxes as they involve retirement accounts, and why tax planning - including Roth conversions - may help to lower the amount you need to pay. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wi...

There has been plenty of volatility in the markets this year, and it's likely to continue. Nolan discusses how best to deal with it and why timing the market is usually not productive to your investments or your plan. Later Mindy joins him to take a look at hidden obstacles that could derail your retirement if not carefully planned for, such as health care costs and taxes. The Wealth Michigan Podc...

The income you need for regular expenses in retirement has to be protected - that is come from a guaranteed source such as Social Security, a pension or an annuity. Mindy and Nolan discuss these sources as well as the various types of annuities, and how they can make sense in your retirement plan.  The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband an...

Taxes may be going up at the end of this year - or they may stay the same. No one knows yet, but Mindy and Nolan take a look ahead and how to plan for either scenario so you can keep more of your hard earned savings in your pocket. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and financial a...

Longevity, health care costs, taxes and stock market performance are four areas that can't be known at the time a retirement plan is being put together. But they can be accounted for. Mindy and Nolan go over ways where proper planning can help account for these variables so funds can be there when they are needed. The Wealth Michigan Podcast is the podcast version of the weekly radio show featurin...

Taxes and inflation are two huge unknown factors going into retirement. Mindy takes a look at how planning can help mitigate these factors so your retirement can be less stressful and more enjoyable. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntos...

Have I saved enough? Will my money last? These are two of four very important questions you need to ask before you make the final decision to retire. Mindy and Nolan go over these areas and how to help determine whether you are truly ready to retire. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McInt...

First, Mindy goes over items which need to be taken care of before the end of 2024, including Roth conversions and Medicare planning, then she looks at the growing government debt and the potential of higher taxes to help pay it off. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and financial...

Rebalancing is something a lot of people may not grasp when managing their retirement accounts. Today Mindy and Nolan discuss this issue, why it's important, and the best ways to keep track of the amount of stock and bond investments in your portfolio to make sure they keep consistant growth going. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband an...

Nolan begins the episode by looking at the recent election and what to maybe expect from a new Trump administration. Then Mindy joins him to talk about making your money work for you for retirement, and some strategies that are used to best provide whatever you need when you need it. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of...

Women face their own unique challenges in planning for retirement. Today Mindy and Nolan discuss what these are and what women need to keep in mind when having their plan put together.  The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associat...

After looking at some recent headlines, Mindy and Nolan dive into Social Security, and how you can utliize strategies to best optimize your benefits for your specific situation. They also look at Medicare Open Enrollment and upcoming showings of the movie The Psychology of Retirement  at theatres in the area. The Wealth Michigan Podcast is the podcast version of the weekly radio show featuring the...

With events of recent years, you may feel you have less control over retirement planning than ever. Today Mindy and Nolan discuss what you can be doing to take back control of your retirement future, especially when it comes to risk mitigation and planning for future taxes. They also take a look at upcoming showings of the film The Psychology of Retirement, where they served as co-executive produc...

Just about everyone has Social Security, but outside of that most folks need to have plenty of savings for a retirement nest egg because pensions have pretty much gone away. In this episode, Mindy and Nolan discuss some of the issues people have in making sure their retirement savings can last as long as needed, including perceived coming tax increases, longevity risk and the continual rise in hea...

You may have had an advisor who has helped you grow your retirement nest egg, but is that advisor the one that can get you through retirement? Mindy and Nolan discuss ways to help you determine if the advisor you have is right to help reach you retirement goals, or if they are just someone who oversees investments and doesn't take things into account such as income, taxes or health care. The Wealt...