Wealth Creator Radio with Eric Heckman, CFP

Will your money last as long as you do? Will you be able to have fun and enjoy your retirement? These are the big questions people approaching retirement need to consider. So many Americans worry about running out of money in retirement, and for good reason. The truth is, if you don't have money during retirement, then you're not retired… you're just unemployed.   If you're worried about running o...

In this episode, Eric emphasizes the importance of having a personalized income plan and tackling the complexities of retirement planning, which include navigating confusing products, changing tax laws, and volatile markets. The episode also features listener questions, where Eric provides expert advice on crucial topics like determining how much to save, estimating taxes, and transitioning from s...

Retirement is a time to relax, travel, and enjoy your favorite hobbies… but that can't happen if you don't have protected income. So the question is: How do you make sure your money lasts as long as you do?  This week on Wealth Creator Radio, veteran financial planner Eric Heckman is sharing how to plan for protected income, so you can enjoy worry-less wealth in retirement. Tune in to learn why pr...

Could our country be facing a retirement savings crisis? This week on Wealth Creator Radio, veteran financial planner Eric Heckman is taking us through a new study from the AARP that seems to paint a bleak picture of retirement savings right here in America: Most Americans used to retire with a pension, but today, 20% of adults over 50 have no retirement savings.    But don't worry, it's not all d...

Today on Wealth Creator Radio, Eric Heckman is stepping into the role of "Retirement Santa" to help you understand what's naughty or nice when it comes to planning for retirement. Eric is looking at common retirement scenarios, like waiting until age 50 or 60 to start saving, making a big move and downsizing in retirement, and dipping into your retirement to help your kids with their college tuiti...

Cryptocurrency has been a hot topic in recent years, especially Bitcoin. As its value has increased lately, many retirees are now wondering: Should I invest in Bitcoin? Should Bitcoin play a role in my retirement strategy? Eric Heckman is a certified financial planner with over 30 years of experience, and in this episode of Wealth Creator Radio, he's sharing what you need to know about Bitcoin, it...

Are you comfortable talking about money with your family? Money is one of those taboo topics along with politics and religion that you're supposed to avoid, but as you plan for retirement, these discussions with family are more important than ever – both for your kids' financial literacy and for your family to understand your financial wishes. Eric Heckman is a certified financial planner with ove...

As the year wraps up, it's time to start year-end financial planning for a great 2025. While tax reporting happens in the new year, tax planning has to happen now—so you only have a few short weeks to make the most of your financial planning to set yourself up for success in 2025. And with the cost of living rising and healthcare expenses only going up each year, strategic year-end planning can ma...

Now that we've reached the end of another marathon election cycle, many Americans are wondering what this means for their finances – especially if they're nearing retirement. Today, certified financial planner of over 30 years Eric Heckman is explaining why taking control of your retirement and financial future is still within reach, even in the uncertainty of the day. In this episode of Wealth Cr...

According to Investopedia, living the American Dream over a lifetime could cost $4.4 million. That doesn't mean lavish wealth and luxury living, but simply owning a home, having a couple of kids, a new car, and a vacation once a year. So is the American Dream still within reach?     In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is sharing  what it really costs t...

With interest rates on the decline, retirement planning has become more complex than ever. Many retirees find themselves facing an uncertain financial landscape. If you want to make sure your money lasts as long as you do, you need to take falling interest rates into account in your retirement income plan.   In this episode of Wealth Creator Radio, certified financial planner Eric Heckman shares h...

When it comes to retirement, one of the most common questions is, "How can I ensure my income lasts throughout my retirement?" After all, the last thing you want is to run out of money in the years when you should be enjoying retirement.   Many people debate whether to start their Social Security benefits at 65 or wait until 67 or even 70. While delaying benefits increases the monthly payment, the...

A major poll says that Americans today feel like they're struggling more financially than previous generations, especially when it comes to retirement planning. But is it really true? Are they actually worse off than their parents, or have times simply changed?   In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is looking at the implications of this poll and talkin...

As we approach the end of the year, it's time to take a closer look at changes in Medicare that will affect retirees in 2025. From changing rates to caps on expenses, the Inflation Reduction Act has the potential to impact retirees. Today, we're looking at these changes and how you can better prepare for retirement.   In this episode of Wealth Creator Radio, veteran financial strategist Eric Heckm...

As we approach retirement and look back on our financial decisions, many of us wish we could have done things differently. Maybe we didn't save enough for retirement, or we didn't put away enough money for emergencies. The good news is that it's never too late to make changes and turn things around – and veteran financial strategist Eric Heckman is giving you your first steps to retiring worry-les...

11,000 boomers retire every day right now. That changes a lot of things in the US. What do you need to know about this huge shift. Plus we will go over probate issues and how to avoid them

Annuities have been around for over 2000 years in the form of pensions. Should you get one on your own. We will cover that and more.

When people say, "This isn't your grandpa's retirement!", they aren't kidding! This generation isn't as lucky to be able to rely on generous pensions; With the unreliability of Social Security benefits,  how are you to make your retirement savings last at least as long as you do? Listen to this podcast and get some answers to this crucial question and more!

When you were 20, whether you knew it or not, you were already laying the groundwork toward your financial future later in life. We talk a lot on this show about the stages of retirement, but financial planners say there are 5 financial stages of life. You don't want to miss this podcast!

When it comes to financial matters, everyone behaves quite differently; Some make financial decisions rationally and thoughtfully, while others make their financial decisions emotionally, and it can cost them in the end. Do you know what your financial behaviors are? Do you understand how one wrong financial decision can cost you years of retirement savings? This crucial episode covers why underst...

Volatility isn't good or bad; It's just reality!  The best way to take advantage of that instability is to plan for it, but do you know where to start? Listen to this crucial, can't-miss episode , with special guest speaker, Tom Siomades-Chief Market Economist of AE Wealth Management,  and learn how to take advantage of the ups AND downs of the market woes. Be sure to share this with your loved on...

When it comes to high prices, they are anything but funny. That being said, it is fun to take a look back and see what the history of inflation is. Sure, 39¢ bread isn't making a comeback in our lifetimes, but you do need to know how to protect your current standard of living in retirement in the future. This episode will have a bit of fun, and of course a lot of truth about how to make your retir...

The number one fear of most retired Americans is running out of money. With proper preparation, you can avoid this and many other risks to your retirement! This episode highlights some of the biggest risks to your retirement and how to address and plan for them. Stop everything and listen to this episode (and don't forget to share with your friends and family, too!).

When it comes to your retirement, there are some big risks..or "potholes" that you want to be sure you plan for. If you don't plan for them, your entire retirement could be derailed! This episode will help you better understand what can pose a risk to your retirement plan and how to avoid it or better yet, how to properly plan for it if it is unavoidable! Cheers to another "can't miss" episode of...

Several retirement "unknowns" exist, but four in particular are essential to pay attention to. In this special show, we will review the four "unknowns" and more! You do not want to miss this important episode!