Wealth Creator Radio with Eric Heckman, CFP

For years, you've worked hard, saved consistently, and watched your retirement accounts grow. But once retirement gets closer, your financial strategy might need to shift. In this episode of Wealth Creator Radio, veteran financial planner Eric Heckman explains why asset allocation becomes increasingly important as retirement approaches, why the 100 Minus Your Age Rule isn't always the best strateg...

The latest consumer report shows an inflation rate of over 4.2% in the past year – the highest annual rate we've seen in three years. So what does this rising inflation trend mean for your retirement? On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares why inflation is so dangerous for people with a lot of retirement savings, how it affects Medicare, and what you...

Nobody likes paying taxes. So when someone hears that a Roth conversion requires paying taxes today, it's understandable that they hesitate. But what if paying taxes now could actually save you a significant amount over the course of your retirement? On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman explains what Roth conversions are, the biggest mistakes retirees mak...

Most people have a retirement age in mind – maybe it's 65, 67, or "just a few more years." But what if retirement doesn't happen on your schedule? According to a recent report highlighted by USA Today, nearly 60% of retirees leave the workforce earlier than they originally planned. On this episode of Wealth Creator Radio, Eric Heckman discusses why early retirement is becoming more common and what...

Most of us spend decades saving money and building a nest egg for retirement. But once retirement actually arrives, the game changes. Suddenly, it's not about how much you've saved – it's about how effectively that money can support your retirement lifestyle. On this episode of Wealth Creator Radio, owner of Heckman Financial Eric Heckman shares how to turn your savings into a reliable income. Plu...

Most people spend decades saving for retirement. But there's one surprise that catches many retirees completely off guard: Taxes. Many people assume they'll automatically be in a lower tax bracket once they stop working, but unfortunately, retirement can bring a whole new set of tax challenges that many people never see coming. In this episode of Wealth Creator Radio, veteran financial planner Eri...

According to a new USA Today report, 75% of people fear running out of money in retirement more than they fear death. So what's driving this fear, and how can you avoid it? In this episode of Wealth Creator Radio, Eric Heckman shares practical advice to help you keep more of your money with less worry. Plus, you'll hear the least risky place to put your retirement nest egg, how to leave money to y...

If you're like most people, you'll spend decades planning for retirement. The problem? Nobody teaches you how to turn those savings into reliable income once you're retired. On this episode of Wealth Creator Radio, Eric Heckman, a financial planner of over 30 years, will share how to shift from saving money to spending it confidently. Tune in to learn what the retirement income gap is, why your in...

If you're within five years of retirement – or you've retired within the last five years – you're in the "danger zone" of retirement. That might sound dramatic, but according to veteran financial planner Eric Heckman, this ten year period can have a major impact on how long your money lasts and how comfortably you live in retirement. Tune into this episode of Wealth Creator Radio to learn why this...

When people think about retirement, they usually focus on the big three: saving enough money, managing market risk, and maybe working a little longer. But according to Certified Financial Planner Eric Heckman, there's a major expense that often gets overlooked, and it can quietly derail even the best retirement plans: Healthcare. Tune into this episode of Wealth Creator Radio to learn why healthca...

How does timing affect your retirement nest egg? Is the 4% rule still reliable for withdrawing from your portfolio? And how will changes in AI affect your retirement? These are the big questions on many retirees' minds today – and you'll get all the answers and more on this episode of Wealth Creator Radio. Join Eric Heckman, veteran financial planner of over 30 years, to hear his best advice to en...

What if you could wake up without an alarm, travel whenever you want, and truly enjoy your days on your own schedule? That's the dream for many people who want to retire early. But as Eric Heckman explains, turning that dream into reality takes more than just wishful thinking – it takes smart, intentional planning. In this episode of Wealth Creator Radio, he breaks down what it really takes to ret...

If you've filled up your gas tank or purchased groceries lately, you've probably felt the impact of climbing costs. One major reason? The conflict in Iran. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman explains what the cost of conflict means for your retirement – and what you can do about it today. Plus, tune in to hear why you need to think about legacy planni...

If your estate isn't in order, it can mean you're leaving a huge mess behind for your loved ones. The good news? There's a simple fix: you just need to have a plan now to avoid inheritance disputes later. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is sharing what problems can pop up when you haven't created or updated your will or trust, what common causes of...

How do you know if you're taking on too much risk in your retirement portfolio? When you're walking the retirement tightrope – teetering between trying to grow your nest egg and risking major loss – it can be a stressful ride. That's why in this episode of Wealth Creator Radio, certified financial planner Eric Heckman shares practical ways to boost your retirement without piling on more market ris...

Turn on the news lately and it's hard to miss the headlines – global conflict, rising oil prices, and growing concerns about inflation. It's enough to make anyone wonder: what does all of this mean for my retirement? On this episode of Wealth Creator Radio, Eric Heckman breaks it all down in a calm, practical way – because while the headlines may feel overwhelming, your financial decisions don't h...

When most people imagine retirement, they picture a slower pace of life – traveling, relaxing, and finally enjoying the rewards of decades of hard work. But without the right financial strategy, retirement can quickly become stressful instead of freeing. On this episode of Wealth Creator Radio, Eric Heckman, founder and president of Heckman Financial, explains the most common financial pitfalls –...

When global conflicts dominate the headlines, it's natural to worry about how those events might affect the market and your finances – especially if you're nearing retirement or already living off your savings. On this episode of Wealth Creator Radio, certified financial planner Eric Heckman tackles an important question: should the conflict in Iran change your retirement plan? Tune in to learn ho...

Did you know only one in five Americans believe they may never retire, according to a recent poll from Axios? Even more concerning, many people expect Social Security won't cover even half their expenses. If these worries sound familiar, this episode of Wealth Creator Radio is for you. Certified financial planner Eric Heckman is sharing the 3 pillars of retirement that every strong retirement plan...

Today's retirees face longer lifespans, inflation that never seems to reverse, volatile markets, and a tax system that doesn't take a break just because you stopped working. Gone are the days of pensions and relying on Social Security. So how do you make sure your money lasts as long as you do? Today on Wealth Creator Radio, Eric Heckman breaks down the biggest challenges and myths in retirement p...

Happy Valentine's Day weekend from Wealth Creator Radio! While flowers and chocolates are great, there's another way couples can show love this month: by getting aligned on their retirement plan. Eric Heckman, President of Heckman Financial, has been helping couples have extraordinary retirements for over 30 years. In this Valentine's Day special, he's sharing what he's learned: what to know if yo...

A recent global study revealed an unsettling statistic: fewer than one-third of people feel confident they'll live as well – or better – in retirement than they did while working. That's a big drop in optimism, and a spike in retirement anxiety. So is this just fear talking… or is retirement actually harder now? On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman unpa...

If you've built wealth over time through a business, real estate, stocks, or even assets you expect to inherit, there's a good chance you'll face the decision of asset disposal at some point. So how should you sell your assets to keep more of your hard-earned money? On this episode of Wealth Creator Radio, Eric Heckman breaks down the most common mistakes people make when selling assets – and how...

Your quality of retirement will depend on not just how much you've saved – but how long your money lasts. So how do you ensure your money lasts as long as you do? On this episode of Wealth Creator Radio, Eric Heckman of Heckman Financial digs into one of the biggest retirement challenges people face: creating reliable income so you don't outlive your savings. Tune in to learn common social securit...

A new year always brings new opportunities – but it can also bring new rules. In this episode of Wealth Creator Radio, Eric Heckman is sharing the 2026 retirement forecast, breaking down what's changing, what to watch out for, and how retirees and pre-retirees can plan with more confidence. Plus, he's sharing how to balance risk vs. reward with the 100 minus your age rule, and if bonds are actuall...