Value Research

Who Changed Your Asset Allocation? 16.10.2026 11:57 ↓

A decision you made once is being overruled every single day. Dhirendra Kumar names the culprit.

The 2026 Scam Looks Like Advice. 09.10.2026 13:28 ↓

Four frauds, three questions, and why being clever is no defence.

The Points You Do Not Own 06.10.2026 4:08 ↓

Investors spend hours defending their reward points but ignore the cost that quietly shrinks their savings every year

Only 7% of life insurance payouts are death claims 06.10.2026 4:00 ↓

IRDAI's own consultation paper shows surrender payouts are five times larger than death claims. This industry is not selling protection. It is selling an exit.

Why No Two Multi-Asset Funds Are Alike 02.10.2026 9:55 ↓

Dhirendra Kumar explains why two funds in the same category can be two very different products, and the one document that tells them apart.

Buying the fund house 30.09.2026 3:55 ↓

Judging listed fund houses by the metric that matters most

Retirement's biggest risk is an empty afternoon 29.09.2026 1:57 ↓

You spent 35 years learning not to react. Then you retire with time, a corpus and a phone, and the habit that built the money starts working against it.

3 Rules for a Small-Cap SIP 25.09.2026 11:56 ↓

Dhirendra Kumar sets three entry conditions for small caps, and says all of them are compulsory.

The three-year wait 21.09.2026 3:57 ↓

A four-test method for judging funds still finding their feet

Who really pays for India? It's not who you think 21.09.2026 5:13 ↓

Why the '2-3 per cent pay all the tax' argument gets the maths wrong

A Rs 10 fund may look cheap. It isn't: NAV illusion decoded 21.09.2026 4:53 ↓

Why the NAV of a mutual fund doesn't indicate its price and what you should actually pay attention to

The Premium My Father Sold 21.09.2026 5:00 ↓

A shortage explains why a premium can exist, but the crowd's behaviour explains why it reaches 80 per cent in just a few days

The first SIP at 40: what 20 years can still build 18.09.2026 12:30 ↓

A late start is common in India. Dhirendra Kumar explains where the money should go from here.

What you don't see is what you get 13.09.2026 4:33 ↓

A president's crypto fortune and a broken wallet expose what the small saver is not able to see

Why everyone having the same tools helps no one 13.09.2026 4:16 ↓

The real differentiator between investors was never the technology

Aggressive Hybrid VS Balanced Advantage Funds 11.09.2026 13:36 ↓

In one, you take the call on equity. In the other, you entrust it to the fund manager.

Trust and jargon are dangerous for investors 08.09.2026 4:56 ↓

Retired bankers fell for this fund. Here is why you might too.

The average hides the saver 08.09.2026 4:56 ↓

A record monthly total can keep rising even as the smallest savers, the ones it was meant to celebrate, give up and walk away

How Much Is Too Much in One Fund? 04.09.2026 10:18 ↓

You rarely notice one fund has taken over until it stops doing well.

Growth that goes nowhere 30.08.2026 4:11 ↓

Why every growing company isn't making its shareholders richer

Thirty Funds to Six. A Two-Year Exit Plan. 28.08.2026 12:37 ↓

Most people never start the clean-up because they are sure it begins with a tax bill. It doesn't. Find out.

A fall is not a loss 25.08.2026 3:50 ↓

A red number on your screen is not a loss. You make it permanent only by acting on it.

Your SGB Is Maturing. The Money Needs a Plan. 21.08.2026 7:33 ↓

When your Sovereign Gold Bond matures, the money lands whether you plan for it or not. This episode covers what to do with it.

Silent partners 21.08.2026 4:27 ↓

Indian retirement planning has claims on it that never make it into the spreadsheet

Building Financial Freedom, Decade by Decade 14.08.2026 15:50 ↓

Dhirendra Kumar walks through every decade, from your first salary to your last.