Unsolicited Advice with Denise Laframboise

I can't say it enough. Read it, review it with a lawyer, ask questions, and fully understand the repercussions if you need to exit. As mortgage agents, we advise our clients to do this, so we need to practice what we preach in our own businesses. Protect yourself, know your terms and don't sign anything you don't fully understand.

One of the most common questions brokers get is: What's the best mortgage product? What's the best rate? But here's the thing—there's no one-size-fits-all answer. The right mortgage isn't just about getting the lowest rate. It's about strategy. Terms, penalties, flexibility, and future plans all play a role in what's truly best for the client. A great mortgage broker doesn't just take orders—they...

The mortgage industry loves to hand out awards for volume—how many deals you close, how much business you fund. But here's the problem: volume doesn't necessarily equal profitability. If you're spending massive amounts on admin, marketing and overhead, you might be making a lot less than someone funding fewer deals but keeping more of their income. So are we celebrating the wrong metric? Let's bre...

I get asked all the time what I think about starting part-time as a mortgage agent, and here's the truth—I started that way myself. Building a mortgage business takes time, and having another job while you grow can be a smart move. There are real advantages, like financial stability, but also challenges you need to navigate. In this episode, I'm sharing my honest experience, the pros and cons, and...

When I first started my mortgage business, I had to ask myself – where do I make the most impact? For me, it was sales. The more I focused on that, the faster my business grew – and the happier I was. This episode dives into the concept of Zone of Genius – that sweet spot where you're doing what you're best at and what lights you up. As you grow, the goal isn't to hire people like you, but to buil...

Episode 7: Thoughts on Safety as a Woman As women in professions like mortgage brokering, real estate or financial advising, safety has always at the forefront of our minds. The days of walking into a stranger's house or meeting clients in unfamiliar places are behind us and for good reason. I am reflecting on how safety shapes our decisions as a woman and how we navigate this so differently than...

Episode 6: When Should You Hire in the Mortgage Business? Feeling overwhelmed by the constant juggle of running a mortgage business and maintaining balance? I've been there. Hiring the right support can be a game-changer, but how do you decide when and what to delegate? The strategies I've used to create space in my personal life, giving me the freedom to focus on growing my business have been ext...

Episode 5: It's Good to be a Woman in the Mortgage Industry Did you know that 92% of financial decisions are made by women—or at least shared by women in households? That means we have a unique advantage in this field! Let me tell you how. To watch the podcast, go to https://www.youtube.com/watch?v=dpOQSp2QiAQ To connect with Denise, email her at denise@brxmortgage.com

Episode 4: Picking the Right Brokerage Choosing the right mortgage brokerage can make all the difference in your career. I'm sharing my tips on what to look for, from company culture to support systems and the resources that will help you grow. Whether you're a new agent or looking to switch, let's talk about finding a brokerage that aligns with your goals and sets you up for success. To watch the...

Episode 3: Work-Life Balance is Bullshit! Let's get real—work-life balance isn't always achievable, and sometimes it's just a myth. I'm sharing my honest take on what "balance" actually means, especially for those juggling demanding careers and family life. Instead of aiming for perfection, let's talk about finding a rhythm that works and accepting that not everything can fit neatly into a balance...

Episode 2: My Experience Mentoring New Mortgage Agents I share my journey mentoring aspiring mortgage agents, offering an inside look at the rewarding and challenging aspects of guiding newcomers in this field. Tune in for real talk on the highs, the lessons learned, and the importance of support in the mortgage industry. To watch the podcast, go to https://www.youtube.com/watch?v=Ew5MrwYtpYU To c...

Episode 1: Let's Do This! Join me as I kick off my YouTube journey to share insights from my life as a wife, mom, mortgage broker, and COO. My goal? To bring you candid advice, real-life experiences, and a little inspiration along the way. So, let's get started—thanks for being here, and I can't wait to share this journey with you! To watch the podcast, go to https://www.youtube.com/watch?v=q9jgTB...