Nadine Zumot

UnF*ck Your Money

Education EN ↓ 85 episodes

Most financial advice tells you WHAT to do. UnF*ck Your Money explores how to do it when life, stress, fear, and overwhelm get in the way. If information alone changed behavior, we’d all have perfect finances. But we don’t. Because we’re human. We have nervous systems. We have histories. We have fears. We have grief. We have habits. We have protective parts. And those things show up in our bank accounts every day. This podcast is for humans who know what to do but don’t do it. It’s about understanding what comes in their way.  Welcome to UnF*ck Your Money the podcast where go-getters learn how...

Author

Nadine Zumot

Category

Education

Podcast website

www.saveamillioncents.com

Latest episode

Jul 7, 2026

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Episodes

Welcoming Abundance and Miracles in Times of Scarcity 07.07.2026

Scarcity can shape the way we spend, save, give, receive, and even how we experience joy.  In this episode, I explore scarcity through the lenses of Behavioral Finance, Somatic Experiencing, and my own personal journey.  We talk about how scarcity is a normal part of being human, how it influences our financial behaviors, why shame keeps scarcity alive, and how practices like compassionate awarene...

How to Manage Procrastination with Love (not shame) 30.06.2026

We often view procrastination as a sign of laziness or a lack of motivation or willpower. But, what if there's more under the hood? What if it actually holds the shortcut the getting things done and not an obstacle? In this episode, I explore procrastination through the lens of Behavioral Finance, Somatic Experiencing and Parts Work, and introduce a simple life skill that will change how you...

Create Financial Wellness through Somatic Experiencing w/ Felina Danalis 20.06.2026

Listen to Felina's first appearance on UnF*ck Your Money here: The Best Money Convo in the World Register with Felina's workshop with Somatic Experiencing International, The Somatic Side of Money Trauma on her website: https://www.felinadanalis.com/ When it comes to money, most people think about money mindset, budgeting, or financial literacy... But very few understand what happens in t...

When You Have the Money, but No Financial Freedom 16.06.2026

If you are someone who has significant savings but cannot spend money on basic needs without going into anxiety.... If you find yourself delaying healthcare, therapy, dental work, or support despite being able to afford it... Or you experience guilt every time you spend money on yourself, or rest... Then this episode is for you!  You will learn what financial deprivation looks like and how you can...

No, You're Not Crazy...Things ARE Way Harder These Days! 09.06.2026

So if you’ve been feeling overwhelmed lately… if you’ve been wondering why everything feels so hard… if you’ve secretly been feeling like you’re failing at life despite trying so hard… I really want you to hear this: You are not crazy. You are not lazy. You are not uniquely defective. You are a human being responding to a very intense moment in history. Join me on today's podcast to chat abou...

Financial Freedom Starts Here 02.06.2026

How do we even become financially free, stable and independent when we are burdened by financial shame, blame, guilt, regrets, shoulds, ifs and buts?  In this episode, I talk about the foundational steps to building financial freedom and resilience and what it means and feels like to be financially “well”. Enjoy!  ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels hard...

My Dirty Little Money Secret 26.05.2026

I have a secret. I have a terrible financial habit even though I know better… I teach and preach this stuff for heaven’s sake 😂 In this episode I talk about releasing shame and blame around our “bad” money habits and I teach you (and me!) how to better navigate and release them in a compassionate, trauma informed manner. Enjoy!  ⭐️ Book Your Introductory Session If you’re tired of wondering why...

Could the RIGHT Money System Help Your Nervous System Thrive? 16.05.2026

Listen to my Money Story here . A little note before you press play: This episode is more raw and personal than usual. I actually considered rerecording it because there’s stuttering, emotion, imperfect moments, and parts where you can hear me thinking and feeling in real time. But ultimately, I decided to leave it as it is. Because I think this is what real-life money healing actually sounds like...

6 Ways High-Achievers Sabotage Their Finances (Without Realizing It) 12.05.2026

You’re smart. Capable. Self-aware. So why does money still feel… chaotic? In this episode, we’re unpacking something most high-achievers struggle with: Doing well in life… but not feeling fully in control of their money If you’ve ever found yourself: avoiding your finances overthinking every decision swinging between “I’ve got this” and “what am I doing?” or spending in ways that don’t feel aligne...

Is Your Nervous System Really the Reason You’re Struggling with Money? 05.05.2026

Do You Still Feel Out of Control with Money Even If You Understand the Nervous System? Is the Link Between Your Nervous System and Money a Myth? In this episode, I’m sharing why I decided to relaunch the podcast, and the shift I’m seeing in the money space that doesn’t sit right with me. Because while the nervous system does matter,  the way it’s being talked about online is starting to feel blame...

Welcome Back to UnF*ck Your Money 04.05.2026

After a little break, I am relaunching everyone's favourite money podcast where we will be talking about  emotional spending (and what’s actually driving it) money anxiety and how to calm it income ceilings and why they happen how to feel safe earning, holding, and growing money and how to build real financial freedom stability without burning out or turning into someone you’re not All in a w...

How to Do Hard Financial Things (Without Melting Down) 17.02.2026

Avoiding money tasks doesn’t mean you’re irresponsible. It usually means your nervous system thinks something is unsafe. In this episode, we explore how to approach overwhelming financial tasks using a gentle, exposure-style method inspired by therapeutic practices. Instead of forcing yourself to “just be disciplined,” you’ll learn how to build tolerance, confidence, and safety around money, one s...

Welcoming The Year of The Fire Horse with Kat 10.02.2026

Welcome back to the show! Today, my mentor Kat Lee joins me to talk about the Year of the Wood Snake (the year that passed), what gifts it might have brought us along with the shedding, chaos and hardship... and they year of the Fire Horse, which starts on February 17, 2026- what it means, what to look out for... and how we integrating the lessons and gifts from the previous year can be a necessar...

How Not to Get Screwed When Buying a House with Realtor Valerie Velasquez Lazarus 11.11.2025

Welcome back to the show! Today, my friend and realtor, Valerie Velasquez Lazarus joins me to chat about the ins and outs of buying a home.  Whether it's your first home, or you're an investor, this episode will help you find useful information and funny anecdotes that will help ease the buying process.  Get in touch with Valerie: valerie4nm@live.com MOBILE: 505-250-1758 OFFICE: 505-883-...

Spending Hangover Anyone? 04.11.2025

If you suffer from Spending Hangovers, aka you tend to feel like crap after spending money, this episode is for you! In this episode, we explore the 5 inner parts that are in charge of your spending patterns: The Punisher, The Player, The Painkiller, The Pleaser and the Prover! ⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to bo...

Breaking Taboos with Queer Sex Therapist Bima Loxley 27.10.2025

Bima Loxley (they/them) is a Queer Sex & Relationship Therapist, & Sex Educator, who identifies as a trans non binary person with AuDHD. Their main interest is working with diversity, helping others embrace their true selves under the oppressive system that is the world in which we live. Connect with Bima: www.bimaloxley.com  Instagram: https://www.instagram.com/loxleysexology/ ⭐️ Book Yo...

This One is for The Overgivers and The Fixers with Marina Triner 20.10.2025

Welcome back to the show!  In this week’s episode, Marina Triner joins me to talk about the a trauma response called FIXING.  This is a great episode for you if: You constantly put others’ needs ahead of your own You’re exhausted from overgiving, but terrified of being called selfish. If your finances and your self care are suffering because of your fixing tendencies What you will learn: The deepe...

Why You Can’t Stop Spending (Even When You Swear You Will Stop) 14.10.2025

⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you...

Burn Your Budget 07.10.2025

⭐️ Book Your Introductory Session If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session. Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life. Because I BET you...

How to Increase Your Net Worth While Also Enjoying Your Life 30.09.2025

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50 This episode is for you if you want to grow your net worth, but hate the idea of suffering through deprivation.  Growing your net worth doesn’t have to mean sacrificing joy, cutting lattes, or living like a monk. In fact, the more deprived your nervous system...

Your Strict Budget is DEFINITELY Not the Answer to Emotional Spending 23.09.2025

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50 Ever promised yourself you’d stick to a budget… only to blow it all in one Wholefoods run? 🙋‍♀️ You’re not alone. Strict budgets look good on paper, but in real life, they backfire. In this episode, we’ll cover: •💸 Why overspending isn’t a discipline proble...

People Pleasing, Boredom, Rebellion & Revenge: The Hidden Reasons You Overspend 16.09.2025

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50 Overspending isn’t about being “bad with money.” It’s your nervous system trying to keep you safe. In this episode, I break down 4 hidden reasons behind emotional spending: •💸 People-pleasing purchases •😴 Boredom spending •🔥 Rebellion splurges •😏 Revenge...

How the Nervous System Influences our Shopping Habits 09.09.2025

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50 When you go on a search engine and type in " How to Stop Emotional Spending " the results you get will feel simple and promising enough, things like following a stricter budget, or understanding your triggers and emotions, shop mindfully, etc.. This...

Doom Spending 01.09.2025

To join the waitlist for my brand new program that's coming out in October, Empowered Spender, and receive a 50% discount, go here.  Are you an emotional shopper?  Do you find yourself shopping when feeling stressed, anxious or exhausted?  You're not alone my love. In fact, I am right there with you!  Listen to this podcast episode, Doom Spending, to learn about the Financial Anxiety Cyc...

How to Set and Achieve Audacious Financial Goals 21.08.2025

⭐️ Mentioned on the show ⭐️ Join My FREE 5 Day audio program: https://www.saveamillioncents.com/freecourse Learn more about my Money Mentorsip Program here: https://www.saveamillioncents.com/money-magic Welcome back to the show! In this episode, I walk you through 3 steps to help you achieve your money goals in a way that is nervous system friendly.  We can set audacious money goals all day long...

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