Uncensored Money

In this second episode of Season Three, Mel talks about an important financial habit she adopted over a decade ago called the 30 Day Financial Detox and how it will help you break up with money and become a conscious and mindful consumer again. Mel shares ideas on how to structure your detox, switch behaviours, set boundaries and create an action plan. During this episode, Mel mentions a download...

In this new season of Uncensored Money, Mel is having chats with Lawsie, with her husband Tony and well, with you! In this episode, Lawsie and I talk about 9 popular investing apps and compare what they are, what they invest in, features we like, features we're uncomfortable with, fees benefits and more. During our chat we mention a download you can play along with and the link to that is here: ht...

In this special Valentines Day edition of Uncensored Money, Mel is joined by her husband, Tony Larven (also known as #the baldsexyman). In this twenty first episode of Season Two we have a conversation about money and our relationship. Covering everything from our Money Story, Money Type, how we do money day to day, goals & planning, communication and so much more. It's a sneak peek into how anoth...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our twentieth episode of Season Two we have a conversation around what we think you need to make sure you are doing with your finances during times of uncertainty (hello covid). We discuss the importance of buffers, what to do with debt, how to invest even if the markets seem volatile,...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our nineteenth episode of Season Two we talk about designing your best year yet, a concept Mel was introduced to at an EO conference by a lesbian monk. And no, this doesn't mean the year will be smooth sailing but it will help you be more intentional about all areas of your life includ...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our eighteenth episode of Season Two we talk about finishing the year well, but from the perspective of what Mel has done recently both in her personal life and her business. And we ask the big questions, what unfinished business do you have this year (both personally and in business i...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our seventeenth episode of Season Two we pop on our Christmas hats and talk about the silly season madness and strategies to help Christmas cost you less financially, emotionally and environmentally. We also discuss our own experiences of Christmas, what we do and what works for us and...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our sixteenth episode of Season Two we dive into the somewhat murky waters of investing in cryptocurrency. Mel discusses why she finally took the plunge, the guardrails she put in place to feel comfortable with taking the plunge and what her strategies are when it comes to investing in...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our fifteenth episode of Season Two we talk about all the end of year sales that have and will continue to bombard us in our inbox, phones, socials and more over the coming weeks and months. We discuss our strategies for being savvy when it comes to navigating the sales and ensure you...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our fourteenth episode of Season Two we talk about the increased talk around interest rate rises including when they are expected to occur and why it may happen sooner than first predicted. We also dig into the super practical and give tips for those going for a loan or for those with...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our thirteenth episode of Season Two we talk about the three main ways you might invest in shares - active, passive and direct share investing and the pros and cons of each of these types of investing and where you might want to start. We also discuss the new ways of investing and shar...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our twelfth episode of Season Two we talk all things sex, money and relationships... yup, things just got real awkward! But in reality, so many people are more confident and happy to talk all things sex, than they are finances. So we discuss this (as we'd so much rather talk finances t...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our eleventh episode of Season Two we answer a dozen of your finance questions that were submitted to Mel on insta MelBrowne. Money . Some were easy, some more complicated but all absolutely questions we have been asked many times before. If you have a question you would like answered,...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our tenth episode of Season Two we dive into pricing and discuss how it is not just a number and rather there is an art, science and psychology to pricing. We talk about:   Self worth and pricing Cost plus v. value based pricing Business Models and Dive into some psychology of pricing...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our ninth episode of Season Two we discuss why simply having savings in the bank, to the exclusion of everything else, is not enough for future you. We talk about:  How much cash is enough What $20k in savings buys you now, as opposed to in 20 years time The difference between saving a...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our eighth episode of Season Two we interview six fabulous women, all from very different backgrounds and walks of life to talk about:  How they used to be with money What triggered them to do something different with their money The biggest things they have learned about money, and th...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our seventh episode of Season Two we talk about the difference between: Spending v. paying off debt Paying off debt v. investing Saving v. investing Investing As well as lubricant and what that has to do with your finances... If you are keen to learn more about debt and / or savings &...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our sixth episode of Season Two we talk all things debt. We look at the different types of debt (good, ok, bad and freaking awful) and what each category includes. And if you have these type of debt, what order we think you should repay them, or if you should actually repay them, as we...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our fifth episode of Season Two with millions of us in lockdown in Australia, we take a look at what you can be doing to find more income including rebates and grants that are available, as well as what you can do to minimise expenses and how to deal with debt, both for businesses and...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our fourth episode of Season Two we have an in depth chat about our top three best and worst financial decisions we have made. Be sure to let us know what your best and worst financial decisions have been.   If you know you need more help with your finances make sure you sign up to the...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our third episode of Season Two we're talking all about the pink tax and gender parity. We discuss what it is, prove that it still exists and what we can do about it.   In this episode we refer to a number of studies, resources and products which are listed below: Finder - Comparison o...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our second episode of Season Two we're talking all things business vs. hobby vs. side hustle vs. employee. We cover the difference between all of these, why some people are best being an employee while others are better suited to running a business and the difference between a hobby an...

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our first episode of Season Two we're talking all things who should you be listening to. We'll cover messages you're receiving from brands, whether you should be talking to a financial advisor, finfluencers and our thoughts on who you should be listening to. In this episode we refer to...

Season Two of Uncensored Money is finally here! (It's only been two years in between drinks, but we've been busy and you know, there's been a global pandemic...) In Season Two I'll be joined with Lawsie to chat all things money from the point of view of two ex-financial advisors, ex-accountants and ex-working till we drop.  A new episode will drop each week (unless Lawsie loses her voice).

In this episode of Uncensored Money I chat all things money with Karen James – a purpose driven, author, single mum, corporate change maker, humanitarian, social entrepreneur and so much more. Karen birthed and grew the Women In Focus community, and her business and book is focused On Purpose. We talk about being an independent financial woman, how to create a new or change your relationship with...