Uncensored Money

It's easier and cheaper than ever before to invest in shares. These days we have so many share investing platforms and apps to choose from. However it's important to choose the right app for you. So in this episode, Mel and Lawsie share 10 things to think about before you download an app and start investing.   Resources mentioned in this episode:   Investing in Shares Masterclass  9 Popular Invest...

With interest rates and the cost of living rising and volatility in the share market, it can be really easy to press 'pause' financially, especially when you're fatigued at the end of the year. So in this episode, Mel and Lawsie share 8 practical things you should be doing or focusing on during this time of uncertainty.  Resources mentioned in this episode:  My Financial Focus mini course (coming...

Christmas is fast approaching. And with rising interest rates and the increasing cost of living, Christmas can be a source of a lot of expense and stress for people, and cause waste that hurts our environment. So in this episode, Mel and Lawsie share some of their favourite strategies to help Christmas cost you less financially, emotionally and environmentally.   Resources mentioned in this episod...

We often don't get any insights into how other people make decisions, particularly financial ones. So in this episode, Mel and Lawsie share some of the questions they ask themselves or things they think about when making decisions, particularly financial decisions.   Resources mentioned in this episode:   50+ Ways to Find $10k in 12 Months   If you know you need more help with your finances make s...

In this solo episode, Mel discusses her decision not to have children and the importance of having the courage to make decisions based on what you want, not what society or your family expects of you.   If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan .    If you're not already, come play over at insta at MelBrowne. Money and make...

It's Halloween and in this episode, Mel and Lawsie talk about some of the things that might be sending financial chills down your spine at the moment or keeping you awake at night. Plus they share 4 things that should be keeping you awake at night.   Resources mentioned in this episode:   50+ Ways to Find $10k In 12 Months webinar   Create a Plan for Debt (free download - coming soon) If you know...

As 2022 draws to a close, we're seeing more and more misinformation and clickbait headlines about recessions. So in this solo episode, Mel discusses what a recession is and why the situation in Australia is likely to be different from what's happening in the rest of the world. Plus she shares some quick tips about actions you can take to minimise the impact of the economic slowdown.   Resources me...

In this episode, Mel and her husband, Tony Larven (aka #baldsexyman) have a conversation about setting financial goals in their relationship. They cover everything from how they set goals together (given they have different personal goals and goal-setting styles), the importance of communication and how they decide to contribute towards their goals and living expenses as their income levels have c...

In this episode, Mel and Lawsie discuss power imbalances that can exist inside relationships related to money, the unexpected ways they can arise and what you can do to protect and educate yourself. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan . If you're not already, come play over at insta at MelBrowne. Money and make sure y...

In this episode, Mel and Lawsie respond to a comment left on a social media post by a woman who suggested that "you just need to spend less than you earn and pay off your mortgage and you'll be fine. You don't need to buy some overpriced course to figure out money".   Mentioned in this episode:   50+ Ways to Find $5k in 5 Months   If you know you need more help with your finances make sure you joi...

In this episode, Mel and Lawsie discuss why financial wellness is just as important as physical or emotional wellness and why it's important to include financial wellness in your self-care routine. Mentioned in this episode is the  Financial Self Care Challenge , which starts Monday, 5 th September 2022   If you know you need more help with your finances make sure you join the waitlist for the My...

In this episode, Mel and Lawsie explain what a recession is and then share their top tips on how to be financially resilient so you can weather the current financial storm. Resources mentioned in this episode:    Uncensored Money Podcast – Finding More Income   If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan .    If you're not al...

The world has opened up post-Covid and Aussie's are planning to travel, and spend more on travel, than in previous years. In this episode, Mel and Lawsie share 18 travel tips that will save you cash so you can enjoy your holidays without a financial hangover. Resources mentioned in this episode: Uncensored Money Podcast – Finding More Income If you know you need more help with your finances make s...

Studies show that women have been conditioned by media to reduce their spending rather than find more income. So in this episode, Mel and Lawsie share 13 ways you can find more income.   Resources mentioned in this episode:   Masterclass on Understanding Your Numbers   Masterclass on The Secret to Pricing Successfully in your Business   Webinar on 50+ ways to find $5k in 5 months   If you know you...

There has been a lot of talk in the news recently about inflation rates, lifestyle creep, interest rates and the cost of living. So over the next few episodes, Mel and Lawsie will unpack these topics and share practical tips you can implement straight away.   In this episode, Mel and Lawsie answer your questions on all things related to interest rates, inflation rates and the increasing cost of li...

There has been a lot of talk in the news recently about inflation rates, lifestyle creep, interest rates and the cost of living. So over the next few episodes, Mel and Lawsie will unpack these topics and share practical tips you can implement straight away.   In this episode, Mel and Lawsie discuss the link between interest rates and inflation rates and how they impact on the cost of living.   If...

There has been a lot of talk in the news recently about inflation rates, lifestyle creep, interest rates and the cost of living. So over the next few episodes, Mel and Lawsie will unpack these topics and share practical tips you can implement straight away. In this episode, Mel and Lawsie share their 8 favourite apps to help you save money, including on groceries, fuel, eating out, energy and shop...

There has been a lot of talk in the news recently about inflation rates, lifestyle creep, interest rates and the cost of living. So over the next few episodes Mel and Lawsie will unpack these topics and share practical tips you can implement straight away.   In this episode, Mel and Lawsie discuss lifestyle creep, what it is and how it affects you. Then they share 5 practical ways to avoid lifesty...

In this episode, Mel discusses comparison culture by opening the curtains to share what was going on behind the scenes of the recent launch of the My Financial Adulting Plan. Mel discusses the importance of forward planning and goal setting, focusing on what you can control and what action you can take as well as understanding what you're prepared to suffer for. Plus she discusses the importance o...

Melissa recorded this podcast at the request of someone who messaged her on Instagram asking if there's hope if you're starting again in your late thirties and what she should do.    In it, Mel talks about her own story about coming back from less than nothing as well as 5 strategies to financially move yourself along, no matter your age.   If you know you need more help with your finances make su...

This week the Reserve Bank of Australia put its rates up for the first time since November, 2010. It's the rate rise that everyone saw coming but that doesn't mean the clickbait headlines aren't everywhere. That's why Mel and Lawsie jumped on for a podcast full of practical tips for what this interest rate rise (and the interest rate rises to come) mean for you. A mortgage repayment calculator lin...

In this solo episode, Mel discusses the differences between people who play in the finance space; finfluencers, money mindset coaches, financial educators, advisors and more. She also talks about the different roles they play and how they make their money so you can make an informed decision about who to listen to.   During this episode, Mel mentions a download of 9 popular investing apps. You can...

In this episode Mel and Lawsie discuss the impact of language and bias on our finances and our lives.   They begin by discussing the response to a recent post on social media by Mel and how women judging other women is not only hurting our finances but potentially limiting what we think we're capable of.   Mel also talks about the importance of self-awareness, that women are still being groomed to...

In the fourth episode of Season 3, Mel and Lawsie continue the discussion from last week's episode about the impact of having a break, for whatever reason, from contributing to your super.  In this episode, they discuss language, bias, the importance of having choices and being aware of the financial impact of those choices and then get super practical sharing 5 strategies to catch up on your supe...

In the third episode of Season 3, on International Women's Day Mel talks about an important yet often overlooked cost of a career break; the impact on women's superannuation.   Whether it's a career break while you have kids, start a business, travel, take a sabbatical or commit to further study, Mel runs the numbers on how much super you could be missing out on and shares strategies you can use t...