Trust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®

Nick Hopwood, CFP® , and Jim Pilat, CFP® , join host Ryan Ermanni on the latest episode of The No Lazy Money Show on WJR to discuss Roth conversions, retirement planning, mortgage payoff strategies, investing, and the latest SpaceX news. They also share a practical midyear financial review with tips to help you evaluate your portfolio, reduce taxes, and stay on track toward your long term financia...

How much should you spend if you want to retire comfortably? In this episode of the Trust the Plan Podcast, Preston Gee, CFP® and Jim Pilat, CFP® answer the biggest retirement planning and budgeting questions they hear from clients. They discuss smart spending habits, budgeting strategies, renting vs. buying a home, and how today's financial decisions can impact your future retirement. Whether you...

Nick Hopwood, CFP® , joined Steve Gruber on Daybreak to discuss inflation, interest rates, market volatility, and key financial planning moves for the second half of the year. Nick shared his outlook on Federal Reserve policy, explained why market corrections are normal, discussed the recent SpaceX IPO, and highlighted the importance of a midyear financial checkup, including reviewing 401(k) contr...

On Daybreak with Steve Gruber, Nick Hopwood, CFP® , discusses the latest economic data, including strong job numbers, moderating inflation, and what the hard data says about the current state of the U.S. economy. The conversation explores whether the Federal Reserve is more likely to hold rates steady, cut rates, or even consider future rate increases. Nick also examines reports surrounding a pote...

On this June episode of The No Lazy Money Show , Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni live on WJR to help investors and retirees navigate market uncertainty. Airing the first Wednesday of every month at 7 PM, this discussion explores how April and May 2026 delivered the market's strongest back-to-back monthly performance seen at that point since 2020, the rebound...

Nick Hopwood, CFP® of Peak Wealth joined Daybreak with Steve Gruber to discuss Memorial Day weekend, the economy, the stock market hitting all-time highs, falling gas prices, and what it all could mean for families and investors moving forward. Nick shared insights on today’s financial landscape, market momentum, consumer confidence, and key trends impacting Americans as summer begins. Catch the c...

Nick Hopwood, CFP® of Peak Wealth joins Daybreak with Steve Gruber to break down what’s happening in the economy right now, from easing gas prices to a surprisingly resilient market. He points out that April marked the second strongest performance since 1950, a trend that has continued into May with markets staying on a winning streak. Nick also stresses that retirement outcomes shouldn’t be left...

Want your money to work for you? In this episode of the No Lazy Money Show on WJR, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join host Ryan Ermanni for a conversation on concentration risk, smart investing strategies, retirement planning, and building long term wealth. Special guest Scott Westgate, CEO of MBC Retirement Services, shares insight on 401(k) plans and why many small busine...

Nick Hopwood, CFP® joined Steve Gruber on Daybreak for his weekly segment, continuing a 3.5 year run discussing the US economy and market trends. Nick highlighted the recent jump in gas prices and how rising fuel costs can pressure consumers and slow broader economic growth. He also noted the Federal Reserve is expected to pause and hold interest rates steady, with no additional cuts likely in 202...

Nearly half of American households are approaching retirement with little to no savings, and that alarming reality is exactly what Preston Gee, CFP® and Jim Pilat, CFP® of Peak Wealth dig into on the Trust the Plan Podcast. In this powerful must listen episode, the Peak Wealth advisors break down why so many families are behind, what most people misunderstand about retirement readiness, and how qu...

Nick Hopwood, CFP® of Peak Wealth joined Steve Gruber on The Steve Gruber Show to discuss market trends, noting how the S&P 500 has historically seen declines during midterm election years but often stages recoveries afterward, with patterns observed consistently since 1950. He also highlighted that while the federal deficit and spending remain elevated, government revenue has risen roughly 10...

Nick Hopwood, CFP® of Peak Wealth joined The Steve Gruber Show to break down the oil price spike driven by Iran tensions, what it means for oil stock investors, and why chasing short term gains can be risky. He explains the broader market impact, rising volatility, and how long it may take for markets to stabilize as uncertainty continues. — ✅ Apply For A Free Retirement Planning Session ✅ peakw...

On this episode of No Lazy Money, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR for a timely conversation on today’s biggest financial headlines. They break down key updates around beneficiary IRAs and what recent rule changes mean for investors and retirees, while also discussing market volatility tied to geopolitical tension, including the Iran conflict and its i...

On this special feel-good edition of the The Steve Gruber Show, financial advisor Nick Hopwood, CFP® steps away from his usual discussions on the U.S. economy and personal finance to share a meaningful experience from his time in Jamaica. Nick talks about joining a group of men dedicated to rebuilding homes after a devastating October hurricane, working on roofing and foundation projects for famil...

Preston Gee CFP® and Jim Pilat CFP® of Peak Wealth walk through the 2026 Gee Financial Plan in this annual transparency episode. See how our advisors approach real life personal finances while working with clients every day. In this episode, Preston shares how he and his wife approach paying down debt building an emergency fund and thinking about risk tolerance as a young married couple. Simple pr...

Nick Hopwood, CFP® of Peak Wealth, joined The Steve Gruber Show to discuss rising gas prices as tensions in Iran continue to escalate, with prices expected to surpass $4 per gallon in many areas. He also covered troubling economic signals including 92,000 job losses reported in February and what that could mean for the broader economy. Nick shared insight into whether the Federal Reserve is likely...

In the latest episode of the No Lazy Money Show with host Ryan Ermanni of WJR, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth break down the key changes to Obamacare subsidies in 2026 and what they mean for anyone under 65 who needs their own health insurance. They explain how these subsidies can make premiums more affordable, who still qualifies, and who must pay full price. Understanding...

On the latest episode of the No Lazy Money Show, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth Management join host Ryan Ermanni on WJR to break down a hot topic shaking investors: massive capital gains distributions hitting brokerage accounts and mutual funds ahead of the 2026 tax season. They explain why capital gains distributions are surging, how mutual funds trigger surprise tax bills...

✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here — Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth joined Ryan Ermanni on The No Lazy Money Show on WJR for a wide ranging, real world conversation about what is shaping your financial future. They broke down the economic impact of the Big Beautiful Bill, including taxes and Social Security, and discussed how nonstop pol...

✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here — Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR’s No Lazy Money for a timely and practical conversation about money. In this episode, they talk through planning ahead for 2026 investments, the questions investors should be asking Peak Wealth as a potential client, and tax laws and money opport...

On this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth talk broadly about changes in health care coverage, including uncertainty around subsidies next year, along with other financial and economic shifts playing out right now. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education...

This is the 300th episode, and they kick it off with big news worth celebrating. Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth are now on WJR Detroit with Ryan Ermanni for The No Lazy Money Show every first Wednesday from 7 to 8 pm. In this special milestone conversation, Nick and Jim sit down by discussing Simon Sinek’s Start With Why and share, in a warm and genuine way, what first pulle...

Nick Hopwood, CFP® of Peak Wealth joined Ryan Ermanni on WJR to unpack the new federal newborn investment accounts and how families can let those funds grow from day one. He highlighted how long-term compounding, paired with the Dell family’s philanthropic commitment to expand access, could spark a new generation of investors and help level the playing field for kids from all backgrounds. Catch Ni...

This week on the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® kick off with a Thanksgiving recap and highlights on Michigan football. Plus, they share a big announcement: starting December 2025, catch them live on the first Wednesday of each month at 7 PM on WJR for No Lazy Money with Ryan Ermanni, an hour-long show diving into what “No Lazy Money” really means.  — Peak Wealth Ma...

N ick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth discuss ETFs – Exchange-Traded Funds —and the “Everyday Is Payday x2” concept, highlighting key points about dividends and investing strategies. In their discussion, they cover how ETFs are structured, the types of dividends investors may encounter, and the factors to consider when exploring income-focused investments. This content is for info...