Troy Talks

She applied to Navy Federal three times. Got denied three times. Then she showed up to a job fair, sold herself in a last-minute interview, and built a career that took her from collections to teller to mortgage loan officer across multiple states. Today Shantay Mbu is back in her hometown of Pensacola, Florida, running her own growing property management company. And she is doing something most p...

Episode Summary Nina Hart did not plan to be a loan officer. She was 18, looking for a job, and ended up at a mortgage company because she spoke Spanish. That was the beginning of a career that has taken her deep into one of the toughest housing markets in the country. In this episode of Troy Talks Money, Nina breaks down what it really takes to get a mortgage approved, why credit reports break he...

Black homeownership in America is down 45 percent. And most families who want to buy a home are being stopped by information that is simply not true. RaySean Reaves is a Nashville realtor and president of NAREB Nashville, also my cousin. He joined me on this week's episode of Troy Talks Money to have a real conversation about what is actually keeping Black families out of homeownership and wha...

Most buyers think having a pre-approval means they are ready to buy a home. Rickeshia Odell says not so fast. Rickeshia is a REALTOR with eXp Realty licensed in Minnesota and Wisconsin. She has been walking buyers and sellers through one of the biggest financial decisions of their lives for over 12 years. In this conversation she breaks down what most people get wrong before they ever make an offe...

More Than a Rate: What a 20-Year Mortgage Banker Wants You to Know.  Most people think getting a mortgage is simple. Find the lowest rate, sign the papers, and move in. But there's a whole lot more going on behind the scenes, and today's guest has been navigating it for over two decades. Jennifer Ceballos has been a full-time loan officer since 2006. She works with all types of borrowers a...

Something changed. And it was time to talk about it. In this episode of Troy Talks Money, I sit down solo and walk you through the story behind the rebrand, where the old show went, what shifted, and exactly where this podcast is going from here. I also break down the three things you can expect from this show going forward: real interviews with homeowners and financial professionals, solo teachin...

Welcome to the Troy Talks Podcast episode #75! In today's episode, we're thrilled to have Kelani Blackwell , a trailblazing consultant and advocate in the commercial real estate industry. Kelani has made significant strides from her start in residential real estate to becoming a strong voice for diversity, equity, and inclusion in commercial spaces at CBRE. Today, she will share her firsth...

Afsha Butt, a woman of color in the male-dominated finance industry, shares her incredible journey on the Troy Talks podcast. From overcoming prejudice to forming partnerships and educating young professionals, Afsha's story will leave you inspired and wanting to learn more. But just when everything seems to be going well, a shocking turn of events leaves Afsha in a difficult situation. What w...

If you're feeling the frustration of constantly putting in extra hours, sacrificing your personal life, and still not getting the promotions or recognition you deserve, then you are not alone! Many professionals find themselves stuck in this cycle, wondering why their hard work isn't paying off. In this episode, you will be able to: Enhance your career resilience by learning effective stra...

Have you ever heard these myths about Small Business Administration (SBA) loans for established businesses? Myth 1: SBA loans are only for startups. Myth 2: SBA loans are too complicated and time-consuming to apply for. Myth 3: SBA loans are only for certain types of businesses. In this episode, our guest, Deb Curtis, will debunk these myths and share the truth about SBA loans for women and minori...

Unveiling the Secrets: Tina Houchins on Increasing Homeownership in Underserved Communities If you're feeling frustrated and helpless because your efforts to increase homeownership rates in underserved communities are falling short, then you are not alone! Despite your best intentions, offering traditional mortgage products and outreach programs may not be enough to bridge the homeownership ga...

In the world of sales, whoever is talking is buying. Discover the power of active listening and emotional engagement with sales expert Joe Pallo. But what will happen when the main character finds themselves in a sales pitch where they can't get a word in? Stay tuned to find out. In this episode, you will be able to: Understand the paramount role of emotions in driving sales. Equip yourself wi...

Tyler Pigott is a people lover, a problem solver, and an ardent digital marketer. His own characterization as a 'closet introvert', someone who draws inspiration both from his own solitude and from invigorating group interactions, makes him quite a unique personality. This multifaceted entrepreneur has spent two decades honing his uncanny ability to creatively solve complex problems, all while bei...

On this episode of Troy Holt, we have a captivating interview with Johnathan K Drayton. Our discussion revolves around the power of God in controlling nature and orchestrating events for a greater purpose. We delve into biblical stories, such as Joseph's time in jail and Gideon's encounters with signs and guidance from God. Tune in to hear about the importance of trust in the Lord during d...

Does this sound familiar? You've been told to post consistently on social media, engage with your audience, and network with potential clients in order to build relationships and drive business success. But despite your efforts, you're not seeing the results you desire. The pain of wasted time and energy, coupled with the frustration of not seeing your business grow, is all too real. It&#3...

If you're feeling frustrated and overwhelmed by your employees' inability to deliver exceptional customer experiences, despite your efforts to improve, then you are not alone! Despite investing in customer service training, implementing new procedures, and providing incentives, your team may still be struggling to meet customer expectations. Instead of the desired result of improved custom...

Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview  episode #65 The Role of Building Authentic Relationships in Podcasting w/Vinnie Potestivo If you're feeling frustrated with your lack of success in podcasting despite putting in a lot of effort and following all the advice you can find online, then you are not alone! Many aspiring podcaste...

Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview  episode #64 Entrepreneurial Mindset: Lessons & Wisdom from my special guest Khalil Stultz Meet Khalil Stultz, a savvy investor and growth consultant with a passion for helping businesses achieve their full potential. With a strong background in sales, marketing, and business development, K...

Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview  episode #63 Mastering the Seven Deadly Sins of Leadership with Jennifer Thornton Do you want to create a healthy and productive work environment where your team can thrive? Are you tired of the negative impact that poor leadership can have on your team's morale and productivity? Look no fu...

Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview  episode #62 Sophia Lovasz Shares Her Waymo Adventures and Social Media Success My special guest is Sophia Lovasz Say hello to Sophia Lovasz, Sophia is the Founder and CEO of Simply Visibility, where she helps students, employees, and entrepreneurs use social media to attract opportunities so t...

Meet Steve Buzogany, the Referral Guy and Appreciation Advocate. He reveals the secret to building a successful career without working too hard. But just as he's about to share his ultimate gifting strategy, the interview abruptly ends, leaving the audience wondering what could happen next. Start loving on your people. My special guest is Steve Buzogany Meet Steve Buzogany, the creative mind b...

Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview  episode #60 The Importance of Analyzing Gross Margins for Business Owners w/Terrell Turner, CPA. Terrell Turner, CPA is the co-founder and fractional CFO of the TLTurner Group. He is the guy who’s concerned about how businesses are going to survive and grow in this new business world. He hosts...

Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview  episode #59 Women and Financial Protections: Advice for Moms and Caregivers w/Margaret Loperena On this episode of Troy Talks, you will hear about the importance of inheritance planning for special needs children and the creation of an emergency fund. We are joined by Margaret Laparena, a lice...

Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview  episode #58 Transforming Trauma into Strength: Insights from Therapist Elizabeth Louis If you're feeling hopeless and defeated because you've tried numerous therapies that haven't been effective in healing your trauma, then you are not alone! In this episode, you will be able to: A...

Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview  episode #57 Isabella Sanchez Castañeda: Building Intimacy & Loyalty in Podcasting. If you're feeling overwhelmed and discouraged by the lack of progress despite trying to build audience loyalty through authenticity, intimacy, and experimentation, then you are not alone! In this episode...