Fay Chapple

Too Late My Ass

Education EN ↓ 33 episodes

You’re not too old. You’re not too late. And your best damn chapter hasn’t even started yet. This is the place for second acts, third chances, and plot twists you never saw coming, whether you’re climbing out of a career you hate, crawling out of a midlife fog, or just wondering what the hell comes next. Hosted by international speaker and reinvention expert Fay Chapple, this show is equal parts truth bomb, pep talk, and permission slip — laced with sarcasm, wit, and zero tolerance for fluff. No fluff. No filters. Because whoever said it’s too late… Yeah. Tell them: My. Ass.

Author

Fay Chapple

Category

Education

Podcast website

toolatemyass.com

Latest episode

Jul 6, 2026

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Episodes

You're Not Starting Over. You Need a Translator. 06.07.2026

You're not starting over. Your experience isn't old, it's untranslated.  Fay reveals how to reframe your past achievements into powerful future-facing statements, overcoming the confidence gap that arises from outdated advice. Discover how to leverage your decades of expertise, not as baggage, but as your greatest asset. Key Takeaways: Translate, don’t reinvent:  Recognize that your ex...

I Built Three Things Nobody Asked For 26.06.2026

Nobody asked Fay to build any of it. This year she shipped three things anyway — Stillwater Reset, an honest no-supplements water-reset app; The Mindful City, a map to where your city's most interesting minds are actually speaking; and Season Two of Too Late My Ass, with a real room to do the work instead of just nodding along. In this solo episode she walks through the why behind each one — a...

You Did the Work. Why Didn't Anything Change? 13.05.2026

You did the thing. Said the new language. Held the rate. Walked in as the future self. And then Tuesday arrived. And nothing changed. That's not failure. That's an unfiled experience. And unfiled experience doesn't update your automatic behavior. Full stop. Today: the 7-Day Future Self Activation Challenge. One real decision per day. One sentence of evidence written the same day. Seven sentences i...

Future Self Protocol: How to Install an Identity Before You've Earned It 07.05.2026

You did all the inner work. You have the reframe. You have the new story. And nothing has changed. Welcome to the gap. This is the Identity Upgrade arc — the construction phase after April's excavation. Week 1 is about the Future Self Protocol: the specific, neuroscience-backed practice of installing a new identity before you've fully earned it. → Why insight doesn't change behavior — and what act...

You're waiting to be confident before you go visible. That's the wrong order. 29.04.2026

You did all the internal work. You found the old story. You rewrote the chapter. You declared the new identity. And then told nobody. The April finale. Why the new identity cannot consolidate in private — and the specific, non-inspirational mechanics of going visible as who you are now. → Why the internal work alone hits a ceiling — and what's actually causing it → The social feedback loop that's...

Memory is not a Recording. It's a Reconstruction. 23.04.2026

Every time you narrate a chapter of your past, you have the opportunity to change how it's encoded. That's not a metaphor. That's the neuroscience of memory reconsolidation. And that's why this is the week we actually do the thing. Not the inspiration. Not the overview. The mechanics. In this episode: → What neuroplasticity actually means — and why the wellness industry version of it is getting pe...

The Language Trap: How Your Words Wire Your Brain Against Your Own Reinvention 15.04.2026

"I used to be..." — four words that may be doing more damage to your reinvention than any external obstacle. This week on Too Late, My Ass™, Fay goes into the neuroscience of how language encodes identity — and how the verb tenses and self-labelling habits we use every day are actively wiring the brain toward or away from the reinvented self. → Why self-description isn't just reporting on identity...

The Identity Autopsy: Who are you actually living as? 13.04.2026

There's a version of you that other people agreed to a long time ago. And your brain has been quietly defending it ever since — not because it's true, but because it's familiar. This week on Too Late, My Ass™, Fay Chapple goes straight to the foundation: not the rebrand, not the vision board — the story. The one that's been running in the background of every choice, every ceiling you've bumped int...

Why your Brain tries to quit right before change 31.03.2026

You've been thinking about the challenge. Or the Inner Circle. Or both. And somewhere in the last few days, a very calm, very reasonable voice showed up and started making a case for waiting. That voice is not wisdom. It's neuroscience. And this week, Fay names exactly what it is — and why it shows up with the most force right when you're closest to actually changing. This week on Too Late, My Ass...

Why Transformation Events Don't Stick — and What You Actually Need Instead 24.03.2026

Most people who do a transformation challenge end up right back where they started. Not because they failed. Because the challenge was designed to be a beginning — and nobody told them what to do with the beginning. This week on Too Late, My Ass™, Fay and Stacy sit down together for the first time on the main show to talk about the psychology — and the neuroscience — of post-event regression. Why...

The Convert 19.03.2026

You've done the work. You've said the thing. You've made the pivot. So why, in certain rooms, certain conversations, certain moments of pressure, do you still respond like the old version of yourself? This week on Too Late, My Ass™, Fay goes deep on the neuroscience of identity conversion — the specific neurological process that separates people who are working on a new identity from people who ha...

The Momentum Problem — Why You're Not Stuck, You're Depleted 08.03.2026

You're not stuck because you lack discipline. You're not stuck because your vision isn't big enough. You're stuck because you've been running a neurological deficit for years, and nobody told you that momentum has a biological cost. In this episode, Fay breaks down the neuroscience of momentum — what actually creates it, why it disappears, and why the advice "just start&qu...

The Beginner Advantage: Why Starting Over at 50 Beats Starting at 25 18.02.2026

Being a beginner at 50 is not the same as being a beginner at 25. Here's why—and how to claim your advantage. In this episode: - The neuroscience of adult neuroplasticity and expertise transfer - Why your brain learns DIFFERENTLY at 50 (not worse) - How Margaret started a business at 62 and outperformed everyone - The 5 transferable skills you didn't know you had - How to stop apologizing...

You're Allowed to Start Over (Even If Nobody Agrees) | Permission Psychology 13.02.2026

Nobody's going to give you permission to start over. Here's why—and how to give it to yourself anyway. In this episode: - Why your brain is wired to seek approval before making big changes - The neuroscience of "permission psychology" - Why the people who love you will resist your reinvention (and it's not personal) - How to self-authorize without waiting for consensus - The...

The 10-Second Life Rewrite: How Your Brain Creates New Identity 06.02.2026

Most people think reinvention takes years. It takes 10 seconds. Here's the neuroscience. In this episode, we're breaking down: - How your brain creates identity through pattern interruption - Why clarity comes AFTER action (not before) - The exact 10-second moment that changed my life - The brain hack you can use this week to rewire your identity Resources: 🎙️ Sunday Morning Ritual: https:...

Stop Waiting to be Chosen 30.01.2026

If you’re still waiting to be chosen, invited, validated, or tapped on the shoulder — this episode is for you. Not because you’re insecure. Not because you lack confidence. But because at some point, waiting became a habit your nervous system learned was “safe.” In this episode, we dismantle the myth that visibility comes after readiness — and explain why, in midlife, waiting quietly erases author...

It’s Not a Midlife Crisis. It’s a Software Update. 16.01.2026

It’s not a midlife crisis. It’s a software update. Who Are You When You Stop Pretending? If you are exhausted, it isn’t because you’re old. It’s because you have spent the last decade performing a character that doesn't fit you anymore. You are wearing "corporate armor" over your actual skin, and you are suffocating. It's time to retire the version of you that kept everyone else...

From Vet To Innovator: Reinvent Yourself After 50 with John Waterhouse 18.12.2025

Imagine a life filled with unexpected turns, from veterinary dreams to ranching realities, and then a bold leap into digital education. John Waterhouse’s journey is a powerful reminder that life’s detours can lead to incredible destinations. Facing early academic challenges and societal expectations, he pursued his lifelong dream of becoming a veterinarian, only to pivot again and again. From runn...

The Rebrand: Retiring the Version of You That Kept Everyone Else Comfortable 13.12.2025

If you’re navigating a midlife identity shift, feeling burned out, or questioning the life you built — this episode is for you. In this episode of Too Late, My Ass™ , Fay Chapple explores what happens when your identity outgrows the roles that once kept everyone else comfortable. The reliable one. The agreeable one. The strong one. The version of you that made life work — until it didn’t. This con...

Stethoscope to Steering Wheel: Her Second Life on the Road 03.12.2025

A six-figure salary, a busy clinic, and a professional title—she had it all. But Dr. Celia Waterhouse realized she was living the wrong life. In this inspiring episode, we dive into how she left the grueling, high-stakes world of veterinary medicine to reinvent herself as a full-time nomad and the founder of a thriving van life community. Hear the honest truth about the debt, the doubt, and the mo...

Your Brain Is Wired for Reinvention 18.11.2025

You’ve been lied to. The world told you your best years were behind you. That change gets harder after 40. That reinvention is a young person’s game. Science says: Too Late, My Ass. In this explosive episode, Fay Chapple unpacks the neuroscience behind why midlife is actually the PRIME age for reinvention. From neuroplasticity to fear loops to why your burnout is not failure but feedback , this is...

The Productivity Myth — Why Doing More Is Keeping You Small 11.11.2025

You’re not behind — you’re just exhausted from pretending busyness is purpose. In this brutally honest episode of  Too Late, My Ass™,  Fay dismantles the biggest lie in modern life: that doing more makes you more valuable. 💥 Inside: Why productivity is a chemical addiction (and how to break it) The difference between efficiency and effectiveness The TLMA 3-Step “Deprogramming Plan” to stop measur...

The Courage Hangover — Why Growth Feels Like Regret (and That’s a Good Thing) 05.11.2025

Ever done something brave… and immediately wished you hadn’t? That’s not failure — that’s your *Courage Hangover.* In this unapologetic episode of *Too Late, My Ass™,* Fay breaks down why every breakthrough comes with a crash, why growth feels like regret, and how to ride the emotional nausea that follows your biggest leaps. 🔥 In this episode: The science of the courage hangover (dopamine, fear,...

The Confidence Con — Why You Don’t Need to Feel Ready to Be Ready 28.10.2025

If you’re waiting to “feel ready,” here’s your wake-up call: confidence is a scam. In this unfiltered TLMA deep dive, Fay burns down the myth that you need to believe in yourself before you act. Because confidence isn’t something you find — it’s something you build by surviving your own mess. 🔥 In this episode: - Why “feeling ready” is a myth that keeps you stuck - The neuroscience of fear and ac...

Your Brain Is Wired for Reinvention: How Neuroplasticity Proves It’s Never “Too Late” 21.10.2025

Think you’ve missed your shot? Science says otherwise. In this episode, Fay Chapple dismantles the myth that “change gets harder with age.” Spoiler: your brain never stops rewiring — and that means it’s *built* for reinvention. Discover: - The neuroscience of neuroplasticity — and how it keeps you adaptable for life - Why midlife reinvention is actually peak cognitive evolution - The “Use It or Re...

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