Rob Golfi

This Week in Real Estate

Business EN ↓ 61 episodes

Rob Golfi from RE/MAX The Golfi Team is joined by Conrad Zurini, broker-owner of RE/MAX Escarpment & Niagara, and Brian Hogben from Mission 35 Mortgages to break down the latest real estate trends in Ontario.

Author

Rob Golfi

Category

Business

Latest episode

Jul 3, 2026

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Episodes

TWIRE S26 E17: In Memory of Conrad Zurini 03.07.2026

In this heartfelt tribute, Rob Golfi and Brian Hogben remember the late Conrad Zurini, sharing personal stories from their four years together and reflecting on his humour, work ethic, leadership and dedication to the real estate community. They celebrate the lasting impact of a one-of-a-kind industry icon who will never be replaced but will always be remembered. 💰What's Your Home Worth? Get a FR...

TWIRE S26 E16: Ontario’s Mortgage Wake-Up Call 03.06.2026

Ontario homeowners are feeling the pressure, but the full story is more than just rising mortgage delinquency headlines. In this episode of What’s Happening in Real Estate This Week, Rob Golfi, Conrad Zurini, and Brian Hogben break down why some homeowners are waiting too long to address mortgage problems, what private lending risks buyers need to understand, how delinquency numbers are being inte...

TWIRE S26 E15: Is The Condo Market In Trouble? 27.05.2026

This week, Rob Golfi sits down with Conrad Zurini and Brian Hogben to break down major shifts happening in the real estate market. They discuss private equity companies buying up condo units, the pressure on small investors, challenges in the pre-construction market, and why some young Canadians are looking at recreational properties as an alternative path to homeownership. The market is changing...

TWIRE S26 E14: The Market is Getting Messy! 27.05.2026

In this episode of The Golfi Real Estate Show, Rob Golfi, Conrad Zurini and Brian Hogben to break down a growing issue in today’s market: real estate deals falling apart because sellers cannot close. From CRA debts and private mortgage penalties to unpaid rental contracts, title issues, reverse mortgages, delayed downsizing, rising homeownership costs, and the shift toward renting, this conversati...

TWIRE S26 E13: The Real Estate Industry Is Shifting. 27.05.2026

This week on The Golfi Real Estate Show, Rob Golfi is joined by Conrad Zurini and Brian Hogben to break down what’s happening in real estate right now, from the latest rate hold and mortgage renewal strategies to the news around Real Brokerage acquiring RE/MAX. They also discuss how technology, teams, and major industry shifts could shape the future of real estate in Canada. 💰What's Your Home Wor...

TWIRE S25 E57: The Market Is Late… But About to Explode? Real Estate Update 2026 13.04.2026

The real estate market may have started slow in 2026—but is it about to surge? In this episode, we break down why buyer activity is picking up, what rising interest rates mean for your next move, and which cities are quietly outperforming the rest. From multiple offers returning to hidden “hotspot” communities, this is your inside look at what’s really happening beyond the headlines.

TWIRE S25 E56: Toronto’s $1.3B Condo Bailout EXPOSED – Who Really Wins? 07.04.2026

Ontario just dropped a $1.3 billion condo bailout—but who is it really helping? In this episode, we break down how this controversial move could impact homeowners, investors, and the future of the housing market. From falling rents to struggling mom-and-pop landlords, this is a must-watch if you care about real estate in 2026.

TWIRE S25 E55: Ontario’s NEW HST Rebate Explained (Save Up to $130K on a Home!) 27.03.2026

Ontario just made a HUGE move in the housing market. A new HST rebate could save buyers up to $130,000 on new homes—but what does it really mean for you? In this episode, we break down: Who qualifies for the new HST rebate How it could impact home prices and affordability Why this might finally kickstart new construction The hidden risks in today’s condo market (high fees, special assessments &amp...

TWIRE S25 E54: Bank of Canada Shock: Are Home Prices REALLY Going Down? 24.03.2026

Is the Bank of Canada signaling a major shift in the housing market? In this episode, we break down the latest rate decisions, shocking comments on home prices, and what it all means for buyers and sellers right now. From rising interest rates to global tensions impacting the economy, we dive into the real factors driving today’s market—and why confidence may actually be coming back. If you're thi...

TWIRE S25 E523: Mortgage Renewals Are Hitting Hard in 2026 — Is the Housing Market in Trouble? 16.03.2026

In this episode, Rob Golfi sits down with Conrad Zurini to break down the reality behind the 2026 mortgage renewal wave. With many homeowners renewing mortgages from the ultra-low interest rate era, questions are rising about defaults, power of sales, and whether the housing market could face serious pressure. They discuss: • Why mortgage defaults are still relatively low • What homeowners can do...

TWIRE S25 E52: The Real Estate Pricing Trick That Triggered Multiple Offers 09.03.2026

In this episode, we break down a real-world pricing strategy that turned a slow listing into multiple offers. After dropping the price by $20,000, the property suddenly attracted strong buyer interest and sold for more than the asking price. Rob Golfi, Conrad Zurini, and Brian Hogben discuss why proper pricing is one of the most important factors in today’s real estate market. They also dive into...

TWIRE S25 E51: Pre-Construction Protection? Why This Builder Is Refunding Buyers 02.03.2026

Is this the boldest move in Canadian real estate right now? A major GTA builder is offering buyers something we haven’t seen before: price protection on pre-construction homes.   If the value drops before closing — they refund the difference. In this episode, we break down: • Why builders are suddenly offering guarantees • Whether we’ve officially hit the market bottom • The shocking payment diffe...

TWIRE S25 E50: Why 2026 Might Be the BEST Year to Buy a Home 17.02.2026

Is 2026 the window smart buyers have been waiting for? This week, we break down Nova Scotia’s shocking new 2% down payment program, what it means for first-time buyers, and why it could signal a bigger shift across Canada. We dive into: Why so many buyers are sitting on the sidelines The real reason consumer confidence is low Whether 40-year amortizations should return Why once the market turns… i...

TWIRE S25 E49: Would You Buy a Home on Indigenous Land? The Hidden Risks Nobody Explains 06.02.2026

Would you buy a home knowing you might never truly own the land? In this episode, Rob Golfi, Conrad Zurini, and Brian Hogben dive into the hidden risks of buying property on Indigenous land. They unpack real-world examples of lost cottages, expiring leases, financing roadblocks, and why banks are often hesitant to touch these deals. Plus, the conversation expands into real estate industry red flag...

TWIRE S25 E48: Putting 20% Down Might Be Costing You More Than You Think 22.01.2026

Many buyers believe putting 20% down is always the smartest move — but that may no longer be true. In this episode, Rob Golfi sits down with mortgage expert Brian Hogben from Mission 35 Mortgages to break down the real math behind CMHC insurance, insured vs uninsured rates, and why some buyers are actually better off putting less down. They also discuss 30-year amortizations, payment strategies, a...

TWIRE S25 E47: Who Really Gets the Deposit When a Deal Falls Apart? 19.01.2026

When a real estate deal falls apart, who actually gets the deposit? In this episode, Rob Golfi, Conrad Zurini, and Brian Hogben break down why the current deposit system is broken, how buyers and sellers get stuck in limbo, and why “mutual release” creates more problems than solutions. From missing sellers to hostage deposits and outdated rules, this is a raw, unfiltered conversation about what’s...

TWIRE S25 E46: The Numbers Don’t Lie: It’s Time to Level Up 13.01.2026

The latest stats are out — and they tell a story most people don’t want to hear. In this episode, we break down the numbers, what they really mean, and why staying comfortable is no longer an option. Progress demands honesty, accountability, and a willingness to level up. If you’re serious about growth, this conversation is for you.

TWIRE S25 E45: Toronto’s New $3M Home Tax: Will It Break the Luxury Market? 19.12.2025

Toronto has approved a new land transfer tax on homes selling over $3 million, but will it actually help housing affordability, or make things worse? In this episode, Rob Golfi sits down with Conrad Zurini and mortgage expert Brian Hogben to break down how the new tax could impact luxury buyers, sellers, and the broader real estate market. They discuss whether wealthy buyers will simply absorb the...

TWIRE S25 E44: Lottery Mansions Are a Trap: Why $50M Winners Lose Millions in Real Estate 15.12.2025

Winning the lottery sounds like a dream. Until you build a mansion that no one wants to buy. In this episode, Rob Golfi is joined by real estate expert Conrad Zurini and mortgage specialist Brian Hogben to break down why lottery winners often lose millions in luxury real estate. From overbuilt mansions to inflated appraisals, they reveal the costly mistakes behind $30M homes that sell for half the...

TWIRE S25 E43: Markets Bucking the Trend: Montreal, Halifax & Gatineau Explained 08.12.2025

Why are Montreal, Halifax, and Gatineau thriving while Ontario markets cool off? In this episode, Rob Golfi, Conrad Zurini, and Brian Hogben break down the affordability shift driving buyers east, surprising migration patterns, investor activity, and the latest housing-start statistics. Plus: insights on luxury listings, interest rate predictions, and how new U.S. tax proposals could spill into th...

TWIRE S25 E42: Mortgage Myths, Market Truths: What’s Really Happening in Canadian Real Estate 24.11.2025

In this week’s episode, Rob Golfi sits down with Conrad Zurini and Brian Hogben to unpack the truth behind Canada’s shifting real estate and mortgage landscape. From falling delinquency rates to the hidden risks in private lending, balloon mortgages, and over-leveraged developers, the trio breaks down what’s really happening beneath the headlines. Whether you're a homeowner, investor, or market wa...

TWIRE S25 E41: Investors vs Homeowners: Who Wins If 50-Year Mortgages Arrive? 18.11.2025

n this episode, Rob Golfi sits down with Conrad Zurini and Brian Hogben to unpack one of the hottest debates in real estate: the potential arrival of 50-year mortgages. They break down who actually benefits — investors seeking cash flow or homeowners trying to stay afloat — and what extended amortizations could mean for equity, pricing, and market confidence. The conversation also dives into Canad...

TWIRE S25 E40: Blue Jays, Tiny Condos & Real Estate Chaos — October Market Breakdown 12.11.2025

Could baseball really be to blame for October’s real estate slowdown? Rob Golfi, Conrad Zurini, and Brian Hogben dive into Toronto’s condo crisis, the financing headaches for tiny units, and how shifting buyer behavior is shaking up the market. Tune in for laughs, insights, and some surprising stats!

TWIRE S25 E39: Millionaires Are Made in This Market: Why Now Might Be the Time to Buy 03.11.2025

In this week’s episode of What’s Happening in Real Estate This Week, Rob Golfi, Conrad Zurini, and Brian Hogben dive deep into the Bank of Canada’s latest rate move, the surge in rental construction, and why this flat market could actually be the biggest opportunity of the decade. From consumer confidence to creative buying strategies, the team unpacks how today’s buyers can position themselves to...

TWIRE S25 E38: One Missed Signature That Cost Thousands: Real Estate Legal Shocker! 24.10.2025

In this week’s episode of What’s Happening in Real Estate This Week, Rob Golfi, Conrad Zurini, and Brian Hogben break down a shocking Ontario court case where one missing signature cost home sellers thousands. Discover how a simple paperwork mistake voided a deal, what agents can learn from it, and how new AI tools are helping prevent costly errors. Plus, the team dives into Hamilton’s vacant home...

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