this is property

In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on: 👉🏻 why sellers now need an ATO clearance certificate ( Learn more here) 👉 upsizing: is it worth taking on more debt? 👉🏼 the increase in home insurance premiums 👉🏽 shares vs property 👉🏾 should you pay off a smaller loan first or tackle the biggest debt?...

Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premiums to essential precautions that can protect your home. Articles and resources mentioned in the chat: https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-...

In today's episode Em and John unpack your questions, touching on: 👉🏻 standalone homes vs townhouses: which performs better? 👉 do energy-efficient renos like double glazing add value? 👉🏼 putting money in the offset account vs making extra repayments 👉🏽 timing investments and tax strategies for property owners 👉🏾 lifestyle considerations when buying or selling property Book a clarity call...

Today we're diving into the world of commercial property with expert guest, Matthew Wallace who also happens to be Em's dad! With years of experience as a commercial real estate agent, Matthew shares his insights on: 👉 residential vs commercial: bigger risks, bigger rewards? 👉🏻 top tips for first-time commercial property investors 👉🏾 finding locations with long-term potential 👉🏽 the impact...

In this episode, John and Rachelle Kroon from Sphere Home Loans dive into strategies for increasing your borrowing capacity, weighing up equity vs cash for property purchases, and the latest on LMI waivers. They also cover rental yields, government schemes, and tips for navigating today’s lending landscape. Learn more about Sphere Home Loans here Need a property professional in your corner? Check...

Happy new year! John and Em will be back next week with new episodes but for now, enjoy this popular episode from last year. Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location. 🎧 John's 8 point investing strategy 👇 Listen on Apple Listen on Spotify Book a clarity cal...

Today's episode was a fan favourite so we're bringing it back! Should you buy a home to live in or an investment property first? This is such a common question and in this episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on: 👉🏾 buying a house vs unit 👉🏿 your short term lifestyle and financial goals 👉🏻 y...

In this episode, mortgage broker Rachelle Kroon joins John to share three real-life property case studies: buying a first home, using equity for an investment, and upsizing into a dream home. She unpacks the numbers, the strategy, and the game-changing role of a good broker in navigating it all. Need a property professional in your corner? Check out how Emily and John can help 👇 Emily's website:...

In today's episode John chats with Jo Natoli who shares her insights from decades of experience as both a property manager and an investor. She offers her unique tips on selecting the right property manager, managing risk, and getting the most out of your investment. They touch on: 👉🏾 Jo's journey into property 👉🏽 things to look for in a good property manager 👉🏿 self managing a property - ya...

In today's episode John and Emily answer some listener questions about: 👉🏼 paying down the mortgage or buying another investment 👉🏾 buying a property going through probate 👉🏿 is it a bad idea to buy property now with prices at an all-time high? 👉🏻 considerations for buying property in a SMSF 👉 the outlook for property in 2025 Check out John's book, Sort Your Property Out & Build Your...

In today's episode John and Emily dive into the hot topic of negative gearing: what it is, why it’s so polarising, and whether scrapping it could solve Australia’s housing crisis. The touch on: 👉🏻 how negative gearing works and who it benefits 👉 what scrapping it could mean for investors, renters and homeowners 👉🏼 what happened in the 80s when it was temporarily removed 👉🏽 why does pro...

In today's episode John and Emily answer a mixed bag of questions - touching on: 👉🏻 is it worth styling your home before selling it? 👉 considerations for servicing investment loans 👉🏼 is it generally good to buy and sell in the same market? 👉🏽 comparing houses vs units for capital growth 👉🏾 and investing in commercial property Need a property professional in your corner? Check out how Emi...

Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property. Want clarity on your property situation? Book a clarity ca...

A good building and pest report can save you from costly surprises before you purchase your new home. In this episode, Em chats with Phil Guildea from Buy Wise Inspections about the ins and outs of building and pest inspections, touching on how to choose a reliable inspector, the importance of thorough reports, defects and issues like mould, asbestos and restumping and why you should be wary of sh...

In this episode John sits down with his wife, Amy Pidgeon, to talk about the journey of building their dream home. From the initial vision shaped by Amy’s lifelong passion for homes to navigating the challenges of custom builds, Amy unpacks the process of their knock-down rebuild experience. She shares the choices she made when it came to balancing aesthetics and practicality, making budget-consci...

In this episode, John chats with Marcus Davidson, buyer's agent at Envisage Property. John and Marcus dive into the ins and outs of negotiating your next investment property—from understanding market trends and comparable sales to building rapport with agents and getting the best terms for your deal. Whether you're an experienced investor or a first-timer, this episode is packed with insights to h...

There's A LOT that goes into purchasing a home so if you're feeling overwhelmed with the idea or process of it - you're not alone! In today's episode Emily walks through the key stages of purchasing a home along with some tips and bits of advice from her experience as a professional buyer's advocate. Need a property professional in your corner? Check out how Emily and John can help 👇 Emily's webs...

In today’s episode, John chats with financial adviser Alex Luck from Everest Wealth about the Perth property market. They dive into whether the Perth market is still going strong, how the relationship between financial planners and buyer’s agents works, and what investors should consider when looking at Perth’s current real estate trends. They touch on: 👉🏾 how Perth’s property market has evolved...

In today's episode John and Emily discuss property values around the country and which locations have seen better growth over the years, plus answer listener questions around: 👉🏻 getting a pre-approval before or after an income drop 👉 downsizing: things to consider if buying before you sell 👉🏼 99-year leases - yes or no? 👉🏽 struggling to part with the family home 👉🏾 joint investment...

In today's episode Emily and John tackle a common homeowner question: should you use the equity in your current home to invest, or sell and upsize? They dive into the pros and cons, share strategies for building wealth, and offer advice for young families planning ahead. The episode touches on: 👉🏾 use equity or sell: what’s the right move? 👉🏿 saving for an upsize vs investing in property 👉🏻...

Today's Q&A episode is jam packed with some awesome questions from our community! John & Em chat about: 👉🏿 some upsizing scenarios - using equity, buying new vs established and selling vs turning PPOR into an investment 👉🏻 what does it mean to avoid overcapitalising? 👉 property strategy when your partner owns a PPOR 👉🏼 building and pest reports when buying in strata 👉🏽 ownership s...

Mortgage broker Rachelle Kroon joins John in today's episode to unpack the current lending landscape and discuss two hot topics, discretionary trusts and reverse mortgages. Check out John's book, Sort Your Property Out & Build Your Future: https://amzn.to/4d0ljdu Connect with Rachelle and the team at Sphere Home Loans at: https://www.spherehomeloans.com.au We hate email spam so we don’t create...

In today's community Q&A John and Emily chat about: 👉🏻 selling to upsize and repurchase in the same market or stay put? 👉 moving interstate to buy rural land & build with young kids in the mix 👉🏿 housing supply and affordability 👉🏽 the process for selling one property to purchase another We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable mon...

In today's episode Steph shares her inspiring story of purchasing her first home in Perth and how she grew its value by $90k in just 4 months. Like many first home buyers, Steph's ultimate goal is to purchase her forever home in her dream location so in this chat she shares the strategic steps she took to find a property that could grow in value over time and serve as a perfect stepping stone towa...

If you own an investment property or plan to, you'll need a depreciation schedule to claim those sweet sweet tax deductions. In today's episode John chats with Mike Mortlock from MCG Quantity Surveyors to unpack what you need to know. They touch on: 👉🏾 what is depreciation 👉🏿 what does a quantity surveyor do 👉🏻 how to get a depreciation schedule 👉 2 main ways that a depreciation schedule is...