this is property

When love and money mix, things can get messy especially if you're not prepared. In this episode, family lawyer and mediator Kate O’Grady joins Rachelle to unpack how to protect your property and finances in a relationship. They cover: 👉🏿 the best time to seek advice from a family lawyer 👉 what to document before moving in together 👉🏽 conversations that are good to have early in your relation...

In today's episode John and Rach chat with Brandon Rickman aka The Flip Genius about what it’s really like flipping houses in the US. With 25 years of experience and over 500 flips under his belt, Brandon breaks down how he finds deals, funds renovations, and builds wealth in a market that operates very differently to ours. They chat about: 👉🏾 how flipping works in the US (and why it’s more comm...

In today's episode John and Rachelle break down the latest tenancy law changes across every Aussie state and territory. Staying across these updates is crucial, whether you're a tenant or landlord! Support adults and kids impacted by domestic violence: https://www.friendswithdignity.org.au/ 📘 Sort Your Property Out & Build Your Future: https://www.moneypodcast.com.au/resources#books Book a cl...

We asked what you wanted to know and you delivered. John and Rachelle answer your questions: 👉🏾 why don’t some banks pass on rate cuts? 👉🏿 can you use 100% equity to purchase an investment? 👉🏻 are there still neutrally and positively geared properties in this market? 👉 how much growth is enough to consider selling a property? 👉🏼 apartment vs townhouse in Sydney for PPOR 👉🏽 regional loca...

Eloise and Liam are rentvesting while living in Sydney and have built a $3 million+ property portfolio in just four years. In this episode, Eloise shares the practical steps they took to get started, build momentum and make strategic decisions along the way with the long term goal of financial freedom. From using her finance background to assess borrowing capacity and equity, to teaming up wi...

Thinking about building a new home or doing a knockdown rebuild? Rachelle chats with new home specialist Kerri-Ann Hooper from Carnelian Projects to unpack all the hidden costs, traps in building tenders and all the ways to avoid making costly mistakes. They cover: 👉🏾 why display home fittings often aren’t included 👉🏽 why you should be wary of builder discounts and gifts 👉🏿 what a building t...

What happens when one person’s keen to build wealth and the other just isn’t there yet? In this episode John and Rach unpack how couples can better understand each other’s financial mindset, and how to make progress without dragging anyone kicking and screaming. They talk about: 👉🏼 the importance of timing and delivery when talking about money goals 👉🏿 why shared end goals matter more than sha...

Interest rates are dropping, but what does that actually mean for your repayments, your mental game, and your next property move? John and Rachelle unpack the physical and psychological impacts of a falling rate environment, what buyers need to know right now, and the smart (and risky) choices many Aussies are facing. They touch on: 👉🏽 how much repayments could drop with more cuts 👉🏿 the menta...

It’s EOFY, so we’re bringing you a value-packed episode to help investors prep for tax time and plan ahead. Rach is joined by Leah Hall from Lift Accounting to run through her top tax tips, common mistakes to avoid, and the smartest ways to reduce holding costs, boost deductions, and time your sales for maximum benefit. They touch on: 👉 top tax tips for property investors 👉🏽 how to reduce the r...

Property expenses have gone up across the board from interest rates and insurance to council rates and land tax. In this episode, John and Rach share practical ways to manage the cost of holding property, whether you're feeling the pressure now or planning ahead. They cover smart lending strategies, cash flow management, and how to make sure your portfolio is working for you. Note: this episode wa...

John and Rachelle go back to basics in this episode, answering common questions about buying your first investment property. From whether to buy a house or a unit, to what kind of loan structure and team you need, they break it all down. Plus, two real-life listener stories that show how different paths into the market can still lead to solid outcomes. This episode covers: 👉🏻 how to choose the r...

The election's over and Labor's locked in for another term, so what does that mean for home buyers and investors? John and Rach break down the key policies on the table and how they could impact the market over the next few years. They cover: 👉🏾 universal 5% deposit changes (no income cap!) 👉🏿 why January 2026 could trigger a demand surge 👉🏻 shared equity scheme pros and cons 👉 new builds v...

In this episode, John and Rach break down the three main options for upsizing your home. They also cover the emotional and financial realities of upsizing, why bridging loans get a bad rap, and how to test if you’re really ready for a bigger mortgage. Using real client stories, they unpack: 👉🏾 selling before you buy 👉🏻 buying before you sell (with or without a bridging loan) 👉🏼 negotiating a...

Today, John officially welcomes mortgage broker Rachelle Kroon as a permanent host on this is property! She's the founder of Sphere Home Loans and has been a familiar voice on the show over the years, so if you guessed it might be her, nice work! She knows her stuff and fits right in. To kick things off, John and Rach dive into a Q&A covering: 👉🏻 sibling or friend guarantees - are they even...

In today’s episode Rach from Sphere Home Loans returns to share a real client case study about Nicole, a young woman who started her property journey solo and made some smart early moves. With the help of a parental guarantee, Nicole built a two property portfolio before meeting her partner. But when it came time to buy their dream home together, things got complicated. Need clarity on your proper...

In today’s episode, Rach Kroon from Sphere Home Loans joins John on the pod to share her personal property journey. From getting into the market at a young age to building a diverse portfolio with duplexes, rentvesting, parental guarantees and commercial property in super, Rach shares the strategies, mindset shifts and money lessons she learned along the way. Need clarity on your property situatio...

Emily shares the five biggest lessons she’s learned about property, the industry, and herself + a BIG announcement. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Hosted on Acast. See...

In this episode John and Emily unpack one of the biggest property questions: should you stretch for your dream home now, or take the stepping stone approach? They explore how borrowing power, lifestyle goals, location, and long-term thinking all play a role in making the right call for your first purchase. The ep touches on: 👉🏾 weighing up lifestyle vs long-term capital growth 👉🏿 understanding...

In today's Q&A episode John and Em tackle: 👉🏾 what to consider when buying your next property 👉🏿 how much are buyer’s advocate fees? 👉 removalists vs. DIY - what’s the best move? 👉🏻 interest rates - when will drops hit your repayments? 👉🏽 first home super saver scheme—why aren’t more people using it? 👉🏼 CGT on a duplex, stamp duty changes & more! Need a buyer's advocate in your...

Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance plan, the warning signs of a bad broker, and how to set yourself up for property success. They also dive into real case studies, including how a 22-year-old saved $90K and bought his first investment property while still living at home. Check out John'...

In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not harder. They touch on: 👉🏾 the biggest renovation myths (and what actually works) 👉🏿 where to spend money (and where to save) 👉🏻 how to avoid overcapitalising on your reno 👉 the A-team you need for a stress-free renovation 👉🏼 why flipping isn’t t...

The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentiment to interest rate cuts and what they mean for homebuyers and investors. Plus, the surprising trends in first homebuyer competition and whether now is really the right time to buy. Need a property professional in your corner? Check out how Emily and...

The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. They touch on: 👉🏻 how much borrowing power has changed 👉 whether investors are jumping back in 👉🏼 what first home buyers should do now 👉🏽 the possible changes to HELP debt and borrowing capacity Need a mortgage broker? Connect with the team at Sp...

Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That’s exactly what happened to Adam. He joins John to share how a too good to be true property deal went south fast and the red flags he wished he'd paid more attention to. Want a clarity call with John about your situation? Book here Need a property professional in your corner? Check out how Emily and John can h...

Buying a home or investment? Don’t make these 6 common mistakes! John and Em share tips that could save you a fortune. Need a property professional in your corner? Check out how Emily and John can help 👇 Emily's website: https://wallaceadvocates.com.au/ John's website: https://www.solverewealth.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable mo...