Tom, Nick, and Anthony from the Rock Star Inner Circle

The Your Life! Your Terms! Show

Business EN ↓ 608 episodes

Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star Inner Circle, the Rock Star team has helped Canadians invest in $3B+ of income properties and build freedom. Join thousands living life on their terms & start your journey at RockStarInnerCircle.com

Author

Tom, Nick, and Anthony from the Rock Star Inner Circle

Category

Business

Podcast website

rockstarinnercircle.com

Latest episode

Jul 10, 2026

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Episodes

Florida Real Estate Adventures, Surviving the Crash & Living Life on Your Terms with Chris Curry 27.08.2019

When we first met Chris Curry, we didn't know what to make of him. He seemed to have a million years of real estate experience at the age of 25. Over the years, we've been blown away at his fearlessness and ability to adapt to any economic situation. He's started and grown more businesses than we can count and helped buy and sell real estate all over Florida. On this episode of The Your Life! Your...

From Buying Rental Properties To Developing Land With Paul D'Abruzzo & Andrew Palhetas 22.08.2019

It has been awesome to watch these guys over the last ten years. They started with buying rental properties in their 20s and have become longtime members of the Rock Star team. Now, they're jumping into the deep end with their largest project to date, developing land and building out their own subdivision of homes in Fonthill, Ontario (just outside St. Catherines). It's amazing what is possible wi...

Adventures In Real Estate Investing, The Good, The Bad & The Ugly With The Rock Star Team 31.07.2019

This is the 100th episode of The Your Life! Your Terms Show... crazy!! When we started this podcast we had no idea it would be as much fun as it has been, and we had no idea how much feedback we'd get from you all about it. So thank you for sharing your thoughts, thank you for listening, and thank you for giving us a platform to share some of the good, the bad and even the ugly side of real estate...

Millennials Launching Businesses & Living Life On Their Terms With Cody Price Of MobileTire.ca 24.07.2019

We get asked how the Millennial generation is going to survive in this crazy world all the time. Well here's a perfect example of exactly how a Millennial is taking charge and living life on his terms. Cody Price of MobileTire.ca joined us to share his journey, from starting his business and using his parent's house as a storage facility, to buying vans, hiring people and dealing with demanding cu...

How To Rent Out Income Properties Yourself, Quickly and Painlessly With Rock Star Mike Desormeaux 17.07.2019

If you've never rented out a property before, it can be a bit nerve-wracking, but it doesn't need to be. The process in Ontario is pretty straightforward. In this episode of The Your Life! Your Terms! Show, we walk through everything from the ads, to the follow-up process, the application and the Ontario Standard Lease Agreement. There are a few things you should know before handing over the keys...

Dreams Never Die: Taking Control Of Your Life And Living On Your Terms With Special Guest Dan Illman 10.07.2019

Dan Illman is one of the good guys. He's faced his challenges head-on and won. It doesn't mean that there won't be more challenges coming his way but he now knows he'll crush them when they arrive. He's a husband, father, firefighter (with the coolest pager ever!), a Canadian real estate investor and more. On this episode of The Your Life! Your Terms! Show, Dan shares his story from driving a truc...

Negative Rates On Your Cash & Real Estate As An Insurance Policy With Tom & Nick Karadza 05.07.2019

Negative interest rates seemed like a unicorn type of thing only a few years ago. Then we saw the first bonds in Europe with them and now we see the International Monetary Fund writing guides on how to implement them. These aren't little guides either... they are actual examples of how to enable negative rates on the cash in your pocket. This is absolutely fascinating and terrifying all at once. O...

10X Your Investing & Your Life with The Real Estate Investing Power Couple Cherry Chan & Erwin Szeto 26.06.2019

Both Erwin and Cherry bring a lot to the table individually. Together they're truly a real estate power couple. Erwin has a wealth of knowledge in investing right across Ontario (even though he uses the name Mr. Hamilton) and Cherry has both of a ton of real estate investing knowledge and she's an accountant who specializes in real estate. We feel lucky and fortunate that Erwin has been part of th...

Nutrition, Sports Science, Fats Vs. Carbs, Fitness And A Whole Bunch Of Fun With Dr. Scott Christie 24.06.2019

Whenever we dive into the topics of nutrition and fitness we quickly get lost in the nuance and details. On this episode of The Your Life! Your Terms! Show, Dr. Scott Christie comes in house to share his wealth of knowledge and expertise. We discuss fitness, getting "gains", why feeling sore may not be optimal after workouts, fat burning vs. carb burning, fasting and more. Dr. Scott Christie is a...

Canadians Buying And Flipping Large U.S. Properties For Fun & Profit With Special Guest James Su 04.06.2019

James Su is an investor with a lot of heart, a ton of smarts and a huge amount of guts. He started investing aggressively after quitting his corporate job as an engineer, began buying properties locally around the GTA, then started a chain of retail stores before finding his way into large U.S. properties. On this episode of The Your Life! Your Terms! Show, James share this story. The lessons, the...

Golden Horseshoe Real Estate Market Updates & Banter With John Paul Gulbis 03.06.2019

John Paul Gulbis is back on the show to chat about what he's seeing "on the streets" all around the Golden Horseshoe. JP Gulbis has worked with investors and Rock Star for over ten years, and he's a wealth of interesting insights and ideas around real estate. Part of the reason we've been able to work with so many investors all around Ontario is because of the help of the amazing team at Rock Star...

Investing In Alberta, Oil & Energy, Multi Unit Apartments & Cap Rate Updates W/ Pierre-Paul Turgeon 27.05.2019

Pierre-Paul may be one of the most passionate Canadians we've ever met. He's passionate about multi-unit apartments, Alberta, energy issues and Canada in general. Heck, he's even passionate about capitalization rates! He's a family man, an investor, an educator and an ex-CMHC underwriter who came back on the show to give us updates on pretty much everything. Hang on tight, we go all over the place...

Organic Beans, Caffeine & The Third Wave Of Coffee With Firebat Coffee Co-Founder Gustavo Castelar 26.05.2019

When we discovered that there was someone roasting beautiful, amazing, organic coffee beans next to the gym we go to, we knew it would be love at first sight. Firebat Coffee was born when Gustavo and Leena decided to leave El Salvador and move to Canada with their children. They left behind their corporate lives and launched a new journey, in a new country! How daring is that? Just our kind of peo...

Investing In Strip Malls Across Canada & Buying Your First Triplex With Special Guest Petr Kafka 23.05.2019

Canada is a wonderful place. Full of amazing people doing amazing things. Petr Kafka is one of those types of people. Not only does he have a PhD, but he also has intimate knowledge of the commercial retail space right across Canada. On this episode of The Your Life! Your Terms! Show, he breaks down how mismanaged malls present amazing opportunities for investors. He also shares his own personal j...

Two American's Journeys Through The U.S. Real Estate Crash Of 2008 W/ Rob Minton And Preston Letts 21.05.2019

We are always short term paranoid and long term optimistic when it comes to real estate. One of the reasons we're optimistic is because we study the worst possible case scenarios when it comes to real estate so that we can prepare for what's next. On this episode of The Your Life! Your Terms! Show, that's exactly what we do with Rob Minton from Cleveland and Preston Letts from Chicago who were bot...

How To Invest Like A Developer Into Land, Subdivisions & Condos With Greybrook Realty Partners 09.05.2019

We met Greybrook Realty Partners co-CEO's a few years back and somehow they let us meet with them several times as we were trying to figure out if they were the real deal or not. We had never met anyone who had invested with large developers like they were. They answered a ton of our questions and we've had a great relationship with them ever since. On this episode of The Your Life! Your Terms! Sh...

Income Properties, Testing Investing Strategies, Running An Airbnb & Life On His Terms W/Andre Hart 26.04.2019

Andre Hart is someone who is carving out his own path in life and we admire him for it. He did a year's worth of research and due diligence on Rock Star before jumping in to actually buy properties but once he did there was no holding him back. He started only four years ago, but he's built a team and has some amazing real estate stories already. On this episode of The Your Life! Your Terms! Show...

What Does A Real Estate Crash Look Like And What Can We Learn From Them? 22.04.2019

We're obviously big fans of real estate, but that doesn't mean we're blind to any possible crashes or corrections. Although we can never predict these things accurately, we can prepare for them. On this episode of The Your Life! Your Terms! Show, we sit down with Mike Desormeaux to discuss the 1990 Toronto real estate crash, the 2007 U.S. real estate crash, and share some of the latest activity we...

Property Management Tips, Strategies, Successes And Horror Stories With Nadeem Ahmed And Eric Cleary 18.04.2019

Nadeem Ahmed has been with us at Rock Star Real Estate for eight years. He's been a great asset to the team and has worked with investors on hundreds of properties and tens of millions of dollars in investment real estate. So when Nadeem mentioned that he actually found a good property management company, Orangelist (www. Orangelist.com), we knew we had to check them out. On this episode, Eric Cle...

Flipping & Rehabbing Properties And Using Education To Change Your Future W/Danielle Chiasson 16.04.2019

It's always great to chat with people who are actually doing what they talk about. Danielle Chiasson is one of those! She is rehabbing properties for fun and profit and dealing with all the madness that goes along with real estate. Danielle has very well thought out plans and has a systematic process for everything she does. On this episode of The Your Life! Your Terms! Show, we discuss her journe...

A Millennial's Guide to Social Media, University & Creating Businesses with Alex Kowalczyk 08.04.2019

When Alex walked in the doors at Rock Star as a 19-year-old to pitch us on doing an internship, we were fairly interested. But then when he busted out his presentation on the plans he had for our social media strategy, we were immediately sold. He's proven to be a great contributor to the team here at Rock Star and we're blessed and grateful to work alongside him. On this episode of The Your Life!...

Quitting Your Government Job, Investing In Niagara & Epic Living With Mike Gillespie 03.04.2019

Mike quit his job at the government after catching the real estate bug to live life on his terms. He's just the kind of guy we love talking to. On this episode of The Your Life! Your Terms! Show, Mike shares his story, the type of properties he purchased, and the spreadsheet strategy he used to decide quitting his job was the way to go. We also chat how we met at a Biohacking conference in Los Ang...

Tiny Homes With Big Opportunities For Real Estate Investors Looking For Cash Flow W/Daniel Ott 29.03.2019

When we asked Daniel Ott to come in and share his story on this episode of The Your Life! Your Terms! Show we thought we were going to chat only about "tiny homes". But about 20 min into this episode, Daniel begins unpacking a huge potential opportunity for real estate investors in Ontario. As the housing crisis in Ontario gets worse, (the GTA is expected to grow 43% from 2016 to 2041) tiny homes...

Buying Farms, Quitting Microsoft, BJJ Competing, Raising A Family & More Adventures W/Barbie Perry 27.03.2019

It's not often we meet someone that stuns and shocks us (in a positive way), but Barbie Perry is one of those amazing people. On this episode of The Your Life! Your Terms! Show Barbie shares her story of leaving high school to work for Microsoft, hiring her Mom, buying farms with her husband, raising kids, competing in BJJ and now Barbie is giving back to the community. If you visit www.elevatabjj...

Economic Trends, Housing Prices, Interest Rates, Ontario Population Growth, Demographics Chit Chat 20.03.2019

So we love digging into the economic data and trying to make sense of it all. Specifically over the last decade we used the U.S. data to help us forecast what our Bank of Canada will do with interest rates. As real estate investors interest rates are one of the biggest variables we have, we can't control when it comes to our properties so we pay special attention to any economic data that may give...

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