The Your Life! Your Terms! Show

When you understand how money is really created in the modern economy, you finally feel like you can "get ahead". For years we were playing the money game without understanding the rules. Finally, we have a grasp of this crazy money game and on this episode of The Your Life! Your Terms! Show we break it all down. And we also chat about the latest, almost unbelievable, population trends for Canada,...

Every single time someone tells us that the opportunity in real estate is over we know that the person speaking those words just doesn't know where to find it. There is opportunity everywhere, always. And that's exactly what these three amazing guys have found. Together they have not only formed an incredible power team between themselves they're literally tripping over opportunity with small infi...

Kiran Gandhi is one of those people who knows that possibilities are everwhere.  Whether it was from growing up in multiple countries, and continents and taking in experiences from all those cultures.  Or it's from the moment when she was in a Toronto women's shelter and decided that her current circumstances would not define her.  On this episode of the Your Life! Your Terms! show we take a look...

Gerry Gatto, lawyer extraordinaire, has been helping Rock Star Inner Circle members and investors for over a decade now. It took us a long time to understand that not all lawyers specialize and understand real estate. Gerry does an excellent job protecting investors and helping them navigate all the potential pitfalls involved with real estate transactions. On this episode of The Your Life! Your T...

Pierre-Paul always energizes us when he walks into the office. It probably doesn't hurt that he's usually carrying some great bottle of wine with him for us to enjoy! He's an ex-CMHC underwriter who now invests in multi-unit buildings and teaches Canadians all over the country how to analyze and choose the right investment for themselves. On this episode of The Your Life! Your Terms! Show, we chat...

Sometimes you meet people and you just know they're going to accomplish all their goals. Jenyssone and Laetitia Tayou are those people. On this episode of The Your Life! Your Terms! Show, they explain how they maximized their investing opportunities in France before moving to Canada and how they've jumped into the investing game here with both feet! They are doing flips, using private money, manag...

Arvin Kana is one of those people who just puts his head down and gets stuff done. He's been working with Mike Desormeaux on our team for a decade and we had no idea how much he is actually up to. On This episode of The Your Life! Your Terms! Show, Arvin shares how he lived on $520/month for years, how he saved all his Tim Hortons money, how he created multiple online businesses, worked factory jo...

These two 24-year-old friends are up to big things. They've jumped into the real estate market at an age when most people wouldn't dare. And wait until you hear their story ... they had a real life angel guiding them, navigated several curve balls with different properties, had potential tenants knocking on the neighbours doors looking for information and managed to get a lease signed on their ver...

The mortgage landscape have literally constantly changes so we're bringing Dave Butler and Dan Patton from Butler Mortgage back on this episode of The Your LIfe! Your Terms! Show to give us the latest. We cover how to navigate the mortgage landscape as an investor, what to know about appraisals when using the BRRR strategy, where rates are headed and the latest on the mortgage stress test in Canad...

Sergio is such an amazing guy and together with his wife, they're living an incredible journey. On this episode of The Your Life! Your Terms! Show, you'll learn about living through 30% annual inflation as a normal way of life and then experiencing 100% monthly inflation! Sergio and his wife immigrated to Canada twelve years ago and in a classic, amazing, adventure have managed to invest in multip...

We just released a new chat with Dan & Tyler from Radix Performance in Oakville. I thought Nick and I had done some crazy things in our lives, but after listening to some of Tyler's adventures, I'm not so sure. In this episode of The Your Life! Your Terms! Show, we chat pre-workout supplements, my personal muscle soreness, workout schedules, sleep schedules and more. Good guys, fun chat. You can l...

Property inspections are always an interesting experience with investors. Some investors breeze through them without paying attention, others analyze everything to the extreme. Inspections are critical before buying any investment property and on this episode of The Your Life! Your Terms! Show, Stuart Harrison of Capstone Property Consultants (www. CapstoneProperty.ca) walks us through what to wat...

For years we read business books that were full of theory. It all sounds good but it was difficult to put any of it in practice. Thankfully we ran into some amazing mentors who shared actionable concepts with us, we're forever grateful. And because we wish this stuff was shared with us much sooner, we're chatting about it on this episode of The Your Life! Your Terms! Show. These concepts have help...

Spencer Brown is the definition of someone taking control of their future. He's a 29-year-old who is doing some advanced stuff in real estate. He buys properties where he chops off part of the lot and uses it to dramatically increase his profits. He has sold chunks of land to builders, he's created duplexes and triplexes and he's just fearless when it comes to his real estate moves. On this episod...

We're going to start a "Heads Up" series for real estate related issues that pop up now and then, this is one of those. Kitec Plumbing wasn't something we were aware of even a year ago. Now we see it popping up in home inspections with houses and condos built from 1995 - 2007 (not all of them by any means). This plumbing has some faults that investors and home-owners should be aware of. On this ep...

This podcast is not just about real estate. It’s about living life on your terms. And this week Dr. Pete Angerilli shares how he’s doing exactly that. He started his career as a Peel Police Officer but decided to make a change into Chiropractic and we walk through how he made the move. We also chat about why we need everyone to live life on their terms and eventually transition into some Chiroprac...

Refinancing can be a key component of growing your real estate portfolio, but there's a lot of confusion around it. Sometimes refinancing is a breeze and other times it can be super tricky. We worked on one of our refinances for 10 months before finding a lender who would let us tap into the equity we had on a property. On this episode of The Your Life! Your Terms! Show, we cover how it's done, th...

It's always a good time when Pierre-Paul Turgeon shows up in our office. And when he walks in with a bottle of Barolo wine to enjoy, we know it's going to be a great day. On this episode, Pierre-Paul explains what he's doing in Ontario, his initial thoughts on Ontario multi-unit buildings, his latest adventures, we chat a little bit about Alberta and British Columbia and banter about all things re...

Over the years, we've spent a lot of time and money investing in ourselves. Both with taking the time to read but also with investing in audio programs and attending different conferences and mastermind meetings. We've always found this to be extremely beneficial. On this episode of The Your Life! Your Terms! Show we chat with Mike Desormeaux and Ruben Furtado to have a group chat on their persona...

Did you know U.S. subprime lending is back? Yeah, neither did we. Did you know the U.S. budget deficit is growing at twice the pace of their economy? Crazy. Have you heard of the Repo Market? You should. How does all this impact the Canadian real estate investment landscape? We break it all down on this episode of The Your Life! Your Terms! Show, and explore how these monetary and fiscal policy tr...

Akilan's real estate journey is like many others... full of trials and tribulations. Real estate definitely has its ups and downs and it takes a special kind of person to survive them all. However, every once in a while you meet someone who not only conquers their real estate fears, but they go on to scratch their own itch and start a real estate investment business, by investors for investors. In...

Nikole and Matt are back with an update on their journey. HealthNut Nutrition started out as a YouTube channel and now it's a full on rocketing business with an online store full of amazing products and Nikole just launched her own book: The HealthNut Cookbook. On this episode of The Your Life! Your Terms! Show, we go behind the scenes to check in on how their doing, learn about the book launching...

We get way off topic to start this podcast and don't talk about anything that remotely resembles a condo update until at least the 20min mark. But if you're up for random updates about PRP, Surfing and Tequila mixed in with interest rate updates and a condo chat then this episode is for you. Big shout out to Mike Desormeaux and Carlo Batara who are always willing to jump into an episode without a...

Going through evictions is never fun, for the landlord or the tenant. Unfortunately, most landlords don't know their rights and don't understand the process. The Ontario Tenant Act is actually pretty useful once you get a feel for it. On this episode of The Your Life! Your Terms! Show, we chat with Licensed Paralegal Kelly Hawkes to break down what you need to know and how it all works, from the f...

There are very few people who had a bigger impact on our lives outside of our parents than Dan S. Kennedy. A couple of weeks ago, we got the news that he's in hospice care and we wanted to record an episode of The Your Life! Your Terms! Show in his honour. He taught us so much about business, marketing, money, wealth and life that perhaps our debt to him can never be repaid. We feel so blessed tha...