Austin and Susy

The Wholesome Financials Podcast

Business EN ↓ 47 episodes

Austin & Susy are married, parents and business owners who talk Business Funding! On our show, we talk about small business funding. Our preferred method of securing funding from banks like Chase, American Express, and Bank of America, to name a few, is through the credit stacking method. We teach the community how to PG high-limit business credit cards through having a strong credit profile and structured LLC. We love 0% APR Business Credit Cards and believe they are an easy way to secure up to $200k+ of funding for any entrepreneur or business owner

Author

Austin and Susy

Category

Business

Podcast website

wholesomefinancials.com

Latest episode

Jul 6, 2026

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Episodes

Trump's 10% Credit Card Interest Rate Cap - How this CUT affects Business Credit 06.07.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

Something changed with AMEX - 2026 Warning 29.06.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

3 Banks Will APPROVE New LLC $40,000 Without Proof of INCOME! 22.06.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

4 Banks That Will APPROVE New LLC $50,000 Without Proof of INCOME! 15.06.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your ap...

We Tried The Capital One Venture X Card (NOT what we expected...) 👀 04.05.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

3 MAJOR changes for Navy Federal Credit Union members _ Watch Before Applying (2026) 27.04.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

Truist Bank just made some MAJOR changes _ Watch Before Applying (2026) 20.04.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

MAJOR Wells Fargo Business Credit Updates Data Points for NO DOC BLOC + Signify Card 13.04.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

The SHOCKING Truth About Capital One Spark Business Credit Card 06.04.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

Chase just changed their Business Credit Card approval rules _ MAJOR Update (2026) 30.03.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

Is the Chase Sapphire Reserve Really Worth It_ 23.03.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

EP3_ Execute Your First $50K Funding Stack Step-By-Step (Final Episode) 16.03.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

EP2_ Position Your Business for $50K+ High-Limit Approvals 09.03.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

EP1_ Build a $50K Funding-Ready Credit Profile (Free Business Credit Course) 02.03.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

Discovering The Best Soft Pull Business Credit Cards Available 09.02.2026

🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize you...

How to Access $100,000 in 30 Days WITHOUT Paying a PENNY in Interest 02.02.2026

How to Get 100k at 0% Interest Business Credit Cards Looking to secure business funding without paying interest? This video explains how to obtain up to $100,000 in 0% interest business credit cards. Learn who qualifies for 0% APR offers, what credit score you need, and how to leverage these offers for your business without damaging your personal credit. 📱 CONNECT WITH US: Instagram:https://www.i...

The $50,000 AMEX Hack They DON'T WANT YOU TO KNOW [Get Approved TODAY] 26.01.2026

Experian - AMEX: How to Get Approved for American Express Business Credit Cards 💳 Is it hard to get approved for an Amex business card? In this video, we break down everything you need to know about qualifying for American Express business credit cards! Learn about credit score requirements, who qualifies for an Amex business card, whether Amex runs your credit for business cards, and essential a...

How to Get $50,000 at 0% from PNC in 30 Days [STEP-BY-STEP HACK] 19.01.2026

PNC Bank Business Credit Cards: Expert Guide Get insider tips on qualifying for PNC Bank business credit cards! In this video, our credit experts explain how to optimize your personal credit, set up your LLC properly, and build banking relationships to maximize your approval odds and credit limits. Perfect for entrepreneurs looking to leverage 0% interest business funding. 🔴 Free Business Credit...

The WORST Loan You Can Get As A Business Owner (MCA Loans) 12.01.2026

RAW MCA LOAN - What is MCA (Merchant Cash Advance)? 🚫 The WORST Business Funding Option! Learn exactly what an MCA is, how Merchant Cash Advances work, and why they're NOT technically loans but could be devastating for your business. We break down the shocking daily interest rates (up to 33%!) and reveal why MCAs are one of the most predatory funding options for small businesses. Watch before...

Wells Fargo Business Credit HACK That Bankers Don't Want You To Know! [ SHOCKING] 05.01.2026

🔥 Wells Fargo Business Credit Card: How to Get Approved for $50K Limits 🔥 In this video, we answer the most common questions about Wells Fargo business credit cards and reveal our strategy for getting approved with high limits up to $50,000! ✅ Does Wells Fargo have a business credit card? YES! The Wells Fargo Business Platinum card offers a $500 cash bonus after spending $5,000 in the first 3 m...

How We Get Our Clients $75,000 From Chase EVERY Time (RELATIONSHIP HACK) 29.12.2025

🔥 How to Get CHASE BUSINESS FUNDING with 0% Interest in 2025 | Credit Cards & Requirements 🔥 In this video, we break down exactly how to get approved for Chase business credit cards with high limits and 0% interest. Learn the key data points that Chase looks for before approving you for funding, including credit score requirements, credit profile thickness, utilization rates, and bank accoun...

How to Get Chase to THROW $80,000 at You (Banker's Secret Exposed) 22.12.2025

How We Got a Restaurant Supplier $80K in Business Funding (Client Case Study) 📱 Connect With Us: → Book A Call: https://funding2.wholesomefinancials.com/survey?video=-6s_c_ftFC0 → Instagram: https://www.instagram.com/wholesome_academy/ → TikTok: https://www.tiktok.com/@wholesome_financials → Website: wholesomefinancials.com → DIY Credit Repair: wholesomecreditdiy.com In this episode, we break dow...

Banks Say Trucking Is 'High-Risk'... Here's How He Got 100K Anyway! 🚛 15.12.2025

📝 How We Helped Our Client Get $105K For His Trucking Business | Client Case Study In this episode, we break down how we helped our client Christian transition from being an Ashley Furniture delivery driver to owning his own trucking business. Learn how we secured $105K in business funding with 0% interest credit cards, even with a new LLC! 📱 CONNECT WITH US: 🔸 Instagram: https://www.instagram....

Fix & Flip Investors: Get 0% Interest Money Using THIS Strategy 08.12.2025

🏠 Fix & Flip Investors: Get 0% Interest Money Using THIS Strategy Learn how our client Elvis, a full-time real estate investor from Louisiana, secured $120,000 in business funding with 0% interest! We break down the exact strategy, credit requirements, and timeline for getting funded through major banks like Chase, American Express, and more. 📱 CONNECT WITH US: ➡️ Instagram: https://www.inst...

He Got $100,000 for TURO Using THIS Credit Card HACK! 🚗 10.11.2025

🚀 Client Funding Journey: How Abayomi Got $110K+ for His Turo Business | Ep. 13In this episode, we break down how we helped our client Abayomi secure over $110,000 in business funding for his Turo business venture. Learn about credit strategies, funding sources, and the importance of maintaining good credit utilization.⚡ CHAPTERS:00:00 Introduction & Client Overview02:53 Funding Sources &amp...

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