The Wallet

Today, we answer a question from Jamey — a 26-year-old who is a passionate advocate for young people getting an early start on saving for retirement. Having recently started a new job, Jamey wants to increase how much she pays into her workplace pension. However, her employer is hesitant due to the perceived admin involved. She asks us how to move the conversation forward and what other options ar...

Tobi Asare is a mum of two and founder of My Bump Pay, an online platform giving women the tools to smash the glass ceiling with a baby on the way and beyond. Tobi created the platform to help give women the confidence to achieve their career goals and take them through their career journey while overcoming the motherhood penalty.  1/ We discuss the challenges that mums face in returning to w...

Welcome back to The Hotline! Today we answer a question from Nicole. She is 35 years old and bought her first home a couple of years ago with her partner. Nicole asks us how to start when it comes to making a will. The number 35-54 year-olds with a will has decreased from 37% in 2019 to 22.5% in 2021 – a decline of 39%. This means that fewer people are leaving instructions for their loved ones whe...

Cindy Gallop is an advocate of gender equality, diversity, and inclusion - an entrepreneur who, in her own words, is ‘the Micheal Bay of business. I like to blow s**t up”. She is hugely passionate about women ‘making tonnes of money’ so that we can invest more in the things we believe in, as well as changing the world to build a more female-dominated financial ecosystem that serves women better.&n...

In our first #Hotline episode, our brilliant intern Audrey asks how to lay the foundations for healthy financial habits. Today on The Wallet:  1/ I share my top tips for building healthy money habits in your 20s, highlighting the areas you should focus on as you start your journey. 2/ We’ll discuss how thinking about your goals for the future can help create a budget you can stick to, and how...

Claer is the Financial Times Consumer Editor, presenter of FT’s Money Clinic pod and a leading voice in demystifying money matters. She is passionate about making financial literacy both accessible and engaging for her followers.  Today on The Wallet:  1/ We look at some of the most pressing financial challenges women are facing post-pandemic. Claer gives tips for organising finances and...

Hello and welcome back to The Wallet! We’re so excited to be launching Season 2 following 47 fantastic episodes and over 75,000 downloads in our first series.  Over the last year, we’ve received so many financial questions through Instagram, emails and workshops and it can be hard to reply to you all - so we’ve decided to do this in the podcast. We want to hear from YOU!  Each month I wi...

Tiwalola Ogunlesi is a confidence coach and founder of Confident and Killing It — a self-love revolution waking women up to their worth so they can be confident, unstoppable and live the life they desire.  Today on The Wallet:  1/ Tiwalola tells me how she has explored and built up her confidence, and how by recognising where her strengths and passions meet she’s found where she feels mo...

Otegha Uwagba is a writer, speaker, and consultant. Her debut book, Little Black Book, made The Sunday Times bestseller list, and she’s just published her third book, We Need To Talk About Money — a personal and candid memoir exploring her relationship with money. We Need To Talk About Money was born out of a lack of cultural transparency around finances. It follows Otegha’s process in uncovering...

This episode is a recording of our pensions event on June 30th, 2021 organised with our sponsor PensionBee. You can read the summary of the event and see the slides supporting our conversation on vestpod.com. Research shows that women’s pensions hold around 40% less than those belonging to men, with this pension gap only increasing with age. (Pension Bee, 2021)  With the gender and ethnicity...

The world of cryptocurrency continues to grow in popularity. With Bitcoin regularly hitting the headlines, an increasing number of people are curious about investing in crypto. But what is it, what are its origins, and how does it work?  Ambre Soubiran is the CEO of Kaiko - a crypto market data company. Having first read about Bitcoin back in 2013, Ambre was an early adopter and eventually le...

Elizabeth Ogabi is a founder, entrepreneur, podcaster and author of ‘Side Hustle in Progress: A Practical Guide to Kickstarting Your Business’. She has worked across various industries and two continents over the span of her career.  As a prominent voice for the advancement of women’s careers, Elizabeth is passionate about empowering women to create sustainable side hustles alongside their fu...

Kalpana Fitzpatrick is the Finance Editor at Hearst Magazines. She writes for publications such as Cosmopolitan, Good Housekeeping, Red and Prima, and her relatable, jargon-free articles cover a wide range of money management topics, such as how we can break down the taboos that surround money and the importance of financial literacy.  Today on The Wallet:  1/ Kalpana explains how we can...

Check Warner is an early stage VC and co-founder of venture capital fund Ada Ventures - a $50m early-stage investment fund that supports overlooked and underrepresented tech founders.  Having recognised the lack of diversity in the investment world, Check also co-founded the non-profit, Diversity VC, to help promote inclusion and eradicate affinity bias within the investment industry.  T...

Shellye Archambeau was one of the first ever Black female CEOs in the tech industry. She is a Silicon Valley leader, a Board member, and author of the inspiring book; Unapologetically Ambitious: Take Risks, Break Barriers, and Create Success on Your Own Terms . From the very start of her extraordinary career, Shellye had a clear vision: she wanted to be a CEO. Through her ambition, resilience, and...

In today’s Stock Market 101 session, we’re going back to investment basics. For this exercise, I speak to qualified Chartered Accountant and founder of This Girl Invests, Prerna Khemlani — a passionate advocate for educating and encouraging women to get financially confident.  Despite working in the financial industry, Prerna still found the information around personal finance difficult to un...

Kate Wills is a freelance travel journalist who writes for The Guardian, The Times, Vogue and The Telegraph, to name a few. She’s also the author of A Trip Of One's Own: Hope, Heartbreak and Why Travelling Solo Could Change Your Life. As an avid solo traveller, Kate always found travelling alone liberating. But after her marriage ended, travelling provided her with the escapism, inspiration, and c...

Madeleine Shaw is a leading voice in the wellness industry: a bestselling author, nutritional therapist, and mother. Madeleine is passionate about helping her followers get their glow back through eating well, moving more and making time for what makes them happy.  But since our health is made up of more than just what we eat, Madeleine also believes that finances should be included in our ov...

Holly Tucker MBE is a British entrepreneur, philanthropist, and UK Ambassador for Creative Small Businesses. She is the founder of the online marketplace notonthehighstreet.com and Holly & Co, a small business advice and inspiration platform. Above all, Holly is an ardent small business advocate and keynote speaker, committed to helping female entrepreneurs thrive by turning their passion into...

Anna Codrea-Rado is a journalist, podcaster and author, whose book ‘You’re The Business; how to build a successful career when you strike out alone’ is a practical guide for freelancers and those running a business of one. After being made redundant in 2017, Anna took the leap and began freelancing while documenting the highs and harsh realities of self-employment.  In today’s episode of The...

Emma Maslin is a money coach and mentor who helps people understand their emotional connection with money to help build positive habits and a healthy money mindset. Emma is a passionate believer that financial health and well-being is not a luxury just for the wealthy: it is a basic need for all.  Emma’s speciality is to equip people with both the right money mindset and the practical guidanc...

Vivi Friedgut’s mother taught her about the importance of the stock market, which resulted in her buying her first stock at just 15. Since then, she has seen first hand the positive impact of getting into finances from an early age. In today’s episode, we talk about: 1/ Investing has become a new buzzword so we’re talking about the key differences between day trading and investing for the long ter...

We all have our own definitions of what it means to be “wealthy”. For you, wealth might be purely financial, but it could also be having time with your friends and family, experiences and trips, or the freedom to live life on your own terms. My guest today is Davinia Tomlinson, who discovered that her definition of wealth extends beyond finances and has since been inspired to follow her own path.&...

A 2013 study from Duke University and the University of California found that male CEOs with deeper voices tend to manage larger companies, stay in their jobs for longer and even make more money to the tune of $190,000 per year.  But can the pitch of our voice really have an effect on our earning potential, or the impact we have at work and how we’re perceived as leaders? My guest today is Va...

Claire Wasserman is the founder of ‘Ladies Get Paid’ a leading platform that champions the professional and financial advancement of women. She has now put together all she’s learnt about this into her first book ‘Ladies get Paid’ : the pre-eminent guide on how women can get recognised and rewarded at work. We’ve been working from home for a full year, and we know the pandemic has disproportionate...