The Wallet

💸 Investing is key to building financial independence and reach long term goals. When you invest over a long period, you want your money to outpace inflation (the price of goods and services is increasing every year) and benefit from compound growth. While it’s essential to have ‘rainy day’ cash savings, playing it safe by stashing your money in low-interest-rate savings accounts is actually risk...

🌟Alex Stedman started The Frugality in 2012, after spending 15 years working in the fashion media industry. With over a quarter of a million followers, she’s a mum-of-two offering accessible tips on smart spending and saving up for things you really love. 🌳We talk about building a sustainable business you love, tips on managing your finances, the challenges of being a freelancer and a parent, an...

☎️ In today’s episode, I answer a question I received on Vestpod’s Instagram: What can you do when you’re feeling stuck about money? 💸 While I would always advise you to find some form of professional help, here are some pointers you can try: 1️⃣ Find a support system , whether just one other person or an entire group. A great place to start could be to talk to a financial professional.  2️⃣...

In 2017, Farah Kabir launched HANX, the sexual wellness brand with women in mind with her childhood friend Sarah. HANX sells a range of products, from their award-winning ultra-thin, vegan, biodegradable condoms to oestrogen-free hormonal contraception. Now stocked online and in Boots, Sainsbury's and other major UK retailers, they are genuinely disrupting the feminine care industry. ⚡Farah is pa...

☎️Carla Hoppe spent the past 15 years as a corporate lawyer and tax advisor, and is now the founder of Wealthbrite. She is also the voice behind the popular Rethink Tax account on Instagram.  💸 In this episode, we explore why so many of us want to run for the hills when we hear the word ‘taxes’, learn easy tips and tricks that will help you understand taxes better, and understand the ways in...

🔮 When Clare Seal faced a difficult financial situation in 2019, she turned to Instagram to make herself accountable, posting anonymously as @myfrugalyear. In under a year, she had grown a following and went on to start The Financial Wellbeing Forum. Clare is also Glamour’s Money Matters columnist and the author of three books. 💥 Today on The Wallet:  1️⃣ It’s essential when you embark on a...

☎️ Tamara Gillan is a successful entrepreneur, founder and CEO of The WealthiHer Network. Her mission is to bring together the UK’s leading financial institutions to work in partnership for the first time to celebrate and support female wealth. As a single mother, Tamara has had to fight for her own success and passionately believes women deserve to be recognised and championed by the financial se...

TW: This episode contains references to suicide. Please listen with care. 💸 Clare lost her husband to suicide in 2011 and has since been committed to raising awareness and understanding of mental health issues. The pandemic saw a growing number of people pushed into debt, with 2.5 million people estimated to have considered suicide as a result. Clare talks about how there is always help available...

Lu Li is passionate about NFTs and Web3. In 2015, she founded Blooming Founders, a platform and ecosystem designed to help early stage female entrepreneurs. She recently started to invest in NFTs and tells me how to get started, how to avoid scams and do your research and what type of returns you can expect from it. We also talk about how NFTs are building strong communities online. Investing in r...

☎️ Individuals are increasingly more concerned about tackling the climate emergency, and greening your pension is one of the best ways to make a positive impact with your money. Today, I speak to the lovely Izzy Howden, Policy and Campaigns Advisor at Make My Money Matter, about the power of green pensions.  🍃 Make My Money Matter is a people-powered campaign fighting for a world where the p...

Debbie Wosskow and Anna Jones were introduced in 2015 by a mutual friend, and found they had a common passion around empowering women. They quickly identified a need for professional female networking, which is why they left their CEO jobs and created AllBright, a professional community for smart-minded women. At the heart of AllBright is the belief that women need to support one another, to help...

❤️ Today is a special Valentine’s Day episode, where we tackle the sticky question of who should pick up the bill on a date, as well as the wider topic of money and relationships. I invited money guru, journalist and bestselling author Laura Whateley to offer us her thoughts on the subject. 💸 Money can’t buy you love, but it sure can show up in your relationship in unexpected ways. Lauren shares...

☎️ Today, we answer a question from our listener Alexandra, who asks us about teaching children about money. I invited Helen Driver, Director of Collaboration at MyBnk charity, ex-fund manager and long-time Vestpod, to offer us her words of wisdom on the topic.  💸 Money can feel like a taboo in a lot of households, but it’s important to broach the topic to help children feel financially conf...

🎙 A former financial journalist, Clare Francis is an expert in consumer finance, having spent eight years working on national newspapers and seven years as Editor-in-Chief at MoneySuperMarket. She is currently a Savings and Investments Director at Barclays and a Board Trustee for the Money & Mental Health Policy Institute.   💸 Clare is passionate about getting people to think about...

In today’s episode, we talk about emotional spending. With January sales in full swing, temptation to splurge is everywhere. And while spending impulsively on occasion is okay, it’s important to understand that the rush we get from shopping is short-lived. If you often find yourself having a hard time trying to control your spending, or impulse buying to improve your mood, it might be time to take...

Sharmadean Reid is the Founder and CEO of The Stack World — a platform that helps women monetise their communities, and equip women with the tools they need to excel in their field. As one of the 10 Black female entrepreneurs in the UK this past decade who's raised venture capital, Sharmadean is undeniably a force to be reckoned with. Committed to her personal values and helping women reach their...

In today’s episode, we talk about setting realistic financial foundations to keep you thriving in 2022. Starting a new year is daunting, and we make our lives that much harder by putting unnecessary pressure on ourselves with huge resolutions. Instead of making a grand list that you’ll inevitably abandon before February, I want to talk you through practical, easy to achieve, and most importantly,...

Kim Palmer is the Founder of Clementine - a hypnotherapy app for busy women who want to find their inner calm, reduce anxiety, ditch self-doubt and get a great night's sleep.  Back when Kim worked in the corporate world, she started to realise that the things she thought would make her happy – money to spend on clothes and holidays – were not actually bringing her joy. As her mental health co...

We surpassed 100K downloads of The Wallet podcast! In this very special episode, you’ll hear our favourite quotes from our top 12 most downloaded episodes. The Wallet has been featured in the Financial Times, Forbes and Stylist Magazine, so you would think that it was an immediate success. But let’s pause for a second and zoom back to the beginning of how it all started.  I’m Emilie Bellet, t...

Helena Morrissey is a passionate advocate for the equality of women and gender balance in workplaces, she is a member of the House of Lords and an established author and mentor with three decades of experience in the financial industry.  Today on The Wallet:  1/ Helena tells me how she navigated her way to become a CEO and a board member in a male-dominated industry, and how developing h...

In today’s episode, we answer an anonymous question. Our listener says she finds our podcast and workshops very helpful but wishes her female friends and family would be equally keen to discuss money matters. Broaching the topic of money can feel tricky, so I invited Wealth Coach Sara Maxwell to discuss how to best open up the conversation in a positive and uncontentious way. Today on The Wallet:&...

Today we answer a question from Tanya. She has been wondering about Buy Now, Pay Later schemes as well as the new flex schemes offered by banks. Tanya would like to know how these schemes work and if they do impact your credit score? Today on The Wallet:  1/ In 2020 the use of Buy Now, Pay Later services soared to £2.7bn transactions and it continues to be popular with retailers and online pl...

* Vote for Vestpod in Holly & co Independent awards: https://holly.co/campaign-christmas-2021/independent-awards/female-founder/#nomination-790814 * Sapphire Bates is the founder of The Coven, an online platform and community providing a support network for female founders and business owners. Having experienced rapid growth in her business, Sapphire is now focused on adapting how she works to...

In today’s episode, we answer a question from Kathleen. She started her investment journey using robo-advisers but isn’t sure what she’s investing in and wants to take more control in building her portfolio.  Today on The Wallet:  1/ Investing is for everyone and thanks to the increased popularity of investing apps, it’s never been easier to get started. Today, we’ll take a step back and...

Aja Barber is a writer and fashion consultant, holding those in power to account by campaigning for a sustainable, inclusive fashion industry that doesn’t exploit workers and our planet. The fashion industry is one of the leading culprits of greenhouse gas emissions, generating tons of waste. Aja works tirelessly to find ways that we can all be more conscious about consumerism while learning about...