The Truth From Ruth

In this episode, Ruth dives deep into the fascinating history and evolution of the Multiple Listing Service (MLS), pulling back the curtain on this cornerstone of American real estate. Whether you're listing your home or searching for the perfect property, understanding how the MLS operates behind the scenes is crucial for navigating today’s market. Tune in to discover the original purpose of this...

In this episode, Ruth shifts gears to dive deep into the spring real estate market from the buyer's perspective! Joined by special guest Joe Leone from GRB Bank, they share expert strategies for navigating homeownership, financing, and finding the right loan. Whether you're a first-time buyer or looking to build long-term wealth, strategic planning is crucial for a smooth and successful experience...

In this episode, we tackle the spring real estate market with expert strategies for homeowners in Western New York and beyond. Discover the golden rules of timing your sale, why having a pre-sale exit strategy is non-negotiable, and the emotional red flags to watch out for before you list. Tune in to learn how to maximize your property's value and navigate the market with confidence!

In this episode of the Truth from Ruth Radio Hour, Ruth dives deep into the fascinating world of collections and collectibles, sharing their expert insights on everything from rare vinyl records to vintage gold jewelry. Whether you're downsizing a lifelong passion or ready to cash in on inherited treasures, knowing how to properly navigate the market is crucial for maximizing your return. Tune in...

In this episode of The Truth From Ruth, Ruth shares why strategic preparation, not expensive renovations, is the key to maximizing your return when selling. Drawing on more than 40 years of real estate experience, she explains how professional cleaning, decluttering, and simple updates like fresh paint and flooring consistently outperform costly kitchen and bathroom remodels. Ruth also dives into...

In this episode of The Truth From Ruth, Ruth pulls back the curtain on hidden New York property tax relief programs that many homeowners, especially seniors, don’t even realize they qualify for. She breaks down critical March 1st deadlines, explains how STAR and Real Property Tax Law 467 exemptions work, and shows how these programs can dramatically reduce property taxes when applied correctly. Ru...

In this episode, Ruth breaks down the real truth about renting vs. owning and why homeownership is one of the strongest paths to building wealth. She shares how buying during high-interest-rate markets can actually benefit you long-term, reveals the massive 38x net worth gap between homeowners and renters, and explains how equity, stability, and generational wealth all start with owning a home. Do...

In this episode, Ruth Rowe Campbell from Rowe Realty Auctions & Appraisal dives into the true meaning of gratitude—especially in the days following Thanksgiving. From heartwarming client stories to personal reflections, she explores how emotional, practical, and reflective gratitude shape our lives and relationships. Ruth opens up about unexpected moments of thankfulness, the power of taking a...

In this episode, Ruth Row Campbell explores an important and deeply personal topic — Financial Steps for Surviving Spouses. Broadcasting from beautiful Walworth, Ruth opens up about her own experiences of loss, sharing how she navigated both emotional and financial challenges after losing her husbands. Joined by special guest Brian Valenti, Vice President and Senior Financial Consultant at Charles...

In this episode, we uncover the hidden value in coin collections with One Penny, One Thousand Bucks. Discover how using a trusted consignment service like Digging for Deals can help you maximize returns far beyond melt value. From expert evaluation and careful cataloging to nationwide auctions with detailed photos, learn how to present your coins to the right buyers for the best price. We’ll also...

In this episode, discover how Clarence achieved a 60% home value jump by downsizing strategically over five years. Learn expert tips on clearing clutter to maximize value, making the transition to independent living more affordable. We’ll cover financial factors beyond taxes and insurance, and highlight the social benefits of embracing a vibrant community. Ready to see downsizing as an exciting ne...

In this episode, Ruth unveils her innovative business model, Digging for Deals, where real estate meets auction expertise to deliver maximum value for clients. By blending industry knowledge with dynamic auction strategies, Ruth helps sellers save thousands and earn top dollar—whether they’re downsizing, transitioning, or starting a new chapter. Tune in to hear how her client-centric approach ease...

In this episode, we break down the truth about home values and why the market never lies. From assessed value to appraised value—and ultimately, market value—you’ll gain a clear understanding of what each term really means. We also dive into how buyer competition influences pricing in today’s fast-moving real estate landscape. Whether you're buying, selling, or just curious, this episode will help...

In this episode, we uncover real stories from real people navigating the world of real estate with smart, effective solutions. Discover how combining traditional real estate methods with auction industry best practices led to a smooth transition from a demanding home life to the comfort of a luxury apartment. Learn how a successful online auction not only ensured a quick property sale but also pro...

In this episode, Ruth answers the question, What is a Real Estate Auction? Explains the ins and outs of the auction process and why it might be the perfect choice for your next transaction. Discusses the advantages of auctions, the critical role of a seller's agent, and a step-by-step guide to how it all works. Don't miss these key insights and takeaways that could transform your real estate journ...

In this episode, Ruth dives deep into the world of real estate, sharing her expert tips on how to find the perfect realtor for your needs. Whether you're buying or selling, choosing the right realtor is crucial for a smooth and successful experience. Tune in to discover what to look for, the questions you should ask, and the red flags to watch out for. Don't miss out on these invaluable insights!

Ruth Rowe Campbell explores the journey of aging in place and the art of downsizing. Discover the emotional ties we often hold to our homes and how these connections can influence our decisions as we age. Learn why aging in place is an increasingly popular choice for seniors, offering comfort and familiarity. However, it's not without its challenges—it requires careful planning and foresight. Lear...

Join Ruth Rowe Campbell as she kicks off the inaugural "Truth From Ruth" episode with an exciting new format and the return of in-person recordings! Discover Ruth's unconventional journey into the world of auctioneering and delve into the realms of real estate, appraisals, and auctions. In this episode, Ruth sheds light on the critical role of a seller's agent and the significant impact of proper...