The Street Smart Millionaire

🎙️ Street Smart Millionaire with Jackson Thomas In this week’s episode, Rick Ruby interviews Jackson Thomas , a longtime client turned top producer, who went from struggling in 2016 to closing $110M in loans a year and earning $1.7–$2M annually . Inside the conversation: How Jackson scaled from entry-level coaching to Level 3 success Why discipline is the best addiction and the secret to consisten...

🎙️ Street Smart Millionaire with Rick Ruby & Greg Gale This week, Rick Ruby sits down with longtime student and CORE Coach Greg Gale from Scottsdale, AZ to break down the difference between chasing “bigger” vs. getting better. Inside this episode: Why focusing on better relationships always beats just getting bigger The #1 mistake that costs you past clients — and how to fix it How Greg built...

In this episode, Rick Ruby sits down with client and CORE Coach Patrick Langhans to break down how he:   👉 Watch Here   ✅ Went from $170K to $1M+ in income — six years running ✅ Runs a tight, process-driven business that closes 20+ deals a month ✅ Built wealth through consistency, discipline, and structure ✅ Cultivates deep relationships with high-level Realtor partners ✅ Uses coac...

📢 NEW EPISODE —  #25 🔗 Watch the full episode now. https://www.youtube.com/watch?v=oItQEV9eC_I 🎙️ THE STREET SMART MILLIONAIRE Guest: Eric Kulbe 🔥 From pro baseball to mortgage powerhouse. 💼 From call center grind to company ownership. 📈 From 4 closings to 255 per month. In this episode, Rick Ruby sits down with his top-performing “Gladiator” — a man who's closed over 15+ years at $1M+ i...

Visit us online today at https://www.thecoretraining.com to learn more about how The CORE Training Inc can transform your mortgage or real estate business. Don’t forget to follow us on social media! LIKE us on Facebook ---- https://www.facebook.com/TheCORETraining & https://www.facebook.com/TheCoreRE Follow us on Twitter ---- https://twitter.com/thecoretraining & https://twitter.com/TheCor...

What’s the REAL game plan for wealth, balance, and legacy? This week on The Street Smart Millionaire , Rick Ruby opens up about: Dynasty trusts, charitable giving & estate planning Why he’s doubling down on health, fitness & family Building a legacy through generosity and leadership The top stocks he’s personally investing in right now What separates high-income earners from the rest If yo...

Millionaire Moves in Mortgage This week on The Street Smart Millionaire , we’re sitting down with Ryan Buckholdt of CrossCountry Mortgage — one of the sharpest minds in the game. 💬 From scaling a high-performance team to dominating in competitive markets, Ryan shares the exact mindset and moves that separate top producers from the rest. What you’ll hear: ✅ Real talk about leadership ✅ Tactical...

What does it really take to build lasting wealth and live a balanced life? In this episode of The Street Smart Millionaire , Rick Ruby breaks it all down—from life on the farm with his grandkids to managing $81 million in closings and leading over 2,000 coaching clients. Here’s what he covers: The exact mindset that’s fueled 40+ years of success How to grow your income 10% year after year Why most...

💥 New Episode of Street Smart Millionaire 💥 🎥 Watch now: https://www.youtube.com/watch?v=wCEI5DXvGNE 📞 Book a Free Coaching Call: https://thecoretraining.lpages.co/mortgage-real-estate-coaching-free-consultation-2025/ Meet Damien — a third-generation plumber who's built a $2M net profit business while staying in shape, raising a family, and staying grounded in faith. ✅ Runs a team of 25+ plum...

💼 Ready to build real wealth and real character? Get a FREE consultation now: https://thecoretraining.lpages.co/mortgage-real-estate-coaching-free-consultation-2025/ How did I go from a broke, troubled dropout… To a financially free, purpose-driven leader? Simple: I chased the right mentors. Men in great shape. People with healthy marriages. Leaders with real money, strong faith, and big vision....

The people who win in this business aren't the quiet ones—they're the ones who stay close to the money. ✅ They bug their coach. ✅ They push their regional. ✅ They call top producers daily. You want more? Be a pest. Ask. Follow up. Show up. This isn’t about charm—it’s about action. Realtors doing $6M–$30M. Loan reps doing $10M+. That's the target. Now go hunt. #SalesStrategy #MortgageCoach #Real...

What’s the point of building wealth if you lose yourself doing it? This isn’t just another hustle-hard speech. It’s about balance —the kind that actually keeps you sane while leading, scaling, and dominating your goals. In this clip, we go deep on the real habits of high performers : ✔️ Starting the day with Bible study and John Maxwell ✔️ Prioritizing time with family while running multiple compa...

What does it look like when one of the most disciplined, high-performing business coaches in the country sits down with the guy who manages his wealth? You’re about to find out. In this week's episode of The Street Smart Millionaire , Rick Ruby brings on his personal financial advisor , Jeffrey Fratancangeli —the man trusted with protecting and growing Rick’s fortune. This isn’t theory. This is re...

Just got back from our semiannual CORE Training event in San Antonio. 340 of my clients pay me $40,000/year. 115 new guests paid $5,000 to sit in that room. And 98 of them signed up to change their lives. Here’s what we worked on: Building a steady flow of warm leads (most of you don’t have this) Fixing broken team structure and maximizing your ROI Dialing in P&Ls to create gaps between revenu...

🔥 STREET SMART MILLIONAIRE PODCAST — NEW EPISODE LIVE 🔥 🎯 "You don’t need more leads. You need the right ones. You don’t need more hustle. You need direction." — Rick Ruby Next week, I’ll be in San Antonio hosting one of my biggest events of the year: ✅ 500 people in the room ✅ 120 paying $5,000 each to attend ✅ 340 of my private coaching clients ✅ 35 CORE coaches ✅ 140 of them will earn $...

On this week’s episode of The Street Smart Millionaire, Rick Ruby sits down with one of The CORE Training's most inspiring success stories — Ragan McKinney. Once a single mom working in a deli, she went from three months behind on her mortgage to closing 113 homes this year alone — without a huge team, no buyer agents, and zero excuses. They talked: 💼 Scaling a business with structure, not chaos...

This week on The Street Smart Millionaire , Rick Ruby pulls no punches. He shares what it really takes to become wealthy and why so many business owners stay broke chasing the wrong vision. 💥 Are you focused on building wealth , or just building a brand ? Rick breaks down the 3 essentials of business growth: A flood of warm, qualified leads A spectacular, dependable team And smart money managemen...

🎙 NEW EPISODE: The Street Smart Millionaire – Ep. 12 “Wealth, Balance, and the Lessons My Father Taught Me” Rick Ruby is back in this week’s episode with one of his most personal and powerful reflections yet. From growing a $91M+ mortgage branch in March to the timeless habits of hard work, laser focus, and living below your means—this episode is a blueprint for building long-term wealth and a lif...

In this episode, Rick Ruby doesn’t sugarcoat it. From market volatility to employee drama and leaky swimming pools, he dives into how clarity, consistency, and hard work cut through the noise. You’ll get tactical insight on his personal investing habits, his income strategy, and what separates overachievers from everyone else. Key Takeaways: ✅ Why the world craves stability—and how to stay focuse...

🏆 The Youngest, Brightest Millionaire I Know – Here’s How He Did It 🏆 Most people take years to build a high-income career. Kyle? He closed $150M in just his second year in the mortgage industry. Now, he’s a top mortgage originator in the country, consistently closing over $100M+ annually . How? Relentless focus, disciplined habits, and the drive to keep showing up—every single day. 💡 In this e...

🔥 The Secret to Success? Surrendering to the Right Process! 🔥 Most people think success is about working hard. But the real secret? Following a proven system and trusting the right mentors. In this episode of The Street Smart Millionaire, Rick Ruby sits down with a long-time coaching client who went from $300K to nearly $2M in annual income by surrendering to structure, discipline, and the right...

🚀 New Episode of The Street Smart Millionaire Podcast is LIVE! 🎙️ This week, Rick Ruby breaks down real wealth-building strategies, ride-or-die referral partnerships, and the mindset that separates top producers from everyone else. 🔥 What You’ll Learn in Episode 8: ✔ Stock Market Strategy – When to buy, when to sell, and why Rick stays in the game. ✔ Building a Business That Lasts – The power of...

🚀 The CEO Mindset: How to Dominate in Sales, Business, and Wealth 🚀 This week on The Street Smart Millionaire, Rick Ruby breaks down the key principles behind winning in business, generating wealth, and staying at the top of your game. After a packed week of live events, coaching top performers, and making big moves in the stock market, Rick shares his no-nonsense strategy for success. 💰 Want t...

🔥 How to Be a Modern-Day Killer in Business & Life | Street Smart Millionaire Ep. 6 This week on The Street Smart Millionaire, Rick Ruby dives deep into what it takes to be a true winner—in business, in wealth-building, and in life. From celebrating his birthday with 35 top coaches to learning self-defense tactics from an elite SWAT sniper and winning strategies from NASCAR champion Joey Loga...

In this episode of The Street Smart Millionaire, Rick Ruby sits down with top-producing lender and CORE Training coach, Brian Sciutto, for a no-nonsense conversation about money, business, family, and success. Brian shares the mindset and strategies that have helped him build a high-performing lending business, lead a thriving team, and create financial security for himself and his family. Rick di...