The Simply Investing Dividend Podcast

Some of the most common questions I get asked are: When is the absolute best time to start investing for retirement? Am I already too late? In today’s episode, we’re cutting through the noise. We’ll discuss why time is your greatest asset, why market timing is a dangerous myth, and how the combination of time and quality is the only real secret to a portfolio that pays for life. Whether you'r...

The market has been sliding recently, and that kind of volatility can trigger a lot of fear for many investors. Today, we’ll look at the emotional traps that may cause you to make poor decisions, the mindset that helps dividend investors stay steady, and why strong companies like Lowe’s and Johnson & Johnson continue to reward shareholders even in challenging times. I’ll also share some tips t...

How to invest $1000 in dividend stocks—that’s the question we’re answering today. I’ll walk you through the Simply Investing approach, the 12 Rules of Simply Investing, and the key criteria that help you quickly identify quality dividend companies at undervalued prices. We’ll also look at how many companies to start with and how to use the Simply Investing Web Application to quickly find the best...

Stock splits can quietly turn a small investment into a surprisingly large one — yet most investors don’t really understand how they work. And if a company you own announces a split, what should you actually do? Today, we’re discussing stock splits and reverse splits in plain English, and we’ll also look at Coca‑Cola’s remarkable split history to show just how powerful they can be over time. Let’s...

In this episode, we tackle one of the biggest investing debates: is it better to buy and hold dividend stocks forever, or buy low and sell high? I’ll walk you through a real-life example using AXP to show how dividend income grew by 488% without adding a single dollar, explain why selling an overvalued stock can actually strengthen your portfolio, and demonstrate how to lock in capital gains while...

Everybody dreams of the moment when your day job becomes optional — when your money finally works harder than you do.  In today’s episode, we’re breaking down the crossover point: that powerful milestone where passive income rises, living expenses fall, and financial freedom becomes real. Whether you’re just starting your dividend journey or already building momentum, this is the roadmap to reclai...

What is Quality Dividend Value Investing?, in this episode I’ll discuss one of the most powerful ways to build long-term wealth.   You’ll learn what dividend investing really means, how value investing works, what makes a stock truly “high quality,” and how these three ideas come together into a proven strategy for growing your income and wealth over time. If you want to invest with confidence, re...

How do you know when a stock is priced low or high? How do you know when a stock is priced really really low? In this episode, we break down what dividends are, how dividend yield works, and how to tell whether a stock price is truly low or just undervalued. Learn what deep value stocks are, why they matter, and how they can help you earn greater dividend income, and more capital gains.  Accelerat...

Can you live off your dividends? Have you ever dreamed of leaving the 9-to-5 behind and living entirely on your investment income? Many people hope that dividends can fund a life where you choose how to spend your time—but is it really possible? In this episode of the Simply Investing Dividend Podcast, I’m tackling that question head-on. I’m Kanwal Sarai, and today we’ll look at the numbers, how m...

In this episode we talk about the 7 most common investing mistakes people make especially in today’s economy. José Mayora is the author of Wall Street’s Blind Spots and the co-founder of the Divita Value-Growth Fund, where he serves as Senior Portfolio Manager overseeing global equity investments running the $25M fund. José is a CFA® and holds degrees in Business and Economics from the University...

Is the stock market in a bubble right now? Some say yes — others say no. In this episode, I’ll show you exactly how to invest safely and profitably. We’ll cover how to protect your margin of safety, focus on quality dividend stocks, and avoid costly mistakes by selling your losers early. This episode could change the way you invest for the long term. Accelerate your financial freedom with Simply I...

Today’s guest is Phil Grant, founder of Cypress Financial Consulting and a passionate advocate for financial education, and someone who has walked the path many of us dream about—financial independence. Phil went from a successful Fortune 100 career and military service to feeling stuck under debt and financial stress. Frustrated with sales-driven advice, he took control of his finances, using bud...

Today’s episode is all about transforming the way you think about money—and you’re going to hear a story that proves it’s never too late to take control of your financial future. If you’ve ever felt stuck financially, overwhelmed by debt, or unsure how to start investing, this conversation is packed with insights, motivation, and actionable steps to help you take charge of your money—starting toda...

Did you know there are six false beliefs that might be holding you back from financial freedom? In this episode of the Simply Investing Dividend Podcast, I sit down with Doug Kinsey, Chief Investment Officer at Artifex Financial Group. With over 25 years of experience in financial services, Doug brings a wealth of knowledge and a fresh perspective on how to grow and protect your wealth. Doug’s pas...

Most investors don’t fail because of bad stocks… they fail because of fear, impatience, and chasing the wrong opportunities. In today’s episode, I’ll show you how to master the psychology of investing — how to stay calm during market crashes, avoid costly mistakes, and build wealth with patience and discipline. You’ll discover: - Why Psychology Matters in Investing - Common Psychological Traps - T...

In this episode, I’m honored to sit down with Lawrence Carrel — a seasoned dividend investor, respected financial journalist, and author of Dividend Stocks for Dummies and Investing in Dividends for Dummies. With over 25 years of experience, Lawrence has devoted his career to showing investors how to grow and protect their wealth. His work has been featured in The Wall Street Journal, TheStreet.co...

In this episode of the Simply Investing Dividend Podcast, we dive into the ultimate question: Which strategy safely builds more wealth — the Simply Investing Approach or Growth Investing? You’ll discover: - How the Simply Investing Approach works - Why slow and steady investing can create lasting wealth - How McDonald’s (MCD) turned $10K into over $137K - The pros and cons of dividend investing -...

In this episode of the Simply Investing Dividend Podcast, we break down the pros and cons of our time-tested approach to dividend investing — so you can decide if it fits your goals. You’ll learn: - How the Simply Investing method helps you build long-term wealth - The benefits and limitations of this investing strategy - Why ETF fees might be quietly draining your returns - Whether this approach...

In this episode of the Simply Investing Dividend Podcast, we tackle two questions that hold many people back: How long do I need to stay invested? and Is it too late to start investing? Whether you're just getting started or wondering if you've missed your chance, this episode will show you why it's never too late to build long-term wealth. You’ll discover: - The Simply Investing ap...

In this episode of the Simply Investing Dividend Podcast, we dive into the incredible stories of companies that have paid dividends for over 100 years. You’ll discover: - Which companies have rewarded their shareholders for a century or more - Why they keep paying dividends through wars, recessions, and market crashes - Powerful lessons you can apply to build your own reliable, growing income stre...

In this episode of the Simply Investing Dividend Podcast, we dive deep into a powerful comparison: 5 hand-picked dividend stocks versus the largest S&P 500 ETF. Which strategy delivers better long-term results—and why? You'll also learn how ETF fees, and hidden risks can quietly drag down your returns. Key topics covered: - The Simply Investing Approach to building wealth - What ETFs are—...

In this episode, we break down how dividends are taxed in both the US and Canada. We’ll compare the tax rates for dividends with those for capital gains and income, giving you a clearer understanding of how these income streams are treated by the tax authorities. I’ll also cover the following key topics: - What are dividends, and why do they matter? - How retirement accounts work in Canada - A loo...

In this episode, we’re going to look at why some companies pay dividends and some do not. I also cover the following topics in this episode: - What are dividends? - Reasons for not paying dividends - Reasons for paying dividends - Benefits of receiving dividends - Dividend investing returns - RS and LLY, 842% return - $20K turned into over $188K Disclaimer: The views and opinions shared on this ch...

In this episode, I sit down with seasoned investment expert Paul Musson. With over 30 years in the financial world, Paul has managed billions as the lead portfolio manager for the Ivy Funds at Mackenzie Investments. Today, he’s the founder of Paddington Capital Management and the author of the thought-provoking new book "Capital Offence: Why Some Benefit at Your Expense", which takes a h...

In this episode, I sit down with seasoned dividend investor Ian MacDonald, whose journey spans over 60 remarkable years. Before retiring, Ian served as Vice President at Equifax, where he dedicated his career to studying the rise and fall of companies—a passion that shaped his investment philosophy. Ian opens up about a pivotal moment in his life: losing $300,000 of his hard-earned savings due to...