The Scottish Property Podcast

In this episode, Steven and Nick chat to Dee Ludlow about all the factors at play in the macro economy right now. How is this having an impact on peoples investing decisions and where will the opportunity come for investors? We talk about the following:Where the opportunity is to invest in the current economic climate. Rising interest rates, how fast and how high do rates need to go to curb inflat...

In this episode, Steven and Nick chat to Julian Mithoff about the tragic circumstances from which his property journey began. Building a property portfolio whilst simultaneously growing a whisky business. Living life on your own terms and how property is helping him do this. We talk about the following:* Starting with the cash from his fathers insurance policy * The depreciation of the value of mo...

In this episode, Steven and Nick chat to Hannah Marsh from HomeViews about the future of the private rented sector and what impact Build to Rent schemes will have on it. Hannah runs an online review platform called HomeViews which allows prospective buyers and tenants to read reviews of residential developments. We discuss:What HomeViews is ?What is build to rent and what type of tenant demographi...

In this episode, Steven and Nick chat to Jordan Kynoch about making the move from over worked personal trainer to gaining time and financial freedom through property. Jordan shares his story along with great tips on how to find and raise private finance and how to run a successful property business. We talk about the following:* Spending £15,000 on property education at 23 years old* Going all in...

In this episode, Nick and Steven chat to Lexie Carducci about her move from actress to becoming an investment influencer and combining entertainment with property. We talk to about building her property portfolio, flips, social media and combining it all. We talk about the following:* Her singing, acting and presenting background* Finding her niche in property* Starting out working for an estate a...

In this episode, Steven chats to Joshua Tharby from JSM partners about the importance of business cash flow, the investment of your cash into property, expenses within a limited company and how you can earn the most tax efficient way. We talk about the following:* Being a property investor first* Focusing on business cash flowing activities* Investing this cash into properties* Building his own po...

In this episode, Nick and Steven chat to The Northern Irish property girl, Eimear Gourley about how she built a sourcing business during Covid and how she has been prolific in this job to source £3,000,000 of properties for clients in such a short time. We talk about the following:* Creating a sourcing business through Covid* Starting 18 months ago* Building a client base through linkedin* The pow...

In this episode, Nick and Steven chat to Gillian Mcluskie about her experience transitioning from Social worker to Sourcing, Staging and creating her own property business from scratch. We talk about the following:* Beginning sourcing property 3 years ago* Learning the numbers and dealing with constant rejection.* Working full time and having a sourcing business too* Taking a career break after co...

In this episode, Nick and Steven chat to Daryl McIntosh, Policy and Campaigns Manager for Propertymark about the current state of the Private Rented Sector (PRS) and the restrictions placed on landlords and investors. We talk about the following:* What damage could rent controls have in a free market economy?* Where do the problems really lie with tenants and who needs the help?* Pitfalls of tryin...

In this episode, Nick and Steven chat all things renovations with Trish Crooks. Trish is currently managing 10 renovations projects for her clients and herself and shares her experience and top tips. We talk about the following: * All things renovations and how Trish is currently managing 10 renovation projects and has much more in the pipeline. * Trish's background.* Nightmare renovation projects...

In this episode, Nick and Steven catch up on the state of the current property market and look at the macroeconomic factors that are leading to high inflation and increasing interest rates. We talk about the following:* What's causing the high inflation and how long will it last* How the bank of England are going about rising the interest rates* How will rising interest rates affect property price...

In this episode, Nick and Steven chat to The Property investors Broker, Sam Norris sharing his start up story and delivering a mini masterclass in Bridging finance. We talk about the following:* Starting up a mortgage brokerage* Not having the standard persona of a broker* Defining roles and ambitions with business partners* Going from employee of the month to being sacked the next month* Brokers...

In this episode, Nick and Steven chat to the good life property investor, Kristina Castillina about how she has gone from having nothing to building a portfolio, SA business and recently sourcing 30 properties in 2 years. We talk about the following:* Beginning as a performer and singer * Living in Aviemore as a child * Spending £18,000 on property training* Starting as a network marketer * Buildi...

In this episode, Nick and Steven chat to Jim Brown about how he got into property from a flip where he made £40,000. Living in Bali for £1000 a month and the numbers involved in achieving the life you want from a small portfolio. We talk about the following:* Gaining the financial freedom to live in Bali, Indonesia* Only needing £1000 to live there comfortably for a month!* gaining this income fro...

In this episode, Nick and Steven chat to Laurence and Jake from Donnini Apartments about how they built a 50 unit service apartment business in Ayrshire. We talk about the following:* Flipping a property to gain initial funds to start a business* Meeting as business partners at university * The importance of roles in a business* Aquiring their first Serviced accommodation rent to rent property* Sc...

In this episode, Nick and Steven chat with experienced property investor, Bill Roddie. His company, Spectrum Properties has built up a portfolio of over 700 units across central Scotland and they are now active in a number of large scale residential developments. We talk about the following:Starting out in the 1980’s buying commercial property in n the east end of Glasgow Lending money in the 80’s...

In this episode, Nick and Steven chat with Architect and developer, Kenneth Martin about his 5 pillars of how to begin in property development. He shares his top tips for finding land along with the appraisal process and checklist he uses when looking into new projects. We talk about the following:* Building your power team * The planning application process* The building warrant process * The act...

In this episode, Nick and Steven chat to Eddie Wighton and Michael Pratt of Invertay Homes. Invertay homes are based in Dundee and pride themselves on building affordable, sustainable and efficient homes suitable for family living. It was great to talk to a local housebuilder about the business of new build development. We talk about the following:Building 106 houses since they started out in 2013...

In this episode, Nick and Steven chat to Liam Rogan from Get Ground on the tax advantages of investing in a limited company. Get Ground educate people on the benefits of company buy-to-let then make it easy and cost effective to execute. We talk about the following:* Using capital gains allowance* Cost implications involved in moving from personal name into ltd company* Should you take a salary fr...

In this episode, Nick and Steven chat for a second time to property investor Adam Lawrence. Adam is well known for his weekly "Sunday Supplement" article on the Partners in Property Facebook page. In this episode we cover the following: Raising inflation and the cost of living crisis. Russian sanctions and how it will impact the macro economy. War in Ukraine and how it will effect. Rising interest...

In this episode, Nick and Steven chat to Rosie Charles of ARCH Investments. Rosie and her husband Allan started off investing 5 hours from their home town where they have built a buy to let and HMO portfolio in The Wirral. In this episode we cover the following:How they invest remotely 5 hours from homeHow they took 9 months to find a deal and why they didn't give up at the startTips on researchin...

In this episode, Nick and Steven chat to Daniel Duffield who is a co-founder of Kove Properties. Daniel and his team source buy to let properties for investors, as well as guaranteed rent serviced accommodation deals. They also have a "Loan and learn" program that we find out more about. In this episode we cover the following:How Daniel met his business partner at a networking event and started Ko...

In this episode, Nick and Steven talk about the current economic crisis which is brewing and where the future of the economy is going. How will this have an impact on the property market and house prices? We talk about the following:* The effect of world events on our economy * How this will affect our businesses and property investments* What is the potential for a crash and where we are in the c...

In this episode, Nick and Steven chat to property investor Stephanie Taylor who has built a successful rent to rent portfolio and is now investing in multi-unit blocks. Stephanie has also written a book called Rent 2 Rent success and also hosts a podcast. We talk about the following:What is the rent to rent strategyHow she got her first rent to rent dealTips on finding dealsHow much money do you n...

In this episode, Nick and Steven chat to business owner and property investor, Gary Wilson. Gary, 24 sold a Google SEO business for £2 millon and is now building his portfolio as well as setting up another business selling tenanted property to other investors. It's a great interview with an inspiring young entrepreneur! We talk about the following:How Gary built a Google SEO business and sold for...