The Scottish Property Podcast

In this episode, Steven and Nick go into the studio for the first time to chat with Mark Shanta about the latest developments from February in the property market. Check out the video on youtube! We talk about the following:The sales market picking up againThe resignation of Nicola Sturgeon6% ADS versus 3% down southThe importance of the green party in the anti-landlord sentiment67,000 empty or un...

In this episode, Steven and Nick chat to Gemma and Luis of G2 Developments about how they met and became a partner business and built their own portfolio. There views on business strategies and life in property. We talk about the following:Meeting at the gymSetting up a limited company togetherusing the "Momentum" method (fancy for BRRR)8 properties since 2020900k of 1M goal so farThe difference b...

In this episode, Steven and Nick chat to Barry Nelson about running a landscaping and construction business, buying 15 buy to let properties in 17 months and now being involved in new build eco homes. We talk about the following:Starting out cutting grass and trimming women’s bushesMoving into property from self employed landscaping and constructionPurchasing 15 properties in 17 monthsSpreading yo...

In this episode, Steven and Nick are joined by Noreen Baqir from Circle Finance to talk about financial services, property franchises and how she built a 30 property portfolio during Covid. We talk about the following:Financial services to banking then Starting Circle FinancePurchasing 30 properties in 2 years after CovidBeing born into property and handling leases at a young ageSelling an estate...

In this episode, Steven and Nick have a chat with Gavin Burnett about his first buy-to-let project which is still in progress. The highs and lows of the process and the problems you may encounter as a new property investor. We talk about the following:Having imposter syndrome starting outGetting started immediately after finishing property trainingThe strategy for raising the financeGetting the de...

In this episode, Steven and Nick give an update on all the latest news affecting the property market with guest Sam Dyer. We talk about the following:Getting your taxes done on timeEffect on the market from the mini budget and interest spikeLack of stock on the marketProperties selling around home report rather than aboveThe slowing down of the market Interest rates rising 3% in the last quarterWi...

In this episode, Steven and Nick talk to Gary Wilson about the reasons why certain landlords are choosing to sell up. Is the buy-to-let market dead? Should we be worried or is it another chance to find opportunities? Getting into lettings from landlord to landlord salesReasons landlords are selling and leaving the marketThe Medias effect on the marketThe effects since the introduction of section 2...

In this episode, Steven and Nick talk to Calum Graham from BnB host ltd about serviced accommodation and the short-term lettings market. He discusses the pro's & con's along with the latest legislation and the issues faced by those trying to qualify for a licence. Managing 130 properties in the Glasgow and surrounding areaJoining forces with his business partnerThe latest rules and legislation...

In this episode, Steven and Nick give their advice on the best way to get started in property this year. We talk about the following:The best strategies for beginners Setting up your property business for the futureLeaving a legacy for future generationsPossible exits strategiesWhich strategies will be the best in the current marketThe importance of having the right knowledgeWhat you need to be aw...

In this episode, Steven and Nick give an update on all the latest news affecting the property market. We talk about the following:Increase in Additional Dwelling Supplement tax (ADS) to 6%House price rise over 12 months slows and drops month to month for 4 consecutive months. Rents continue to rise and Glasgow, Edinburgh and Aberdeen are up there with the highest rising cities in the UK.Green Part...

In this episode, Steven and Nick talk to Sally Beard about selling her family property business and how she built a 33 property portfolio whilst managing 1800 properties in the central belt as a letting agentManaging 1300 properties in GlasgowManaging 500 properties in EdinburghSelling her families letting agencyBuilding this massive letting agency with her sisterBuilding her own buy to let portfo...

In this episode, Steven and Nick talk to Craig Sullivan. AKA "The Property Apprentice" about his work ethic, building his 24 HMO portfolio and his joint venture partnership that he has been a part of along the way. Specialising in student HMO’s His work ethic “Big up the grafters!”How he built his portfolio of 24 HMO propertiesJoint venture partnerships he has been involved withUsing social media...

In this episode, Steven and Nick talk to Derek Mawhinney about starting out as a roofer before beginning in property and raising billions for his vision to eradicate homelessness in Scotland by 2035.His mission to eradicate homelessness in Scotland by 2035Raising £2.5 Billion Putting 24,000 families in temporary housing Starting as a roofer before moving into propertyTrying to solve public issuesF...

In this episode, Steven and Nick give an update on all the latest news affecting the property market with guest Michael Maloco. We talk about the following:The further fall in house prices .Will the housing market crash. Where are interest rates going? House price and wage inflation. Stock levels and a rise in repossessions .Fixed rate vs Tracker rate Mortgages. Follow Michael Maloco:@malocoandass...

In this episode, Steven and Nick chat to Andy Little about his time as a professional footballer at Glasgow Rangers, building his property portfolio and his move into property lettings after retiring from the sport.• Playing for Rangers and Northern Ireland •Retiring as a professional footballer•Working part-time as a letting agent •Investing in flip projects in England •Helping players invest the...

In this episode, Steven and Nick chat to Calum White who is CEO of White & Co in Dubai about his real estate business and the opportunities for agents in the UAE. We talk about the following:•Moving from the UK to live in Dubai •The differences between the standard of living •Earning huge commission on deals •Having the determination to make plan A work •How much you need before moving to Duba...

In this episode, Steven and Nick chat to Nick Guit who is a property investor as well as running his own building company. We talk about the following:How Nick started out as a welder in the shipyardsTraining as a building surveyorStarting his own construction companyThe struggles of running a building companyBest tips on trying to find the best builders and tradesmenHow Nick got started in invest...

In this episode, Steven and Nick chat with Jeff Livingstone from Landlord Specialist Services Scotland about the process of evicting a tenant based on rent arrears. We talk about the following:What services does Jeff carry out on behalf of the landlord Will tenants struggle to pay rent this winterWhy good communication with tenants is so importantHow some tenants will “play' the system to fast tra...

In this episode, Steven and Nick give an update on all the latest news affecting the property market and how it's affecting their own investing. We talk about the following:Summary of what has happened post mini-budget. How did it affect our investing thoughts. The return of the tracker mortgage. Where does the BOE go with rising interest rates. How it is difficult to make good cash flow with high...

In this episode, Steven and Nick give some helpful tips on doing your own due diligence on deals and sourcing agents. We talk about the following:What steps can you take to check a dealWhat steps can you do to check out deal sourcers are trustworthyHow much to pay a deal sourcerWhat sort of terms should you be signingExtra checks you should do on tenanted propertiesQuestions and answers from the a...

In this episode, Steven and Nick chat with David Sands about his family business and current property business. As the former owner of David Sands convenience stores, we discuss the sale of the shop chain and his subsequent shift into property, making life work to what he wants to do in the future. We talk about the following:* Starting a convenience store business in his 20’s* Building it from 1...

In this episode, Steven and Nick chat with Jerry Alexander about current topical situations. Rising energy costs, utilities, and how it is affecting his commercial and residential propertystrategies. We talk about the following:* Rising energy and utility costs* Rising interest rates* The effect the rises are having on property strategies* What you can do to mitigate risks* Looking for new opportu...

In this episode, Nick chats with John Blackwood, CEO Scottish Association of Landlords about the latest government announcements and what the implications are for landlords. We talk about the following:How the Scottish government did not engage or consult with stakeholders Update on when the legislation is to be published How will the freeze on rent be implemented Is it the SNP or the Green Party...

In this episode, Steven and Nick chat to property investor Ewan Dudding (25) about how he has managed to scale up to owning 22 buy to let properties at such a young age! We talk about the following:How Ewan bought his first property saving everything he had and cutting his expenses. How to get a mortgage as a student.“House hacking” for cash flow. Leveraging student loans to purchase property. Usi...

Rent Freeze and Eviction Bans with Brian Gilmour In this episode, Steven and Nick chat with Brian Gilmour about the latest government announcements about the rent increase, freeze, and eviction bans. How to get in touch with Brian:Brian@indigolets.comhttp://www.indigolets.com/https://www.linkedin.com/in/brian-gilmour-15aa2125**DISCLAIMER**Please do your own due diligence on any of our guests you m...