Nick Ponty and Steven Clark
The Scottish Property Podcast
A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.
Author
Nick Ponty and Steven Clark
Category
Podcast website
Latest episode
Jul 6, 2026
Where to listen?
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Episodes
Homeless delinquent turned businessman & property pro with Taylor McDonald 12.02.2024 52:15
In this episode Nick & Steven chat with Taylor McDonald form 1st Seed Property about turning his life around as a young teen being kicked out of home and made homeless to purchasing commercial property, businesses & building a 10 property portfolio to become a pro investor before 30 years of age. We talk about the following:Being inspired to get into property by a friends dad Realising you...
99% mortgages, end of the rent caps and rising property prices! 05.02.2024 29:49
In this episode, Nick & Steven bring the listeners up to date with all the latest news in the property market. We talk about the following:The latest inflation data and how it has impacted interest ratesThe end of the current rent cap legislation and what happens next from the 1st AprilThe latest rent data from across the countryRising property prices in Scotland The government announcement th...
Ultra marathons & £500k portfolio purchases with Andy Jannetta 29.01.2024 59:42
In this episode Steven & Nick chat with Andy Jannetta about running ultra marathons, finding deals through family members, private finance and getting in to portfolio purchasing. He also discusses his life off shore and how he has built his property portfolio after becoming an accidental landlord. In this episode we cover:Loving extreme sports and ultra marathon runningWorking in the oil and g...
Business tips from an entrepreneur, investor & international Scot with John McGlynn 22.01.2024 46:29
In this episode Steven & Nick chat with John McGlynn owner of CoVault storage & workspaces about his many businesses, studying for a law degree, time spent on primetime tv, working with Glasgow airport and living in Monaco after a very successful 30 year career as an entrepreneur. This is jammed packed with anecdotes and business tips. We talk about the following:Don’t believe everything y...
Predicting property prices & the birth of “Positive Ponty“ with Mark Shanta 15.01.2024 47:48
In this episode Nick & Steven chat with Mark Shanta for a mid month market update. Covering house price predictions, Stuart Milne builders going bust, where interest rates are going and the birth of “Positive Ponty”.We talk about the following:The possible cutting of interest ratesAre we heading towards 7-8% mortgage rates? Will bank rates be slashed or continue to rise? The new Paragon buy to...
Aiming for £168,000 profit on 1 deal & a £9000 sale out of nowhere with Cameron Colquhoun 08.01.2024 46:55
In this episode Nick & Steven chat to Cameron Colqhoun about his life as a personal trainer, owning and losing SA property in Edinburgh and making £9000 profit on an unexpected sale. In this episode we discuss:Buying a house with his brother in 2020 to flipBorrowing money from parents to get set upPurchasing a property above the Grassmarket in EdinburghThe current demand in Dundee for the wind...
2024 Unveiled: Top Property Experts Share Insights & Predictions in Our Scottish Property Podcast New Year Special! 01.01.2024 52:45
We are thrilled to announce the release of our special New Year's Day episode of the Scottish Property Podcast, a comprehensive wrap-up of the best insights from 2023 and our market predictions for 2024. This episode is a unique gathering of the hosts from our various networking events, each bringing their valuable perspectives on the past year and their outlook for the year ahead. Joining us in t...
Scottish international Rugby player turned property investor with Marcus Di Rollo 25.12.2023 1:01:59
In this episode Steven & Nick speak to Marcus Di Rollo about his story as a professional rugby player. Leaving the sport after health and injury issues to build a personal portfolio and become director of lettings for Gilson Gray. We talk about the following:The spring UK budget Corporation tax increasePension contributions being raised Scrapping the lifetime allowance capExtending the energy...
Becoming a sourcing agent by 21 and making £100,000 in the last 3 months with Matt Morrison 18.12.2023 48:10
In this episode Nick & Steven chat with Matt Morrison about starting in property at 19, becoming a sourcing by 21 and how his business has made £100,000 in the last 3 months through property deals alone. In this episode we discuss:His 3 way method of sourcing propertyStarting after leaving school with only 2 qualificationWorking in civil service Losing his dad at a young age Having a revelatio...
Making life easy for landlords as a one stop compliance shop with Craig Gallagher 11.12.2023 1:06:18
In this episode Nick & Steven chat with Craig Gallagher from Quinnergy about property compliance in Scotland. How their company of experts make life easier for property owners and Landlords as a one stop shop for compliance . Advising landlords on all aspects of rental property compliance as well as carrying out the work. In this episode we discuss:How to grow but keep small business service l...
Monthly Market Update with Brian Gilmour 30.11.2023 41:48
In this episode, Nick & Steven chat to Brian Gilmour from Indigo Square about the latest info and updates for the month of November in the property world. We talk about the following:What do factors actually do and why do we hate them? The truth about the law around being forced to pay for servicesSince 2020 the LHA rates have not been reviewed Tenants on benefits legislation Why average renta...
5 properties in 5 months and making £5000 sourcing fees with Paul Docherty 27.11.2023 53:09
In this episode Nick & Steven chat to Paul Docherty about his journey from engineering to property investing. Working on self development and putting yourself in amongst the right people to progress as quickly as possibleTreating property as a pensionStarting to purchase property at 25The detriment of surrounding yourself with the wrong people Seeing your pain point and finding the solutionEmb...
🎉 Episode 200 Celebration: Big Giveaway and a Heartfelt Thank You to Our Listeners 20.11.2023 22:01
Welcome to the landmark 200th episode of the Scottish Property Podcast! In this special edition, hosts Nick and Steven celebrate this incredible milestone with an exciting giveaway exclusively for our listeners. A Journey Through Time: Celebrating 4 YearsOver the last four years, we’ve been committed to showing up every week, delivering valuable insights into the Scottish property market. In this...
100 units in 3 years & adding £4,980,000 to the portfolio in a year with Sam Dyer 13.11.2023 57:57
In this episode Steven & Nick chat with Sam Dyer about buying 100 properties in 3 years by teaming up with Steven. The power of diversity in partnerships and how they have added almost £5,000,000 in value to the portfolio in 1 year. Partnerships complimenting each others strengths & weaknesses Dealing with daily fallouts Steven gets slagged rotten Affording the opportunity to buy what you...
Monthly Market Update with Davy Hutton 06.11.2023 48:45
In this episode Nick & Steven chat with Hulk Hogan and Johnny Depp’s love child about the latest updates in the property market from October. Inflation rates and Interest data5.25% Bank of England base rate The lag in house price data House prices in Scotland holding against the UK?Transactions are up in Scotland but down in the UK1 in 3 house sales are cash purchases Will the market drop rath...
From Boiler to Million Pound Luxury Builds with Stephen Fitzgerald 31.10.2023 54:58
In this episode, Nick & Steven chat with Stephen Fitzgerald, an accomplished property investor and developer. Stephen joins us to discuss his remarkable journey, a story that evolves from humble beginnings in a boiler installation business to the realisation of his true calling in property development. In this enlightening episode, we explore Stephen's transformative 'lightbulb moment' that le...
Sourcing grunters & a £220k property for £155k walking my dog with Kris Dalziel 23.10.2023 58:27
In this episode, Nick & Steven chat with Kris Dalziel of Dalziel ventures about utilising his sales skills and accounting background to provide a full sourcing to project managing property service. Starting off working in sales and recruitment Returning to college to gain accounting degree for 5 yearsMaking a mistake working for someone else Investing in yourself and getting an education Being...
How to get bridging, lending & finance right with Cameron Leslie 16.10.2023 1:01:30
In this episode, Steven & Nick chat to Cameron Leslie from Go Financial services where he explains some of the jargon surrounding finance, lending and interest rates. As well as the importance of knowing your investment area inside out. Starting of working as an engineerBuilding his own financial business by age 24Realising your strengths and working to them Using youth as an asset not a disad...
Monthly market update with Craig Holmes 09.10.2023 43:55
In this episode Nick & Steven chat with Craig Holmes from HIP Lettings management about recent events in the property monthly market update for September. We talk about the following:The recent cost of living act capping rent at 3%Final extension of legislation for a further 6 months Will rent controls return to pre-covid measures? How will future rental controls be determined by the governmen...
Shooting the s**t part 2 - Steven 02.10.2023 25:47
In this episode Nick has a catch up conversation about what’s going on in Steven’s businesses. The difference between finance in the past compared with today and Steven’s Aberdeen portfolio status. Stevens various projects in progressFollow up on completed projectsJumping on Opportunity The pain points in the next few years with interest rates Portfolio management Bridging loans and their feesThe...
⏰ Final Countdown: Scotland's Short-Term Let Licensing Explained! 28.09.2023 33:39
In this timely episode of the Scottish Property Podcast, hosts Nick and Steven sit down with special guest Chris Turnbull, an experienced short-term let owner with properties in both Edinburgh and Glasgow. With the upcoming Short-Term Lets Licensing deadline on October 1st looming large, Chris offers a wealth of practical advice, having recently navigated the new regulations himself. Key Points Co...
Shooting the s**t part 1 - Nick 25.09.2023 21:00
In this episode Steven has a catch up conversation about what’s going on in Nick’s business. The Highs, lows, trials of Nick’s Lettings agency issues along with putting across the best image of yourself to achieve growth in your business. In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and f...
Retraining as a wealth planner using 10 buy to lets with Ryan Quinn 18.09.2023 57:59
In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain. Starting off in sports and football coachingCreating his adventure football business Using your time for what you want to do Learning about property from a friend...
Owning and managing 246 properties with 4 more on the way with Alex Walker 11.09.2023 1:00:47
In this episode Nick & Steven chat with Alex Walker about his hooses! Alex is back on for the second time. He shares a day in the life of owning and managing 246 properties with another 4 in the pipeline. Is it possible to balance building wealth and health? We talk about the following:Life being thrown to the side when building a business Finding balance between business, fitness and personal...
Monthly Market Update with John Cox 04.09.2023 53:35
In this episode Nick & Steven chat with John Cox from Cox & Co mortgage brokers about the latest in the world of property investing in August for the monthly market update. We talk about the following:The lack of positivity this month Rentals quarterly report 15% increase on rent on average Having 70 applicants in 24 hours for rentals Landlords looking to keep rents lower for fairness The...
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