The Scottish Property Podcast

In this episode, we sit down with Stephen Gallagher to explore his impressive journey in property investment and the formation of SAS Scotland. Key Discussion Points: SAS Scotland: Stephen and Derek's hands-on network for property investors. Practical learning through live projects. Stephen’s Background: From aerospace engineering to oil and gas, then banking and finance. Transition to propert...

In this episode, hosts Steven Clark and Nick Ponty are joined by Davy Hutton to discuss the latest market updates for August 2024. They cover a range of topics affecting the Scottish property market, including inflation, economic outlook, property market dynamics, planning system inefficiencies, and the impact of government policies. UK Inflation and Taylor Swift Effect: UK inflation stayed at 2%...

In this episode, we are joined by Natalia Maria as she shares her extensive experience in property investment, bookkeeping, and the balancing act of managing a full-time career alongside being a mother of two. Introduction and Background: Natalia shares her unique background, growing up in Aberdeen with Polish and English parents. She studied accountancy and finance in Edinburgh and became a chart...

Join us in this engaging episode with Scott Dunsmore as he shares his invaluable experiences and lessons learned in the property investment world. Whether you're a seasoned investor or just starting, there's something for everyone in this episode. First Property Investments: Initial Investments: Scott discusses his first buy-to-let properties, the challenges with troublesome tenants, and l...

In this episode, we welcome David Liddell, a young and energetic property investor, to discuss his journey, strategies, and recent projects. David shares his transition from an engineering career to property investment, highlighting key lessons, successful projects, and his plans for the future. David's Background: Grew up in Dunfermline, now based in Glasgow Former hydraulic design engineer i...

In this episode, Nick, together with Mark Shanta, dives into the Scottish property market, covering monthly updates, government policies, and their impacts on landlords and investors. Episode Highlights Impact of UK Election on Scottish Housing Discussion of the upcoming UK election on July 4. Explanation that housing policies are devolved to the Scottish government, with elections set for 2026. P...

In this episode, we are sitting down with Gemma Russel, the new co-host from Aberdeen, and covers various topics, including personal backgrounds, career transitions, and property investments. Gemma shares her unique journey and insights, offering inspiration and practical advice for listeners interested in property and personal development. Key Points: Introduction of Gemma: Gemma joins the podcas...

In this episode, we sit down with Ajmal Mushtaq, the founder of Boss Pizza. Ajmal shares his remarkable journey from a law career to creating a successful pizza business. With insights on entrepreneurship, personal branding, and property investment, this episode is packed with valuable advice and inspiration for anyone in the property or business world. Journey to Success: Education and Career: St...

In this milestone episode, we are partnered with Luis and John from Prime Property Auctions to explore their journey and insights into the property auction business. The discussion covers everything from business development and team building to marketing strategies and property education. Key Topics Discussed: Introduction Hosts express appreciation for Luis and John's support of the Scottish...

In this episode, hosts Stephen Clark and Nick Ponty are joined by Ricardo Giovanacci from Rosevale Lettings to discuss the latest news and events in the Scottish property market. They delve into the current challenges and opportunities, including rising rents, housing shortages, and government policies. Key Topics Discussed: UK Inflation and Mortgage Rates UK inflation rate has dropped to 2.3%, ap...

In this episode, we are joined by Vikki Ridler, a renowned TikTok estate agent, to discuss her incredible success and insights into the Scottish property market. Vikki's innovative use of social media has significantly impacted her career, leading her to sell an impressive 35 houses a month. Key Topics Covered: Introduction Welcoming Vikki Ridler to the podcast. Vikki's popularity and her...

In this episode, we sit down with Ross Allan of Allan Properties to explore various facets of the property market, from financial gains to transitioning into the property business. Ross shares his journey, the challenges he faced, and the strategies that led to his success in both residential and commercial properties. Main Topics:Property Market and Financial GainsChallenges and Impact of COVID-1...

In this episode Steven & Nick give some educational info on refurbs and the processes involved. Join us for tips and tricks and anecdotes on how to manage a project efficiently. We talk about the following:Doing too much on site can slow growthBringing people in can speed up the process Know what you are trying to achieve Understanding what your exit is for budget allocationSetting your budget...

Join us for the latest episode of the Scottish Property Podcast, where we delve into the ever-evolving landscape of the Scottish property market. Our special guest, Fraser Kelly from Keller Williams Estate Agents, joins us to dissect all the latest news and developments. Political Shifts: Discussing the impact of the Green party being ousted from government and the resignation of the First Ministe...

In this episode Nick & Steven chat with Steven McKaveney about his life in IT, living and working in Dubai for years, his SA strategy across the country and his new AI deal sourcing website and patented software. We talk about the following:Starting in IT being a “cable monkey”Contracting and altercations Living in Dubai for 5-6 years Being paid £24,000 a month Working on apps for Banks in Dub...

In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages. We talk about the following:Using mortgages to leverage upWhy buy 1 property when you could buy 4?What is the end goal and why invest? Minimum salar...

In this episode Nick & Steven chat with Pedro Tang about moving from Venezuela to Scotland with nothing and how he built a 70 property portfolio in Fife. We talk about the following:Born in Venezuela, bred in ScotlandStudying business management Leaving a job to move to ScotlandMoving to Fife for the cheaper property pricesNot having a plan BMeeting his wife going diving Being a gas engineer t...

In this episode Nick & Steven chat with Andrew McGee about his gym business and building it up from nothing with a quality service. How he built his portfolio in Wishaw and how he plans to scale his business in the next few years with systems and skill. We talk about the following:Starting his first business at 16Being a boxer and competitive bodybuilder at 18Opening his first gym in 2013 in W...

In this episode Nick & Steven chat about the latest in the property market for March including the looming rent cap being lifted. We talk about the following:The end of the rent cap Potential need to sell if after raising rents the tenants contests Landlords raising rents to actual market value The difficult decisions facing landlords after interest rate risesHas Landlords goodwill after Covid...

In this episode Nick & Steven chat to about his eclectic heritage and growing up in Russia. Moving to Germany for a scholarship and ending up in Glasgow in 2010 as a property investor. We talk about the following:Growing up in RussiaHis diverse family backgroundHis son being in the new Tetris movieAttending a course in 2016Buying a flat in Renfrew to get startedThe difference between lease opt...

In this episode Steven talks to Alan Keddie & Katie Hall from Premier Properties lettings and estate agent in Perth. From humble beginnings to a thriving and award winning partnership. We talk about the following:Buying properties before the crash of 2008Hitting negative equity as a result Buying first property at 19Realising you can have more than one mortgage Building a portfolio whilst driv...

In this episode Steven chats with Scott MacColl about his heritage in horticulture and landscaping business. Working smarter, not harder. Buying land with a 5 bed cottage and a fishery. Balancing family life, business and property investing while using a network and community to find deals. We talk about the following:Having a heritage in horticulture Building reputation for good quality work Lett...

In this episode Nick & Steven are joined by Davy Hutton for the market update for the month of February. House prices are stable and may riseMore easily available mortgagesHas the investor mindset changedStuart Milne going bust Underinsuring issuesCommunism, corporations and tax Selling off public services to corporationsThe effect of attacks on ships in the red sea to the economy The impact o...

In this is episode Steven chats to Ewan Dudding of Go financial services about financing deals, brokering and mortgage services. How he has built a 50 property portfolio very quickly with in the last 4 years. We talk about the following:Working in the property industry AND being an investorBuilding up a relationship with clients How to creatively finance deals Scaling a property portfolio quicklyP...

In this episode Steven & Nick chat with Luis Guarin from Prime Property Auctions about starting his own cleaning company at 18. Joining John Morris as a partner and focusing on progress in the property auction business with top notch content while building an investment property portfolio in the background with his new wife Gemma. We talk about the following:Joining Prime Property auctions in...