The Savings Tip Jar

We also spoke to Brooke Cooper, editor at Your Mortgage, about tax deductibility on owner occupier mortgages. Investors can do it so why can't regular homeowners? It was a policy brought forth by the Coalition, and is probably long dead and buried, but it's still some good food for thought. Brooke said the argument for it is it helps boost retirement security, similar to concessional super...

The election is done and dusted, and with a resounding victory by Labor, this week we unpacked all the cost of living policies, the sugar hits, with Joel Gibson. He's the consumer finance expert for Zyft. You've probably seen him around the traps by now, on the Today Show and numerous other media. He spoke to us about why COL issues still remain and that cheap (actually expensive) handouts...

The election is done and dusted, and with a resounding victory by Labor, this week we unpacked all the cost of living policies, the sugar hits, with Joel Gibson. He's the consumer finance expert for Zyft. You've probably seen him around the traps by now, on the Today Show and numerous other media. He spoke to us about why COL issues still remain and that cheap (actually expensive) handouts...

We were joined by resident finance journalist Denise Raward to talk about productivity. It's easy to discuss in the abstract, but what does it actually mean? People are employed, earning cash, and putting it back into the economy, so who cares? Well as Denise explains, it can be a big hit to your living standards, and the ability to produce more for less, which allows you to earn more. We'...

With a federal election looming at the end of the week, we thought we'd get Peter Tulip on again (previously on episode 27), the chief economist at thinktank Centre for Independent Studies. We got his broadbrushed take on the housing election policies bandied about. Peter is a fan of some, but not others. He thinks the mortgage interest deduction policy from the Coalition stinks while at the s...

With a federal election looming at the end of the week, we thought we'd get Peter Tulip on again (previously on episode 27), the chief economist at thinktank Centre for Independent Studies. We got his broadbrushed take on the housing election policies bandied about. Peter is a fan of some, but not others. He thinks the mortgage interest deduction policy from the Coalition stinks while at the s...

This week we had Bernadette Lunas, resident finance journalist, on to talk about home loans for students - is it possible? Well the short answer is yes but like any customer, the bank will want to see a good income, good savings history, and stable employment. These are three ingredients that might prove difficult if you're a full-time student. This is where you'll need to get creative, li...

On this week's episode we were joined by Mark Chapman, the director of tax communications at H&R Block, to discuss what each political parties are doing for tax in the lead up to this year's election. It's just over a week away, early votes and postal votes are being cast. Each side has automatic tax offsets promised, as well as a few other core policies of WHAT'S IN IT FOR ME... GIMME THE MON...

On this week's episode we were joined by Mark Chapman, the director of tax communications at H&R Block, to discuss what each political parties are doing for tax in the lead up to this year's election. It's just over a week away, early votes and postal votes are being cast. Each side has automatic tax offsets promised, as well as a few other core policies of WHAT'S IN IT FOR ME....

We chatted with resident finance journalist Harry O'Sullivan on new data pointing to the average Aussie net worth - it's high! But what's driving it? The elephant in the room - property. Yes, what else? 00:00-00:20 - Intro 00:25-02:45 - Savings Tip, catch the train home 02:45-03:31 - How much the average Aussie is worth 03:31-04:39 - What's driving this? 04:39-05:23 - Wealth inequa...

Another election cycle, more cheap (read: actually expensive) housing promises! This week we had Anja Pannek on, the CEO of the Mortgage & Finance Association of Australia, to discuss this, as well as the organisation's latest research. We discussed things like refinancing, the serviceability buffer, and these election policies - plus Anja's savings tip. 00:00-00:25 - Intro 00:25-01:34 - Anja'...

Another election cycle, more cheap (read: actually expensive) housing promises! This week we had Anja Pannek on, the CEO of the Mortgage & Finance Association of Australia, to discuss this, as well as the organisation's latest research. We discussed things like refinancing, the serviceability buffer, and these election policies - plus Anja's savings tip. We also chatted with resident f...

We talk to Alexi Falson, resident motoring journalist, on the latest market update, VFACTS car sales figures, the popularity of EVs and why Tesla isn't selling as much. Could it be due to perception of its CEO Elon Musk and his shenanigans heading DOGE in the US Government? 00:00-00:25 - Intro 00:25-01:29 - Alexi's Savings Tip - be kind to butchers 01:29-05:07 - The Chinese cars making up Australi...

As this week's special guest we have Ben Luck from Regional Australia Bank here to talk to us about the strength of customer-owned banking, its home loan cashback offer and other timely topics regarding the bank and the sector. 00:00-00:34 - Intro 00:34-01:14 - Ben's Savings Tip, pay yourself 01:14-02:20 - Who is Regional Australia Bank 02:20-03:44 - How money is spent on community 03:44-0...

This week we're celebrating episode 100! Wow! Who woulda thunk it, that we'd get so far. Thank you to all the listeners for support - it's been a huge learning opportunity for us, Dom and Haz, to put together a podcast every week. Starting 2.5 years ago we had no idea what to do - and we still don't, but we're learning every day. In this week's episode we have Ben Luck from...

We get the scoop from Brooke Cooper - the editor at Your Mortgage - on CoreLogic's research pointing to people making record profits on their home sales. Most people make a profit, but who are the unlucky few who don't? 00:00-00:35 - Intro 00:35-01:57 - Brooke's Savings Tip 01:57-04:24 - Those making a profit 04:24-06:26 - Those making a loss 06:26-08:00 - Houses vs Units 08:00-09:30 -...

Fresh after the RBA cash rate decision for April, Paul Bloxham - the chief economist at HSBC - was kind enough to join us to explain the decision and implications for future movements. Paul was the only prominent economist to correctly call no cuts in 2024. So, where to from here? Well with an election around the corner, both sides of politics will be wanting to ride the wave of an independent ins...

Fresh after the RBA cash rate decision for April, Paul Bloxham - the chief economist at HSBC - was kind enough to join us to explain the decision and implications for future movements. Paul was the only prominent economist to correctly call no cuts in 2024. So, where to from here? Well with an election around the corner, both sides of politics will be wanting to ride the wave of an independent ins...

On this week's episode we spoke to resident finance journalist Denise Raward on 'tenants in common' - what it means, and how to get two different home loans on the same house. Plus Denise's savings tip - op shops! 00:00-01:00 - Intro 01:00-03:14 - Denise's savings tip, op shops 03:14-04:43 - Buying with friends and family 04:43-06:57 - Two mortgages, one house 06:57-09:01 - Do...

This week we dug deeper into the budget with the Domain chief of research Dr Nicola Powell on what it means for homebuyers, as well as if there's any implications for the looming federal election. There weren't many surprises on housing in the budget because a lot of the items had been announced already. Nicola also said the two parties aren't drastically different - historically - whe...

This episode was dropped right after the 2025 Federal Budget. And cor, what a whopper! Haz and Dom spent a large portion of the news dissecting it all. This includes a surprise tax cut, energy bill relief, HECS relief, and cheaper pints and tobacco excise raging on. We also dug deeper with the Domain chief of research Dr Nicola Powell on what it means for homebuyers, as well as if there's any...

We spoke to resident finance journalist Harry O'Sullivan on the first two months of Trump's presidency, what the steel tariff means for Australia, if it means 'recession', what it could mean for other sectors, and what it means for finances and shares domestically. 00:00-01:03 - Intro 01:03-02:30 - Harry's Savings Tip - Time is Money 02:30-04:07 - Reviewing Trump's tariff o...

Amidst all this talk about the cost of living crunch, there's one overlooked 'hack' that could save people over $5k. It's salary packaging, or salary sacrificing. The savings aren't explicit, but you do save on tax. Many people know they can salary sacrifice super contributions, but did you know with some workplaces you can also do it for your petrol, transport, groceries, your mortgage, and your...

Amidst all this talk about the cost of living crunch, there's one overlooked 'hack' that could save people over $5k. It's salary packaging, or salary sacrificing. The savings aren't explicit, but you do save on tax. Many people know they can salary sacrifice super contributions, but did you know with some workplaces you can also do it for your petrol, transport, groceries, your...

This week we spoke to InfoChoice finance journalist Bernadette Lunas on which generation REALLY had it harder when buying a home. We've looked at the data to help you settle your debate with your uncle who's four beers deep at the barbecue! It essentially boils down to high entry price vs high interest rates, plus a few other factors such as: Joint incomes; homebuyer support; home ownershi...