The Savings Tip Jar

Fresh after the RBA stood tall in the face of epic jawboning and held the cash rate at 3.85%, we spoke with Warren Hogan, chief economic adviser at Judo Bank. We chatted about the decision, the reasons for the hold, the economic context, and why more and more economists arrogantly call for cuts hoping to manifest them into reality. Plus we spoke with Bernadette Lunas, the editor at Your Investment...

We spoke to Alexi Falson, resident automotive journalist on the latest in the car market. We spoke about EOFY car deals, the electric vehicle debate, and where Alexi's money would be if he were to personally buy an EV. You can read more of Alexi's work at onlineauto.com.au and performancedrive.com.au 00:30 - Savings tip 01:30 - PHEV vs hybrids 05:30 - Who should not buy an EV 07:50 - What&...

On this week's podcast we chatted about an emerging hot topic for the decades to come - and that's our ageing population. We spoke with Heartland Bank Australia CEO Michelle Winzer on the sensitive topic of elder abuse - what it looks like and how to stop it. We also spoke about Heartland's reverse mortgage product. It was something of a pioneer in this space, which could grow as older...

On this week's podcast we chatted about an emerging hot topic for the decades to come - and that's our ageing population. We spoke with Heartland Bank Australia CEO Michelle Winzer on the sensitive topic of elder abuse - what it looks like and how to stop it. We also spoke about Heartland's reverse mortgage product. It was something of a pioneer in this space, which could grow as older...

We spoke with resident finance journalist Harry O'Sullivan on Queensland's Boost 2 Buy scheme, a new shared equity program that chips in for your first home in exchange for the equivalent share of equity. We discussed if this could actually be a secret money maker for the government, leveraging capital gains and potentially tipping more first home buyers beyond the stamp duty threshold. 00:00 - In...

On this week's episode we're talking about end of financial year, especially when it comes to cars. So we had Peter Willis on, the director of buying at used car marketplace Carma. We discussed how to spot a deal, the tactics that dealers use, and all the due diligence you need to do before taking the plunge. Plus, his savings tip is wheely pertinent and unlike any other we've had on t...

On this week's episode we're talking about end of financial year, especially when it comes to cars. So we had Peter Willis on, the director of buying at used car marketplace Carma. We discussed how to spot a deal, the tactics that dealers use, and all the due diligence you need to do before taking the plunge. Plus, his savings tip is wheely pertinent and unlike any other we've had on t...

We spoke to resident finance journalist and editor of Your Mortgage, Brooke Cooper on why brokers are falling out of favour, according to S&P research. Many banks are seeing the commissions they are paying to brokers and finding it more cost effective to go directly to customer. Does this mean brokers are done? Not by a long shot, as they service up to 805 of the mortgage market and many custo...

We spoke to resident finance journalist Denise Raward on the benefits and drawbacks of lenders mortgage insurance, or LMI. It's a necessary evil if you have less than a 20% deposit for a home loan. As Denise explains, however, you'll have to weigh up the cost versus waiting longer outside the market to save up the 20%. 00:00 - Intro and savings tip, learn how to cook 01:35 - LMI costs expl...

On this week's podcast episode, Haz was away! So Brooke Cooper, editor at Your Mortgage, stepped in to co-host alongside Dom. Thanks, Brooke, for your very capable stewardship. As a special guest, we spoke to Denjola Bhutia the director of mortgage brokers Nine Ten Finance about the benefits of non-bank lenders in this current environment. He said there tends to be more flexibility around servicea...

On this week's podcast episode, Haz was away! So Brooke Cooper, editor at Your Mortgage, stepped in to co-host alongside Dom. Thanks, Brooke, for your very capable stewardship. As a special guest, we spoke to Denjola Bhutia the director of mortgage brokers Nine Ten Finance about the benefits of non-bank lenders in this current environment. He said there tends to be more flexibility around serv...

On this week's show, our special guest star is Jim Penman, the co-founder and director of Jim's Group. This is probably better known for Jim's Mowing, as well as a litany of other franchises from cleaning to life coaching. We had a pretty insightful chat about Jim's take on the current state of Australia's economy, the productivity issue and what can be done about it all. 00:00...

On this week's show, our special guest star is Jim Penman, the co-founder and director of Jim's Group. This is probably better known for Jim's Mowing, as well as a litany of other franchises from cleaning to life coaching. We had a pretty insightful chat about Jim's take on the current state of Australia's economy, the productivity issue and what can be done about it all. Plus...

We spoke to resident finance journalist Denise Raward on non-recourse lending and if it applies to Australia. In some US states you can just hand back the house keys to your lender and walk away scot-free but in Australia it's a lot harder to do that. Denise's article:  https://www.yourmortgage.com.au/compare-home-loans/surrender-home-australia 00:00-00:54 - Intro 00:54-02:05 - Savings tip...

On this week's chat we had Jenneke Mills, the head of technical services at MLC, here to talk to us about financial confidence and some of the super fund's recent survey results showing very few of us are financially confident! MLC has developed an interesting new Money View tool that shows insights into your financial position and what you can do about it. Jenneke was last on in episode 8...

On this week's chat we had Jenneke Mills, the head of technical services at MLC, here to talk to us about financial confidence and some of the super fund's recent survey results showing very few of us are financially confident! MLC has developed an interesting new Money View tool that shows insights into your financial position and what you can do about it. Jenneke was last on in episode 8...

We spoke to resident finance journalist Harry O'Sullivan on the common credit card scams and how to avoid them. A pretty good reminder heading into end of financial year! We started off with a rant about the price of cafe breakfasts, so funny how it turns around. 00:00-00:33 - Intro 00:33-01:55 - Harry's savings tip: avoid cafe breakfasts 01:55-03:28 - Common card frauds 03:38-04:32 - What...

We spoke with Dr. Simone Maher, Chief Veterinary Officer at PetSure, about the rising cost of pet healthcare and how owners can avoid bill shock. From breed-specific risks to unexpected vet bills, we unpack the insights from PetSure’s 2025 Pet Health Monitor, an annual deep dive into what Aussie pet owners are really spending. We spoke about the costs of dog breeds - who are the most expensive? Ma...

We spoke with Dr. Simone Maher, Chief Veterinary Officer at PetSure, about the rising cost of pet healthcare and how owners can avoid bill shock. From breed-specific risks to unexpected vet bills, we unpack the insights from PetSure’s 2025 Pet Health Monitor, an annual deep dive into what Aussie pet owners are really spending. We spoke about the costs of dog breeds - who are the most expensive? Ma...

We spoke with resident finance journalist Bernadette Lunas about her latest article on InfoChoice discussing how renters are getting creative amid the ongoing rental crisis. Think pet sitting, co-operative living and so on. Bern's article https://www.infochoice.com.au/home-loans/how-are-people-avoiding-the-rent-crisis-in-australia 00:00-02:46 - Intro and Savings Tip, fee-free bank accounts 02:...

This week we addressed the big elephant in the room - Tuesday's RBA rate cut - with Shane Oliver, the chief economist at AMP Capital. We talked about what it means for homeowners - potential and existing - borrowing power, savers, and the outlook on the economy. It's always great talking to Shane! Head to savings.com.au to stay abreast of what all the banks and lenders are doing, and when,...

This week we addressed the big elephant in the room - Tuesday's RBA rate cut - with Shane Oliver, the chief economist at AMP Capital. We talked about what it means for homeowners - potential and existing - borrowing power, savers, and the outlook on the economy. It's always great talking to Shane! Head to savings.com.au to stay abreast of what all the banks and lenders are doing, and when,...

We had Alexi Falson on for his monthly automotive update. As our resident auto journalist, he chatted to us about the best sellers of the past month, as well as the rise of the Chinese manufacturers. Think BYD, MG, GWM and Chery to name a few. We also talked about the fall of Tesla, and the fall of the big Yank Tanks - the RAM 1500 and Chevy Silverado in particular, plus where to get a good deal o...

This week we had Daniel Sciberras on, the points expert at pay.com.au - the website that allows small businesses to maximise their credit card points. Daniel was last on way back on episode 8, so probably don't listen to that one. We discussed how small businesses can best use a credit card, which points accrual method is better, plus good general advice for business credit cards (read: pay of...

This week we had Daniel Sciberras on, the points expert at pay.com.au - the website that allows small businesses to maximise their credit card points. Daniel was last on way back on episode 8, so probably don't listen to that one. We discussed how small businesses can best use a credit card, which points accrual method is better, plus good general advice for business credit cards (read: pay of...