The Savings Tip Jar

In recent days the government announced it intends to increase fees for property investors, including drastically jacking up the vacant property tax. At the same time the government will also reduce taxes for foreign investors using build-to-rent schemes. But is this the silver bullet? The jury is out and critics are cynical. Joining us to discuss is Savings.com.au finance journalist Brooke Cooper...

In the last guest appearance of 2023, the Tip Jar boys spoke to Anthony Caneva from Insignia Financial about money mindsets. We discussed the philosophies behind changing your money mindsets, and practical tips on how to get there so you can budget better, fight impulse purchases, and more. Especially relevant in the lead up to Christmas!

As the ladder is drawn up on the Apache helicopter that was 2023, Haz and Dom spoke to Dr Nicola Powell from Domain about home price forecasts. They've come through thick and fast from different directions, and Nicola was kind enough to not only outline the key figures but the reasons as to why. Think, listings, immigration, tax and government policies, supply, and a belief we're at the to...

We have Harry O’Sullivan joining us to discuss building approvals, which are up recently but still at 10 year lows. We’ll discuss how this feeds into the government’s goal of 1.2 million homes built in the next five years, and if this even outpaces immigration.

As the ladder is drawn up on the Apache helicopter that was 2023, Haz and Dom spoke to Dr Nicola Powell from Domain about home price forecasts. They've come through thick and fast from different directions, and Nicola was kind enough to not only outline the key figures but the reasons as to why. Think, listings, immigration, tax and government policies, supply, and a belief we're at the to...

This week Dom and Haz were joined by Kevin James from Equifax to talk about how more Aussies are using credit cards and personal loans to smooth over the cost of living crunch, while also falling behind on their mortgage. Some sobering stuff, but there's solutions to the problem - consumers need to get on the front foot! Plus we chat to Brooke Cooper, Savings.com.au finance journalist, on the...

There was a report released the other day about how Aussies need to earn $300k on average for our housing market to be considered 'affordable'. How on earth did the research arrive at this figure? Well, let Brooke take us through it.

These week Dom and Haz were joined by Kevin James from Equifax to talk about how more Aussies are using credit cards and personal loans to smooth over the cost of living crunch, while also falling behind on their mortgage. Some sobering stuff, but there's solutions to the problem - consumers need to get on the front foot!

In this week's guest interview, a little pertinent advice and tips for Dom, as Ana Kresina discusses her new book. Yes, kids ain't cheap, but there's more to it than that! Ana is also host of the podcast Get Rich Slow Club. We also chatted to our friend of the pod Harry O'Sullivan on what's happening in Queensland with its doubled first home owner grant - now $30k. Not everyone...

In a major piece of news coming from the Sunshine State this week, the Queensland Government announced it would DOUBLE the first home owner grant (FHOG) to $30,000. This is for new builds/off the plan, rather than established homes. However not everyone's happy, as Harry will discuss.

In this week's guest interview, a little pertinent advice and tips for Dom, as Ana Kresina discusses her new book. Yes, kids ain't cheap, but there's more to it than that!

While Dom is away, Haz, Em, and Brooke will play. After discussing the news, we have a special 'Brooke-Squared' super-set! I'm seeing double here! Four Brookes?! First up we have Brooke Cooper, Savings.com.au finance journalist to talk us through what 'shrinkflation' means. Looked at your Oreos, chips or Tim Tams lately and felt they're a bit light on? Yeah, now that phenom...

Where and how do you invest in this economic climate? This week, Brooke Roberts joined us from the land of the long white cloud - Aotearoa, New Zealand - to talk us through what Sharesies offers, what type of users join the platform, what they start with it, and more. Of course, compare the fees and read the PDS before jumping in!

We've all seen it - your grocery shop becomes more skint but you're paying the same... or more! Fewer biscuits or chips in the bag is how food manufacturers are skirting price rises. It might be good for the waistline but not good for the hip pocket or your morale. Do you fight it like the French or deal with one less Oreo in the pack? Brooke Cooper takes us through.

In the wake of the RBA's decision to lift the cash rate to a 12-year high of 4.35%, Dom and Haz spoke with John Quiggin, who said the RBA is political and sensitive to PR despite being independent from the government!

In the wake of the RBA's decision to lift the cash rate to a 12-year high of 4.35%, Dom and Haz spoke with Warren Hogan, who said the RBA needs to do more or risk leaving rates higher for longer!

In our fortnightly property roundup with Emma, we discovered that home prices are just 0.5% off their peak values, and CoreLogic is reporting that we could hit a new peak in a couple weeks. Vacancy rates are at a new low (0.8% - Domain data), while the Greens in Brisbane have proposed a rather interesting new tax on landlords, which is sure to result in measured and constructive conversations.

Fresh after some Melbourne Cup festivities and the RBA interest rate rise - the first since June - Dom and Haz sat down with Warren Hogan and John Quiggin. Warren is the chief economic adviser for Judo Bank, and John is a professor of economics at the University of Queensland. We discussed if the move was the right one, and if it's enough to tame the inflation beast. Plus, we had our regular p...

This week, Dom and Haz were joined by Dianne Loveday, the founder of Bayside Mediation. We covered the prickly topic of divorce and separation, which no one likes talking about. Dianne said it doesn't have to be a super drawn out, costly affair. One way to tackle the cost is by going through a mediator, instead of lawyers and the courts, which could save hundreds of thousands of dollars. We we...

This week, Haz and Dom covered a slightly different topic - divorce and the costs of it. We were joined by Dianne Lovejoy to discuss how mediation rather than litigation can be a much more amicable and cost-friendly way of navigating divorce and separation. It's a topic no one likes to talk about, but an important one! Domestic Violence Helplines: 1800RESPECT - 1800 737 732 Mensline Australia...

If a new bill passes successfully through Federal Parliament, meal delivery and rideshare operators are set to receive better worker protections. However, Uber isn't happy, saying it could increase prices by up to 85%. Of course, Uber isn't alone here, but acts as a catch-all term for similar services such as Didi, Menulog and others. We discussed with Harry if this will work, and if the p...

This week, we have a property investment bonanza episode! Dom and Haz were joined by Lloyd Edge, the director of Aus Property Professionals - a nationwide buyers agency. He gave us the rundown on a range of investment topics. We were also joined by Emma from Your Investment Property Magazine, who explained to Dom and Haz what build-to-rent means. There's one BTR development in Melbourne howeve...

This week, Dom and Haz were joined by Lloyd Edge, the director of Aus Property Professionals - a nationwide buyers agency. He gave us the rundown on topics such as: how spring selling season is shaping up, if green additions to the home make good investments, what his clients are looking for, if people will still be bullish on property with more interest rate rises, and more!

This week, Emma explained to Dom and Haz what build-to-rent means. It's a popular renting option in Europe and the US but hasn't yet kicked off in Australia. There's one development in Melbourne however with its own podcast studio, concierge. and pet play area - but it comes at a cost. Would you live in a build-to-rent building? If there's enough it could help fix the rental crisis...

Our very own Brooke Cooper joins us to discuss a new report from CoreLogic which found that 655,000 residential properties across Melbourne, Sydney, and Brisbane are suitable for building a two-bed granny flat, which experts say could have a near-immediate impact on the housing crisis. Plus, find out what the guys think about living in a tiny home.