The Savings Tip Jar

Unsurprisingly, the RBA in March elected to keep the cash rate on hold. Here to discuss the ins and outs and the whys and hows is Peter Munckton, the chief economist at Bank of Queensland. Good chat!

The government's Help to Buy scheme, which provides up to 40% of the home's value for first home buyers, looks like a clear winner. However - on top of philosophical debates about government intervention - there's one glaring issue our finance journalist Brooke Cooper has pointed out: income caps. They have the potential of keeping you in a low income trap, otherwise the government cou...

This week, with Haz back in the hotseat with Dom, we were joined by Anthony to talk about the latest developments in the life insurance space, including some of NobleOak's latest survey findings. The insurer found some interesting trend changes since Covid! Plus we were joined by Emma Duffy, who you all know by now, to discuss the latest movements in the property investment sector. And all the...

This week Emma ran us through some ABS figures that indicated investors could be coming back into the market, or at least taking out more home loans. This goes against the grain of rental reforms and taxes supposedly scaring them off.

This week, with Haz back in the hotseat with Dom, we were joined by Anthony to talk about the latest developments in the life insurance space, including some of NobleOak's latest survey findings. The insurer found some interest trend changes since Covid!

Mortgage broker and finance educator Max Phelps joins Dom and Em to chat about his recently published book - Spending Fast and Slow. If you've ever wondered how all your hard-earned money seems to disappear so quickly, this episode is for you.

Savings journalist Denise Raward joins Dom and Em for part two of their discussion on the rental crisis after new figures revealed the national rental vacancy hit another new low of 0.7%.

This week, Dom and Em spoke with Max Phelps, who dives deep into the strategies he outlines in his book "Spending Fast and Slow", including how to overcome spending challenges and build better financial habits. Next, we're joined by Savings journalist Denise Raward for part two of our discussion of the rental crisis after new figures revealed vacancy figures have hit another depressi...

Aussies are getting squeezed out of rentals! Sky-high prices and almost no vacancies are creating a full-blown housing crisis. Louis Christopher, owner and managing director of SQM Research discusses what's fueling this rental nightmare – and the potential solutions.

Singles are out in the cold in today's rental market, with a new report showing you need a dual income just to afford the rent these days - let alone to buy a house.

Thousands of Aussies are struggling to find affordable and secure housing, as skyrocketing rents and tight vacancy rates create a nationwide crisis. With Haz in Japan, Editor of Y our Investment Property Magazine Emma Duffy joins Dom to unpack what's behind the rent crisis and what could be done to solve it with Louis Christopher, owner and managing director of SQM Research. Plus, Em highlight...

We don't usually do share trading or wealth content, but this week on our fiftieth episode, Dom and Haz were joined by Jessica Leung to discuss what ETFs (exchange traded funds) are, and how they can form part of an interesting concept called the 'core-satellite' investment strategy. Plus, we chat to Harry O'Sullivan about Coles and Woolies, and grocery prices more broadly, plus al...

This week Dom and Haz were joined by Jessica Leung from Global X ETFs to discuss what 'exchange traded funds' are exactly, how they fit into a share portfolio, and how to construct a 'core-satellite' investment strategy. 2024 is shaping up to be a year to watch for share traders!

This week on the podcast we had our friend and colleague Harry O'Sullivan on to discuss grocery prices. Over the past few months he's been tracking them and building Savings.com.au's Grocery Price Index. We also discussed the big two's profit margins versus the UK's supermarket chains, and about competition more broadly in Australia. It's a timely discussion...

This week Dom and Haz spoke to Corinne Ng, the Vice President and General Manager of Travel & Lifestyle Services at AMEX. She explained some recent research that found Aussies are prioritising wellness, health and sport experiences in 2024. Plus we spoke with podcast friend Emma Duffy, editor of Your Investment Property Magazine, to discuss the latest policy changes afoot in federal parliament...

This week Dom and Haz spoke to Corinne Ng, the Vice President and General Manager of Travel & Lifestyle Services at AMEX. She explained some recent research that found Aussies are prioritising wellness, health and sport experiences in 2024.

The headlines are pointing to some browbeating from the Greens, suggesting that negative gearing be limited to one property and for new builds. It's a contentious topic that seems to rear its head every few years, and Emma is here to take us through it!

This week Dom and Haz spoke with Adam Trouncer, from Sucasa - a new mortgage lender. We spoke about how the lender is able to offer home loans up to 95% LVR without having to pay LMI, as well as what the name is about - 'Your House' - and launching a business in a challenging funding environment. We also spoke with our finance journalist Brooke Cooper about if young people pay too much inc...

This week we spoke with Savings.com.au finance journalist Brooke Cooper on a topic she's covered recently - income tax, and if young people are paying too much of it. It's not just the income tax that matters, but deductions and the ability to grow wealth. In light of the stage 3 tax cuts amendment, it's high time we take a serious look at income tax in this country.

This week we spoke to Adam Trouncer, the founder of new mortgage lender on the block, Sucasa. Spanish for 'your home' Sucasa has a few interesting features that make it stand out, including a 'no LMI' offer. So if you want to be like Ken and step into your first Mojo Dojo Casa House, it's worthwhile comparing your lending options. Bien!

Welcome to season 3, and 2024! To kick off our new podcast season and year, Dom and Haz were joined by financial services veteran Vince Scully to discuss the financial themes of 2024, and how to prepare for them. This includes: Good debts vs bad debts, HECS/HELP repayments, fixed vs variable home lending, and yes, tax cuts. It was a longer one, so sit back and enjoy the chill vibes of this one. Ma...

Fresh from a mammoth overseas trip, Emma Duffy from Your Investment Property Magazine joined us to discuss what's in store for the property market in 2024. Long story short: More price rises, albeit at a slower pace, and continued clouds on the horizon for renters.

In our first guest interview of 2024, Dom and Haz spoke with Vince Scully on the emerging themes of 2024 and how to financially prepare for them. It was a longer chat, so sit back and relax, and enjoy the chill vibes of this one.

Wow, 2024 is upon us! Dom and I will likely have very different holiday breaks - how about you? Thank you to our sponsors Savings.com.au and InfoChoice. Find Savings.com.au on Facebook, Instagram, Twitter, and TikTok. Or email enquiries@savings.com.au with your thoughts, feedback, and musings.

In the last guest appearance of 2023, the Tip Jar boys spoke to Anthony Caneva, the general manager of member engagement and wellbeing at Insignia Financial about money mindsets. We discussed the philosophies behind changing your money mindsets, and practical tips on how to get there so you can budget better, fight impulse purchases, and more. These included: 1. Kakeibo Japanese money management p...