The Road to Financial Independence

In this episode of The Road to Financial Independence, Mike Riskin and Peter Golotko break down one of the most powerful concepts in investing — the Rule of 72.They walk through how your money actually grows, why compounding is the real game-changer, and what most people get wrong about timing the market, risk, and returns. If you’ve ever wondered how to turn $1M into $2M—or how long it takes to g...

Graduation is exciting — but stepping into adulthood, a first job, or a new career path can also feel overwhelming. In this episode of The Road to Financial Independence, Mike Riskin and Peter Golotko discuss what high school and college graduates should think about as they begin their next chapter. From understanding workplace benefits and health insurance to starting a 401(k), building an emerge...

In this episode, we break down what’s really driving recent market volatility—and why it may not be as bad as it feels. From rising oil prices and global conflict to the reality behind AI stocks and investor behavior, we cut through the noise and focus on what actually matters. More importantly, we talk about what smart investors do in moments like this—and why market downturns can create real opp...

Wealth isn’t built overnight — it’s built on consistent habits. In this episode, Mike and Pete take a closer look at The Fifteen Decrees of a Millionaire, exploring how each decree plays a part in shaping a clear, disciplined path toward financial independence. Tune in for insight, strategy, and motivation to strengthen your own financial roadmap.**The information provided in this podcast is for i...

Want to know how building wealth really works, why starting early matters, and how small, consistent savings can grow into financial independence over time? Tune in to this episode, where Mike Riskin and Peter Golotko share the key to personal finance.

Mike and Pete dive into the nuance of debt and why the way you tackle it can significantly alter your financial situation**The information provided in this podcast is for informational and educational purposes only and should not be construed as investment, legal, or tax advice. CPS Investment Advisors is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Regis...

Paying for college doesn’t have to feel overwhelming. In this episode of The Road to Financial Independence, Mike Riskin and Peter Golotko sit down with Bill Langston, Director of Financial Aid at Florida Southern College, to break down how families can make the most of financial aid, Florida Prepaid, and 529 college savings plans.

In this episode of The Road to Financial Independence, Mike Riskin and Peter Golotko break down what’s new in the latest tax law, how it could impact your return, and what strategies can help you prepare before filing! ✅ What’s changed under the Big Beautiful Bill ✅ How it affects deductions, credits, and income brackets ✅ Tips to make the most of your 2026 tax season Stay informed, stay prepar...

Join Mike Riskin and Peter Golotko as they delve into the current state of the global economy. Whether you’re an investor, a business owner, or simply curious about economic developments, this episode is packed with insights.

The first in a 3-part series, we discuss how do you achieve financial independence. Where do you start? What exactly is financial independence? Michael and Peter answer these questions and more in part 1 of Achieving Financial Independence.

Let's get back to the fundamentals of investing with lessons from the G.O.A.T. ( Greatest of All Time) Mr Warren Buffett. Join CPS Investment Advisors President Michael Riskin and CEO Peter for a light hearted discussion about the basics of building wealth.

In this episode we discuss the One Big Beautiful Bill and the new Tax Law benefits and implications. From No Tax on Tips to No Tax on Overtime, what new changes will effect you.

Join CEO Peter Golotko and President Michael Riskin as they give the 2025 Mid-Year update on the market and global news.

It's a hot topic in the news and it has rattled the stock market. What are tariffs? Should I be concerned? Is this a republican or democrat issue and what do I do next? Michael and Peter dive right in to guide you through it all.

Join Peter and Michael as they talk Pension Planning. Avoid these mistakes and you are well on your way to financial independence.

Join CEO Peter Golotko and President Michael Riskin as they make their 2025 market predictions and financial analysis.

As we welcome the new year, tune in for an important announcement regarding internal operations at CPS Investment Advisors.

Tune in as Peter Golotko and Michael Riskin analyze the post-election economic outlook, breaking down key trends and potential impacts on the market and economy.