The Risk Rundown

In this episode of The Risk Rundown, Julie Rison and Tyler Banks discuss how kidnap and ransom risk has evolved with technology, social media, and lifestyle changes. From the rise of express kidnappings, to policy limits and exclusions, this episode showcases what you can do to protect yourself and your loved ones in an increasingly complex landscape. You’ll learn: Why digital footprints raise ris...

In this episode of The Risk Rundown, Julie Rison and Tyler Banks sit down with Mark Recht to discuss the nuances of protecting high-value collections. From structuring policies for multi-billion-dollar fine art portfolios, to the growing importance of authenticity for younger the generation, Mark shares his behind-the-scenes expertise. You’ll learn: Don't overlook the ‘small stuff’ in your collect...

Is "non-admitted" still a dirty word in the insurance industry? In this episode, Julie Rison and Tyler Banks demystify all things admitted, non-admitted and self-insurance. You’ll learn: Why non-admitted policies went from being a red flag to the gold standard for high-value homes Admitted vs. Non-Admitted: The technical differences in state regulation, rate flexibility, and coverage limits How to...

In this anniversary episode, Julie welcomes back industry veterans Cindy Zobian and Tyler Banks to reflect on a turbulent 2025 and navigate the shifting landscape of the 2026 insurance market. From the devastating wildfires in Los Angeles to the rising costs of liability, the team discusses why insurance is more than just "words on paper”; it’s a promise. You’ll learn: Lessons from 2025 Biggest in...

Is flood damage covered by homeowners’ insurance, or do you need a separate flood policy? The answer isn’t always clear. In this episode of The Risk Rundown, Julie and Tyler tackle one of the most frequently asked insurance questions: flood vs. water damage. They explain how insurance policies define each type of loss, why nearly 40% of flood claims occur outside high-risk flood zones, and how eve...

What does it really cost to rebuild a luxury home after a total loss? Willy Hammond joins Julie and Tyler to break down one of the most misunderstood areas of high-net-worth insurance—replacement costs. This episode covers: • The difference between market value and replacement cost • How renovations, custom features, and technology upgrades increase rebuild costs • How often high-net-worth homeown...

The holiday season brings a unique blend of celebration and risk. In this short episode, Julie and Tyler discuss some of the most common overlooked holiday hazards and some practical tips to protect your homes, valuables, and families during the holidays.

Life insurance is never one-size-fits-all. And for high-net-worth clients, it is much more nuanced than obtaining a standard employer policy. In this episode, Alliant Private Client’s Life Insurance Practice Leader, Steven Glick, speaks with Julie and Tyler about how understanding which real-life events — from starting a family to selling a business — can shape coverage and support high-net-worth...

What happens when real risk goes unprotected? Julie and Tyler tell some real insurance horror stories and share the eerie but true tales and situations that can turn into nightmares for HNW clients.

As children step into independence through each stage of life—particularly during their teens and college years—parents face new insurance risks that can still impact the whole family. Julie Rison and new co-host, Tyler Banks, discuss common exposures tied to growing children including: driving, renting, social gatherings, and even digital behavior. Listen in as they share tips on when young adult...

High-net-worth households face rising risks from luxury homes in disaster zones to valuable assets like vintage cars and private staff. With insurance non-renewals on the rise, resilience is critical. Kama Moseley joins Julie Rison to discuss how today’s affluent families can protect their luxury assets in an unpredictable world.

Today’s high-net-worth individuals face new exposures, from luxury collectibles to online visibility. Emily Zobian and Alex Goldfarb join Julie Rison to discuss how modern wealth demands a smarter approach to risk management and asset protection.

At one point, Alliant Private Client’s Equine, Farm & Ranch practice leader, Joe Norick, owned 42 horses. Now he’s down to less than five, in part because he and his team are so busy taking care of equestrian owners worldwide. Today, he shares the biggest mistakes horse owners make when purchasing and protecting their animals and their investments, as well as the key aspects of colic and equin...

Hop in! We’re going for a ride with our collectible car practice leader, Jim Schwarzkopf. From understanding what makes a car a "collector car" to navigating agreed value coverage and auction risks, Jim shares expert insights on how the insurance landscape is evolving. Whether you're new to collecting or own a garage full of rare cars, this conversation is a must-listen for any car enthusiast.

Wildfires are no longer confined to a single region. In this episode, Alliant’s loss control experts share critical wildfire preparedness insights for today’s expanding risk zones. From evacuation planning to property hardening and post-event exposures like smoke and water damage, we explore what affluent homeowners need to know to stay protected before, during, and after a wildfire.

Host Julie Rison sits down with Ted Deveraux and Willy Hammond, Alliant Private Client’s in-house risk mitigation experts, to separate hurricane myths from reality. From essential pre-storm preparations to safeguarding high-value homes, vehicles, and assets, they’ll dive deep into the myths versus realities of hurricane preparedness. With expert insights, they’ll debunk common misconceptions that...

A misdirected golf shot, a flooded condo, a guest’s accident at your home—liability risks are everywhere, even when you least expect them. In this episode, Alliant Private Client’s John Pugliese and Kimberlyn Pak join host Julie Rison to discuss the biggest personal liability exposures for high-net-worth individuals. From unexpected lawsuits to overlooked coverage gaps, they break down how the rig...

Alliant Private Client leaders, Executive Vice President and Managing Director, Cindy Zobian and Executive Vice President, Growth and Strategy, Tyler Banks, discuss the many elements currently impacting the personal insurance market and what can be done to minimize risks. From the chilling reality of “nuclear” jury verdicts to the extreme climate events reshaping the insurance landscape, learn how...