The Retirement Playbook with Dale Tondryk

With all the information on the internet these days about investing and saving for retirement it can be easy to fall into the trap of overconfidence. However, this type of overconfidence can cause gaps and mishaps in our financial plans. On today’s episode, we are going to be discussing 5 areas in financial planning where people tend to get overconfident and how a financial planner can help mitiga...

Financial gaps will happen without a detailed assessment of your retirement plan, and that can keep you from living confidently in retirement. Let's look at the most common ones we see in plans and what we do to help fill those gaps.    Read more and get additional information: https://retirementplaybookpodcast.com/retirement-strategy/ep-49-mind-the-gap/1502/   Key Points:  0:5...

Are you missing these financial red flags? Depending on how you answer these questions, this may be your sign to speak to a financial advisor about planning and diversifying your portfolio correctly.   Read more and get additional financial information: https://retirementplaybookpodcast.com/retirement-strategy/ep-48-red-flags-in-your-finances/1496/   Key Points:  2:00 – Can you name...

All that hard work you’re doing isn’t just to earn and save money. There are bigger reasons for retirement and we want to explore that on this episode. What are you living for? Let’s talk about the common motivations we find people have and discuss how we help them reach those goals.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-stra...

Managing finances create plenty of stress each day so let’s take some time to add a little humor to the conversation. Today we’ll tell a few financial planning jokes and see what lessons we can learn along the way.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/investing/ep-46-its-just-a-joke/1486/     What we discuss on this episode:&...

We work with all types of people and personalities, and the way you view money affects the way need to plan. Let’s look through the different types of financial personalities and describe the characteristics you’ll find with each.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/uncategorized/ep-45-the-different-types-of-financial-personalities/14...

The possibility is out there that new amendments could be made to the SECURE Act, which was originally passed in late 2019 and took effect at the beginning of 2020. What changes might be coming and what do you need to be aware of?   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-44-secure-act-2-0-what-to-know/1463/   &n...

Every generation’s retirement comes with a new set of challenges but today’s retirees have a lot more on their plate than their parents did. Let’s take a look at the biggest retirement challenges facing people today and how planning has changed because of them.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-43-not-your-fat...

At first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon…   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/investing/ep-42-learning-through-uncommon-sense/1451/     What we di...

It’s time to open up the email inbox and find out what’s on your mind. Join us as we answer retirement questions about savings, mortgages, emergency funds, and more.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-41-answering-your-retirement-questions/1445/     What we discuss on this episode: 1:58 – Mailbag ques...

Let’s take a look at the world of medicine and see what valuable lessons can be applied to your retirement planning. After all, our goal is to make sure your financial health is on track so you’ll be able to enjoy retirement to its fullest.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-40-listening-to-the-money-doctor/143...

Could you retire off a million dollars? Yahoo! released a survey about how long that much money would last in different cities around the country. Let’s discuss the statistics and explain the process for determining how much money you’ll need for retirement.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-39-how-long-will-a...

We always enjoy March Madness when it rolls around and we thought it might be fun to tie it into what we do everyday. Join us as we explore some of the strategies and rules of basketball and determine how they apply to retirement planning.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-38-what-basketball-can-teach-us-about...

Is the pension becoming a thing of the past? More and more people are having to create income plans that don’t include a pension and it can present a different set of challenges. Today we’ll discuss the state of the American pension plan and what you need to know with and without one.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-str...

As people prepare for retirement, there are some common assumptions that get made. The problem is these assumptions can often lead you astray and underprepared financially. Today we’ll look address these misconceptions and explain why it’s important to never assume.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-36-this-is...

Business owners are particularly vulnerable to some misconceptions and false assumptions about their retirement. Today we’ll talk about the areas where Dale sees the biggest trouble areas when it comes to planning.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/uncategorized/ep-35-retirement-planning-for-business-owners/1402/     What...

Whether you follow the market closely or not, you’ve probably seen the headlines about Gamestop stock. Join us as we get Dale’s perspective on what’s happening, what’s next, and what lessons we can take from this.   Read more and get additional financial planning resources here: https://retirementplaybookpodcast.com/investing/ep-34-gamestop-stock-mania/1396/     What we discuss on t...

Is it okay to start Social Security before you retire? What about life insurance as a way to generate retirement income? We answer these questions plus a couple more that listeners have sent into the show.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/investing/ep-33-mailbag-social-security-life-insurance-legacy-the-market/1390/     W...

The goal for your money is to help you reach retirement and utilizing it correctly will acheive that. Before making any financial decisions, it’s important to understand the three different qualities of money and which investments best align with your goals.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/investing/ep-32-understanding-the-3-quali...

We’re all ready to put an end to 2020 and turn the calendar to a new year, but first things first. Let’s look at the end of year planning conversations you should be having with your advisor before January 1.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-31-end-of-year-financial-checklist/1374/     What we discu...

Retirement looks different for all of us but determining what kind of lifestyle you want to enjoy will help you plan. Let’s talk about the different types of lifestyles we see clients choose and what it means for building a proper plan.   Read more and get additional resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-30-what-is-your-retirement-lifestyle/1373/  ...

Want to find out just how prepared you are for retirement? Here are five key questions that you need to be asking yourself. The answers will help determine just how ready you are to retire.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-29-take-this-retirement-preparedness-quiz/1368/     What we discuss on this s...

Are you thinking about moving to a new state when you retire? Today we’ll look at a list of the top places people retire and discuss the common factors that go into make a decision like that. Plus, we’ll share the locations that many of our Minnesota clients have decided to live in retirement.   See the full list and get additional resources here: https://retirementplaybookpodcast.com/retirem...

With so many Baby Boomers heading into retirement every day, they are finding different challenges and concerns than their parents had to deal with. We work with many people in that generation and have heard many of these things first hand. Today we’ll talk about where the worries are and what they can do to be prepared for a long retirement.   Read more and get additional financial resources...

The change from summer to fall always gets us talking about the change in weather so we thought we’d carry that conversation over to the podcast. Join us as we provide correlations between what we see in the weather with how we prepare our finances.   Read more and get additional financial resources here: https://retirementplaybookpodcast.com/retirement-strategy/ep-26-the-financial-forecast/1...