The Retirement Playbook with Dale Tondryk

On today’s Unshakeable Retirement, Doug and Dale discuss: How do you keep your clients from getting derailed that entire time it takes more than just being the coach, you have to be motivational and inspirational as the coach, how do you get people? How do you keep people from getting derailed? With the wisdom that we have all gained through 10 chapters of this, I want to go back and redefine or d...

On today’s Unshakeable Retirement, Doug and Dale discuss: Can you share with our listeners what you mean, when you term exit cards? Can we talk for a second about the wildcards and maybe specifically talk about one of the things you talked about in Chapter Nine is debt as one of those retirement wildcards?  How do you plan for something like a pandemic?  What are some of the inputs to ce...

On today’s Unshakeable Retirement, Doug and Dale discuss: Share with our listeners some of the vehicles you use in the magical Middle World that we discussed in the previous chapter with the thing called annuities.  Can you share with us the different kinds of annuities that are out there, and why isn't it our grandfather's annuity any longer? Is there a good, better, best when recommending t...

On today’s Unshakeable Retirement, Doug and Dale discuss: Can you share a little bit about what each one of those worlds is and why do we even need to define them? How do you then come back and customize a templated game plan for each specific client that you have? Because while the ideas are solid ideas, everybody's situation is different? How do you custom tailor that design or that game plan fo...

On today’s Unshakeable Retirement, Doug and Dale discuss: About terrifyingly exhilarating  Dangers of making some of the financial decisions in one's life based upon emotions, because isn't that all tied into the terrifyingly exhilarating kind of feeling of the emotional side of the world? Can you maybe share a little bit about what the power of the plan really is? How do you help your client...

On today’s Unshakeable Retirement, Doug and Dale discuss: Do you recall the movie Moneyball?  Why is the sweet spot between the accumulation phase and distribution phase of the retirement plans so much in your strike zone for your clients? Can you talk about your gift which is solving puzzles and not focusing on problems? Why is it so important for you to get buy-in from them when it comes to...

On today’s Unshakeable Retirement, Doug and Dale discuss: What ups and downs are we talking about?  Why is it important to keep an eye on taxes, inflation, and pricing?  Can you explain how health or social security or real estate might play a role in having a good retirement?  Contact Dale Website: https://myinvestingcoach.com/ Email: dale@tondrykfinancial.com Phone: 952-401-1671

On today’s Unshakeable Retirement, Doug and Dale discuss: Why is it that some people don’t plan for retirement?  What do you say to the person that hasn’t planned for retirement because they have been too busy to plan?  What are some other things that people don’t know that they don’t know?  Some people want to plan on their own and some are a little bit hesitant to trust someone wi...

On today’s Unshakeable Retirement, Doug and Dale discuss: What was your plan about being a retirement coach?  Tell me about how relationship works between you and your client  Can you share a little bit about you actually coaching your parents through retirement?  In your opinion, what is your winning philosophy when it comes to creating a winning retirement plan?  Contact Dale...

On today’s Unshakeable Retirement, Doug and Dale discuss: Tell me about your family life. Where do you live?  Tell your listeners about business and your philosophy in business.  In your estimation, who would be your ideal strike zone for a client?  How do you define a win when it comes to American dream retirement?  In chapter one, you discuss the opponents in the dream retire...

Join us in this episode of The Retirement Playbook podcast as Dale dives into the essential financial matters you need to address throughout the calendar year. He provides valuable insights into maximizing retirement contributions, managing required minimum distributions (RMDs), and making strategic financial moves to optimize your retirement savings. Tune in and learn how to make the most of each...

Financial discussions and retirement planning can come with many emotions. From counseling couples with differing financial views to providing support during challenging life events such as divorce or medical issues, financial professionals wear many hats, including the role of a therapist. In this episode, Dale discusses the impact of having a financial professional guide you through life’s most...

We’re taking a quick break from the Xs and Os of retirement finances today. Instead, we’re going to talk about some other important pieces of forming your retirement lifestyle. Join us as we discuss staying busy, the significance of social connections after you’ve stopped working, and maintaining your physical and mental health throughout retirement. Whether it's engaging in new hobbies, exploring...

Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about.   Here’s what we’ll talk about in this episode:   Read more and get add...

Getting lost while driving in the car or hiking in the woods is kind of like getting lost in retirement planning. It can be tough to find your way without the right guidance and tools. But fear not! In today's episode, we're going to explore the most common mistakes people make in retirement planning and share some insightful advice to help you stay on track.   Here’s what we’ll talk about in...

Is there really such a thing as having guaranteed income in retirement? Maybe the question is really “guaranteed by whom?” In today’s episode, we are going to talk about some common misconceptions when it comes to income streams and the importance of having predictable income in your retirement portfolio.     Here’s what we’ll talk about in this episode: Read more and get additional fina...

For some people, the idea of putting together a financial plan doesn’t sound like much fun, while the idea of building a home sounds like a lot of fun. In this episode we’ll find the similarities in building a strong financial plan and a dream home.   Here’s some of what you’ll learn on this episode: Read more and get additional financial insight here: http://retirementplaybookpodcast.com &nb...

We don’t typically spend much time talking about Medicare before it’s time to utilize it, and it’s easy to get confused about the four parts of the program and what each of them do. Knowing your options and what each part covers will help you make the best decision for Medicare when it comes time. In this episode, Dale will explain each of the four parts, some of the misconceptions around Medicare...

It’s nearly impossible to completely separate emotion from financial decisions. As much as we try, it’s just hard to overcome those human emotions, especially when it comes to fear and money. We took an informal poll of listeners to find out what their biggest financial fears are. On this episode, we’ll explore the most common fears and talk about how they should be addressed in a retirement plan....

Another round of retirement changes are on the way after President Biden signed a spending bill in December 2022 that included the SECURE Act 2.0. Retirees and pre-retirees need to understand what this new legislation means, how it might impact you, and what planning opportunities this could open up.    Here’s some of what you’ll learn on this episode:   Read more and get additional...

Let’s look at some examples and explore the reasons why we have to be very careful from whom we’re taking this important financial guidance from. Even when the advice seems to be well-informed and logical, it doesn’t mean it’s going to be applicable to your plan. Here’s some of what you’ll learn on this episode:   Read more and get additional financial insight here: http://retirementplaybookp...

People have different feelings when it comes to their desire to retire. We broke this concept down into five sections that we will explore today. Our goal is to help you determine which category you fall into so you can be sure your financial plan aligns with your desire to retire. Here’s some of what you’ll learn in this episode:   Read more and get additional financial insight here: http://...

Investor bias is a common phenomenon. It’s easy to lose sight of the bigger picture at times, specifically when your retirement is on the line. In this episode, we will be learning about the different biases that tend to affect investors the most. Listen to see if you fall into any of these categories and how you can shift your perspective and invest smarter.   Here’s some of what you’ll lear...

As you approach retirement, you might catch “Sudden Decision Syndrome”. It’s important to avoid making big decisions before retirement so you don’t mess up your plan. In this episode, we will cover some of the things you want to avoid just before or right after retirement.   Here’s some of what you’ll learn in this episode:   Read more and get additional financial insight here: http://re...

You may have heard of Roth Conversions. Roth Conversions have been increasingly popular, so we wanted to share some important things to know before you decide if it is right for you. There are a few key points to consider, like how one would affect your tax bracket for example. Listen to learn the benefits of a Roth Conversion and how one could create a tax-free income in the future.   Here’s...