The Retire in BC Podcast

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ Inflation doesn’t crash your portfolio overnight—but over 20–30 years, it can quietly cut your purchasing power in half. 😬 In this episode, Ben and Arnold break down why inflation is one of the b...

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ Drowning in debt? You’re not alone—and you have more options than you think. In this episode of The Retire in BC Podcast, Ben and Arnold break down high‑interest debt—what to worry about, what not...

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ 💥 Is Compound Growth the 8th Wonder of the World? 💥 Einstein may or may not have said it—but the math doesn’t lie. In this episode of The Retire in BC Podcast, Arnold and Ben break down why star...

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ The RDSP might be the most generous—and most misunderstood—government program in Canada. In this episode of The Retire in BC Podcast, Ben and Arnold break down the Registered Disability Savings Pl...

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ Estate Planning Isn’t Just a Will — and Getting It Wrong Can Cost Your Family Big Time. 💥 Charitable giving isn’t just generous — it’s smart financial planning. In this episode of The Retire in B...

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ Estate Planning Isn’t Just a Will — and Getting It Wrong Can Cost Your Family Big Time. 💥 In this episode of The Retire in BC Podcast, Ben and Arnold break down what actually happens when you die...

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ In this episode of The Retire in BC Podcast, Ben and Arnold break down Registered Education Savings Plans (RESPs) — how they work, how to maximize government grants, and the biggest mistakes famil...

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ Ready to finally talk INSURANCE without falling asleep? This episode delivers candid stories, wild scenarios, and real tips to protect what matters most! From “do I actually need it?” to “who gets...

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Mortgages Demystified: From First Home to Retirement Planning | The Retire in BC Podcast Confused by mortgages? You’re not alone! In this episode, Ben and Arnold Machel break down everything you need to know about mortgages—whether you’re buying your first home, refinancing, or planning for retirement. We...

Saving for your first home can feel impossible—but the FHSA might just be the game-changer you’ve been waiting for. In this episode of The Retire in BC Podcast, Ben and Arnold break down how this powerful new account works, how it compares to RRSPs and TFSAs, and why it could nearly double your down payment through tax savings and tax-free growth. We cover: Who’s eligible for an FHSA Contribution...

“The markets are volatile… should I cash out?” “Is now a good time to invest… or should I wait until things settle down?” If these questions are keeping you up at night — you’re not alone. With everything going on in the world — elections, tariffs, war, recession fears — it feels like the worst time to invest... or is it? In this episode, Ben and Arnold tackle the age-old debate: market timing vs....

Building a portfolio that supports your retirement goals isn’t about chasing the hottest stock or reacting to headlines — it’s about smart design, strategic diversification, and aligning everything with your time horizon and risk tolerance. In this episode, Ben and Arnold pull back the curtain on what actually goes into constructing a resilient, retirement-ready investment portfolio. 💼 We cover:...

You’ve spent years building up your RRSP... but what happens when it’s time to start withdrawing ? In this episode, we break down how your RRSP transforms into a RRIF, when it happens, what the rules are, and how to avoid costly mistakes. If you’re 55+, nearing retirement, or just planning ahead — this is a must-watch. ✅ RRSP vs RRIF — what’s the difference? ✅ When do you have to convert your RR...

💸 TFSA vs RRSP vs Non-Registered: Which Investment Account Is Right for You? Confused about TFSAs, RRSPs, and non-registered accounts? You're not alone — and we've got you covered. In this episode of The Retire in BC Podcast, Ben and Arnold break down how each of these investment vehicles works, the tax perks (and pitfalls), and how to use them to supercharge your savings — whether you're just st...

Investing doesn’t have to be complicated! In this episode, Ben and Arnold break down the fundamentals of investing, helping you understand how to make your money work for you. We’ll cover: 🔹 What investing really means (hint: it’s not just working for money!) 🔹 The difference between stocks and bonds 🔹 The risk vs. return trade-off – why some investments are riskier but have higher potential re...

Trump’s latest round of tariffs is making headlines—but what does it mean for your investments and retirement plans? In this episode, we break down what tariffs actually are, why they’re being imposed, and the potential impact on the economy, inflation, and your portfolio. Should you adjust your investments? Is Canada retaliating? And what’s the long-term outlook if tariffs stick around? We cover...

🎙️ How Big Should Your Nest Egg Be? 💰 Retirement planning can feel like a guessing game, but today, we’re giving you clear guidelines to estimate how much you actually need saved. Ben & Arnold break down: ✔️ Heuristic guidelines: a simple way to estimate your retirement target ✔️ Why inflation is the silent threat to your spending power ✔️ Smart withdrawal strategies to avoid running out of m...

Planning for retirement isn’t just about the numbers—it’s about envisioning the life you want to live. In this episode, Ben and Arnold discuss why defining your retirement vision is crucial and how it can guide your financial planning. They’ll walk you through key questions to consider, from lifestyle goals to budgeting strategies, helping you create a roadmap that aligns with your dreams. Whether...

Join Arnold and Ben Machel in this exciting episode of The Retire in BC Podcast as they unravel the  three pillars of retirement income . If you're looking to secure your financial future, this is a must-watch! Discover how  government programs ,  workplace pensions , and  personal savings  work together to build a solid retirement plan. Arnold and Ben break down the essen...

🎙 Welcome to the very first episode of The Retire in BC Podcast ! 🎉 In this episode, we introduce ourselves—your hosts, Ben Machel and Arnold Machel —and share what you can expect from the show. With decades of combined experience as financial planners, we’re here to help you navigate retirement planning, investments, and building a financially sustainable future. What’s Inside This Episode: Who...