The Real Retirees of New Jersey

In this episode of the Real Retirees of New Jersey, hosts Randy and Peggy Fisher discuss various topics related to retirement planning, including their recent trip to Paris, perceptions of American politics abroad, the implications of tariffs and national debt, and the impact of inflation on retirement. They emphasize the importance of strategic financial planning to navigate economic uncertaintie...

This week, Randy and Peggy Fisher delve into the financial mismanagement surrounding recent election campaigns, highlighting the staggering amounts spent and the implications for voters. They transition into a discussion on personal finance, emphasizing the importance of budgeting and understanding expenses. The role of Social Security in retirement planning is examined, alongside concerns about i...

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss the current political climate and its impact on the economy, including predictions of a recession and strategies for financial planning. They emphasize the importance of understanding demographic shifts, particularly the implications for Social Security as Baby Boomers retire. The conversation also covers the...

This week's conversation explores the intricate relationship between couples, families, and retirement planning. Randy & Peggy Fisher discuss the challenges couples face in engaging with financial planning, especially during significant life changes such as divorce or the loss of a spouse. They emphasize the importance of communication, teamwork, and tailored strategies to ensure both partners...

This week, Randy and Peggy Fisher delve into the emotional turmoil surrounding elections and its impact on financial decision-making. They highlight the role of confirmation bias in interpreting financial information, the importance of emotional detachment in investment strategies, and the necessity of diversification in portfolios. The discussion also touches on the implications of election outco...

On this week's show, Randy and Peggy Fisher delve into the implications of political policies on retirement, focusing on their recent seminar discussing Trump and Harris' proposals. Randy and Peggy highlight the surprising aspects of these policies, particularly regarding taxes and Social Security. They emphasize the importance of understanding these policies for effective retirement planning. The...

This week the conversation delves into the critical aspects of Social Security and its implications for retirement income, emphasizing the need for a comprehensive financial plan that accounts for inflation, taxes, and the evolving landscape of retirement funding. Randy and Peggy Fisher highlight the importance of independent financial advisors in navigating these complexities and ensuring clients...

In this week's conversation, Randy & Peggy Fisher discuss the upcoming workshops focused on the financial implications of the upcoming election, particularly the contrasting plans of Trump and Harris. They delve into the persistent issue of inflation and its impact on retirement savings, emphasizing the need for a non-emotional, methodical investment strategy. The discussion also covers the im...

This week, Randy & Peggy Fisher discuss various themes including parenting challenges related to teenage driving, the importance of family preparedness during emergencies, and the realities of financial planning. The discussion also covers the significance of insurance in protecting against unforeseen events, the impact of emotions and political biases on investment strategies, and the necessi...

On this week's episode of The Real Retirees of New Jersey, Randy and Peggy Fisher discuss their approach to financial advising, emphasizing the importance of client relationships, the multifaceted role of financial advisors, and the strategies for building wealth and retirement income. They share personal stories about their journey into the financial services industry and highlight the significan...

This week, Randy and Peggy Fisher discuss their journey as a married couple and business partners in the financial services industry. They share insights on the challenges of running a family business, the importance of client relationships, and the various services offered through their firms, Liberty Financial Group and Artemis Wealth Advisors. The discussion emphasizes the significance of retir...

A married couple is seeking advice on hiring the right financial advisor as the wife plans to retire. They are concerned about making a mistake with their $2 million portfolio and want to avoid previous bad advice. The hosts emphasize the importance of finding an advisor who is a good fit and has the client's best interests in mind. They discuss the role of emotions in financial decision-making an...

Randy and Peggy Fisher talk about retiring abroad due to the high cost of living in the United States. The hosts discuss the new inflation numbers and express skepticism about the accuracy of these figures. They explore the factors that motivate people to retire abroad, such as lower living costs and the excitement of living in a new country. The hosts also discuss the challenges and consideration...

In this episode, Peggy and Randy Fisher discuss the financial implications of divorce and the importance of being knowledgeable about your spouse's financial situation. They highlight the need for transparency and communication in a marriage, as well as the potential risks of financial deception. The Fishers emphasize the importance of creating a financial net worth statement and regularly updatin...

Randy and Peggy Fisher talk about financial infidelity, specifically a woman who won the lottery and has not disclosed her wealth to her husband of five years. The hosts discuss the implications of hiding money in a relationship and the potential consequences of revealing the secret. They also touch on the importance of transparency and communication in a marriage, especially when it comes to fina...

In this conversation, financial advisors Peggy and Randy Fisher discuss the fear of a stock market bubble and the potential impact on retirees. They address the concerns raised by experts like Harry Dent and emphasize the importance of diversification and having a well-rounded financial plan. Peggy and Randy explain that while market downturns are inevitable, being prepared and having a balanced p...

Randy and Peggy Fisher discuss the dangers and pitfalls of DIY projects, both in terms of physical safety and financial well-being. The hosts share personal anecdotes and examples to highlight the importance of seeking professional help in certain areas, such as home repairs, car maintenance, and financial management. They emphasize the value of expertise, the potential consequences of DIY mistake...

Randy and Peggy Fisher discuss the topic of Social Security and its potential challenges and changes in the future. The hosts and guests discuss the impact of factors such as inflation, government spending, and means testing on the solvency of the Social Security system. They also touch on the importance of Social Security as a retirement income source and the concerns of individuals who rely on i...

Ignoring the check engine light in your car can lead to costly repairs and potential breakdowns. Similarly, neglecting your retirement plan can have serious consequences. It's important to be proactive and regularly check in with a financial advisor to ensure your retirement is on track. Just as cars have warning signs, our finances have indicators that need attention, such as net worth, debt-to-i...

Who are the Fishers and what can they do for your retirement strategies? Plus, how is it being a married couple and working together on a daily basis? We invite you to get to know the Real Retirees of New Jersey.  For more information visit www.therealretireesofnewjersey.com   See omnystudio.com/listener for privacy information.

The initial meeting with a retirement planner can be intimidating but Randy and Peggy Fisher detail that experience and how they help calm the fears of adults nervous about their finances approaching retirement.  For more information visit www.therealretireesofnewjersey.com See omnystudio.com/listener for privacy information.

Unfortunately, most (if not all) couples will pass away at separate times and not holding hands in bed together. If you become a widow, there are strategies and situations that need to be addressed so you can focus on your family and not stress over about finances and paperwork. For more information visit www.therealretireesofnewjersey.com    See omnystudio.com/listener for privacy information.

Take a moment to get to know Randy and Peggy Fisher, the Real Retirees of New Jersey! For more information, visit www.therealretireesofnewjersey.com   See omnystudio.com/listener for privacy information.