The Real Retirees of New Jersey

In this episode of The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the importance of trust in financial relationships, the concerns retirees have about income, the impact of healthcare costs, and the challenges posed by divorce and death in retirement planning. They emphasize the need for comprehensive strategies to navigate these issues and ensure a secure financial future for r...

This week, Randy & Peggy Fisher discuss essential topics related to retirement planning, investment strategies, and the importance of financial advisors. They emphasize the significance of understanding emotional influences on investing, the differences between active and passive investment strategies, and the role of annuities in providing guaranteed income during retirement. The conversation...

This week on The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the differences between being rich and being wealthy, emphasizing the importance of long-term financial security over temporary wealth. They explore the concept of portfolio management, highlighting the need for an 'X-ray portfolio' to identify chaos and inefficiencies, such as hidden fees and overlapping investments. T...

In this episode of The Real Retirees of New Jersey, Randy & Peggy Fisher discuss their mission to help clients retire once and retire right. They emphasize the importance of personal relationships with clients, the emotional aspects of financial planning, and the proactive approach they take in managing finances. The couple shares insights into their working dynamic, the structure of their bus...

This week on Real Retirees of New Jersey, Peggy & Randy Fisher discuss various aspects of retirement planning, including the implications of unexpected fees, the importance of budgeting, and the need for purpose in retirement. They share insights on how hidden fees can erode retirement savings and emphasize the significance of understanding income needs before retiring. The conversation also t...

In this episode of The Real Retirees of New Jersey, Peggy & Randy Fisher share their recent trip to Ave Maria, Florida, exploring the vibrant retirement community and discussing the evolution of retirement planning. They emphasize the importance of financial planning in today's world, where traditional pension plans are becoming rare, and the need for individuals to create their own retirement...

This week on The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the complexities of retirement planning, particularly in relation to family dynamics. They explore the challenges of supporting adult children financially, the concept of 'lazy money' that sits idle in accounts, and the importance of proactive financial planning. The conversation also touches on the role of annuities in...

In this engaging episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher share their unique love story, their journey in the financial industry, and the dynamics of working together as a married couple. They discuss the challenges and rewards of being business partners, the importance of family, and how they balance their personal and professional lives. The conversation also touc...

In this episode of The Real Retirees of New Jersey, Randy and Peggy Fisher discuss the current state of retirement planning amidst market volatility. They emphasize the importance of a non-emotional approach to investing, particularly in relation to 401(k) strategies. The conversation also touches on the impact of tariffs and economic sentiment on retirement savings, providing historical context t...

This week, Peggy and Randy Fisher discuss the complexities of financial advice from popular gurus, the pitfalls of cookie-cutter financial strategies, and the importance of personalized retirement planning. They explore the evolution of retirement, the dynamics of family financial support, and the necessity of active management in financial planning. The conversation emphasizes that every individu...

In this episode of The Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss various aspects of retirement planning, including upcoming workshops, the impact of political and economic news on financial decisions, the importance of life insurance, and preparing for unexpected medical expenses. For more information visit www.therealretireesofnewjersey.com ! See omnystudio.com/listener fo...

This week, Randy and Peggy Fisher discuss the importance of annuities in retirement planning. They explore how annuities provide guaranteed income, protect against longevity risk, and offer tax benefits. The conversation also touches on common misconceptions about annuities, their role in financial security, and how they can be integrated into estate planning. The hosts emphasize the need for prop...

In this episode of The Real Retirees of New Jersey, Randy and Peggy Fisher discuss the current state of the stock market, the emotional reactions of investors, and the importance of a methodical approach to retirement planning. They emphasize the need to separate emotions from investment decisions, especially during volatile market conditions. The conversation also touches on the significance of h...

This week, Randy and Peggy Fisher discuss essential aspects of retirement planning, including the importance of understanding one's portfolio through a 'portfolio x-ray', the differences between active and passive management, and the role of annuities in providing a steady income during retirement. They emphasize the need for personalized financial strategies and the significance of budgeting and...

This week on The Real Retirees of New Jersey, Randy and Peggy Fisher discuss essential aspects of retirement planning, focusing on the importance of understanding hidden fees in retirement accounts, the value of a portfolio x-ray, and the differences between active and passive investing. They emphasize the need for regular portfolio evaluations, especially as retirement approaches, and the signifi...

In this episode of The Real Retirees of New Jersey, Peggy and Randy Fisher discuss the pressing concerns of retirees, including taxes, social security, and the importance of hiring a financial advisor. They emphasize the impact of hidden fees on investments and the misconceptions surrounding retirement savings. The conversation highlights the significance of lifestyle choices in financial planning...

This week, hosts Peggy and Randy Fisher discuss the importance of personalized retirement planning. They emphasize that retirement is unique to each individual and explore various stages of financial planning, including accumulation, preservation, and distribution phases. The conversation highlights the significance of planning for healthcare costs and maintaining financial discipline throughout r...

In this episode of The Real Retirees of New Jersey, hosts Peggy & Randy Fisher discuss the various stages of retirement planning, focusing on the accumulation and preservation phases. They share personal experiences, including a fun yacht rock weekend, and emphasize the importance of starting to save early, understanding investment risks, and having a solid financial plan as one approaches ret...

This week, Peggy and Randy Fisher discuss various financial topics, including the pros and cons of gift cards, the concept of 'dead money' in portfolios, the importance of life insurance, and the necessity of having an emergency fund. They emphasize the significance of income planning for retirement and explore the idea of keeping cash at home as a risky strategy. The conversation also touches on...

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher share their recent experiences at a Sandals resort in Antigua, reflecting on the importance of financial planning for retirement. They discuss the demographics of vacationers, emphasizing how many retirees are enjoying their planned vacations. The conversation shifts to the significance of annuities as a financial too...

This week, Peggy & Randy Fisher discuss the importance of financial planning in the face of terminal illness. They share personal stories and insights on how to prepare for unexpected life events, emphasizing the need for proper documentation, beneficiary arrangements, and emotional support for survivors. The conversation highlights the significance of having a financial advisor to navigate th...

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss essential strategies for the new year, including the importance of updating financial information and beneficiaries. They emphasize the value of second opinion services for those feeling neglected by larger firms and the need for proactive portfolio management, especially in light of potential economic downtur...

This week, Peggy and Randy Fisher discuss various aspects of retirement planning, including how to prepare for job loss, the implications of early retirement, and the importance of financial control. They emphasize the need for proper planning and the benefits of seeking financial advice. The conversation also touches on the consolidation of retirement accounts and the outlook for 2025, highlighti...

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss various aspects of retirement planning, including the importance of understanding hidden fees in investment portfolios, strategies for reducing those fees, and the role of annuities in providing a stable income during retirement. They also touch on the lighter topic of holiday gift-giving and the dynamics of c...

This week, hosts Randy & Peggy Fisher discuss the importance of financial planning for retirement and the various types of annuities available. They emphasize the significance of income in retirement and share their philosophy on not losing money while ensuring clients get the best value for their investments. The conversation also touches on the importance of understanding financial tools and...