The Ramsey Show

Dave Ramsey & George Kamel answer your questions and discuss: Saving for a house during the Baby Steps, from the blog: How to Save for a House, Going on a family trip while paying off debt, How the Fed raising interest rates affects your money, "Is it fair for me to ask my wife to help pay off my debts with me?" Dealing with a convoluted estate from a deceased relative, "Should I invest in mutual...

Dave Ramsey & George Kamel answer your questions and discuss: "Can I use a HELOC as my primary mortgage?"  How to budget commission checks, from the blog: How to Budget With an Irregular Income, "I'm 59 years-old with $258k in student loans", "Should I pay off the house if I'm about to get married?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 We...

Dave Ramsey & George Kamel answer your questions and discuss: "I make six figures and live paycheck-to-paycheck", "Should we take higher-paying jobs we enjoy less to pay for our kids' school?" Moving to be closer to a job, "I enjoy my job but have an offer that pays more" Buying a car. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Per...

George Kamel & Rachel Cruze answer your questions and discuss:   "I feel guilty about my line of work; should I look for another job?" "Should we sell our house and live in a camper?"  Selling a rental property to pay off the house, "Pay off student loans or invest with my savings?" "Can I use a virtual debit card to pay off a bill in collections?" "Should we build a house now or save up more?" Su...

George Kamel & Rachel Cruze answer your questions and discuss:   "What should I do with inherited homes?" Why home ownership will make you wealthy (when you're ready), "Where should I put extra savings?" from the blog: What Is a High-Yield Savings Account and Do I Need One? "Should I pause retirement to refill the emergency fund?" Buying a fixer-upper vs. move-in-ready home. Support Our Sponsor: Z...

George Kamel & Rachel Cruze answer your questions and discuss:   "Should I increase my emergency fund for inflation and potential layoffs?" "How do I start investing at a young age?" "I'm $200k in consumer debt. Should I declare bankruptcy?" "Put my TSP in a Roth or traditional account?" "Should we use some of our emergency fund for investing?" "My mom gifted me my sister's car but still wants me...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I take a partial lump sum when I retire?" "I'm debt free but feel guilty spending money", Student loan repayments resuming soon, The best options to grow wealth. Support Our Sponsor: DreamCloud Zander Insurance PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personal...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "How do I set myself up for success?" Stay away from the new Aven credit card (aka HELOC), "Is this real estate deal too good to be true?" Where to save for college. Support Our Sponsor: BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ra...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I go directly into business or get a degree first?" Why you need to slow down and focus when starting a business, "We're living in a camper with 2 kids and a dog..." "My investments are shrinking, what can I do?" "Taking out a personal loan to fix the car" Support Our Sponsor: Neighborly Have a question for the show? Call 888-82...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "What should I do with $100k in savings?" Tips for first-time home buyers, "Do I make enough working at a non-profit?" Doing an interest-rate buy-down, "How much of our inheritance do I owe my sister?" "Should we use our house as a rental when we move?" "Our homeowner's insurance went up $4k! " Support Our Sponsor: Churchill Mortgage Be...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I lost my dream car on a game show!" "How should I invest if I want to retire early?" "Where does my HUD loan fit in the Baby Steps?" "What are my next steps after my wife died?" "What should I do with $125K in the bank?" "Is our rental holding us back?" "Which retirement option is best for me?" Support Our Sponsor: PODS Moving & Stora...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Is a 529 always the best option?" "Should I go into debt to buy a car?" "How can we catch up on investing?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Sh...

Rachel Cruze answers your questions and discusses: "Should we put money into my father's house or save for our own house?" "How should I budget money I make from surrogacy?" Knowing which debt to tackle next,  from the blog: How the Debt Snowball Method Works, Are we heading toward a recession? "Is debt-consolidation the right option for us?" from the blog: What Is Debt Consolidation? Support Our...

Rachel Cruze and her husband, Real Estate expert Winston Cruze answer your questions and discuss: How real estate investing is awesome but it's not "passive" income, from the blog: How to Invest in Real Estate, "Are quadplexes a good investment?" "I have $250k to invest; should I buy real estate or other investments?" The riskiness of multi-family investment groups, "How do I best invest the profi...

Rachel Cruze answers your questions and discusses: "Should we buy land before or after leaving the military?" Paying extra on the house vs. saving for a new house, from the blog: How to Pay Off Your Mortgage Early, Travel spending: what conveniences are worth it? from the blog: Travel Hacks That Will Save You Money, "How do I pay off credit cards I haven't paid on in years?" "Pay off small loans f...

Jade Warshaw & Rachel Cruze answer your questions and discuss: "How do I start my first budget?" Why BNPL has a compounding effect of stupid, "Can I afford to buy a 'fun' car right now?" "We can barely make ends meet supporting our adult children" Support Our Sponsor: PODS Moving & Storage Zander Insurance BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET...

Jade Warshaw & Rachel Cruze answer your questions and discuss: "Should we pull from retirement to pay off the house?" Why you shouldn't get a loan to buy a mobile home for a rental, Jade & Rachel share their own personal budget busters, Getting a masters degree. Support Our Sponsor: Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personal...

Jade Warshaw & Rachel Cruze answer your questions and discuss: "Should I leave my teaching career?" "Should we move to a different school district for my son's wrestling team?" "I'm feeling stuck and can't get out of debt" "Should we invest the settlement from a car accident?" Selling the house to pay off debt faster. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225...

Jade Warshaw & George Kamel answer your questions and discuss: Struggling to get ahead working the baby steps, Why you should get out of debt quick, and get rich slow(ly), "Should I buy a car next year?" "Do my HOA dues violate the Baby Steps?" "Should I get a HELOC to add-on to my house" from the blog: HELOC: What Is a Home Equity Line of Credit? Support Our Sponsor: Churchill Mortgage PODS Movin...

Jade Warshaw & George Kamel answer your questions and discuss: "I'm drained and hate my job... can I afford to quit?"  "Should I pay off my car lease or sell it?" The danger of debit cards that claim to build credit, Rolling over a 401(k) into a Roth, "We're in a house we can't afford" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Per...

Jade Warshaw & George Kamel answer your questions and discuss: "Should I get variable universal life insurance?" from the blog: Everything You Need to Know About Universal Life Insurance,  Angry Morgan Wallen fan sends singer $4K bill for canceled show, Teaching kids about the best way to save, from the blog: How Do I Teach My Kids How to Save? Pulling from retirement savings to pay off the house,...

Dave Ramsey & Ken Coleman answer your questions and discuss: Keeping or selling rental property, "Should I use a Robo or A.I. investor?" from the blog: Dave's Investing Philosophy, The best way to go to flight school, "Should I keep money in the S&P500 or put it in savings?" "Is debt-consolidation a good idea?" from the blog: What Is Debt Consolidation? Support Our Sponsor: PODS Moving & Storage D...

Dave Ramsey & Ken Coleman answer your questions and discuss: "I'm paying my parents a mortgage payment and it's uncomfortable", "Should I invest in gold instead of my 401(k)?" from the blog: Why Investing in Precious Metals Is a Bad Idea, How do I start a Roth IRA? from the blog: How to Start a Roth IRA, Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-52...

Dave Ramsey & Ken Coleman answer your questions and discuss: "Is our business ready to hire an apprentice?" "How do I get my team to have a sense of ownership?" "Some of our high producers are a bad culture fit" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop ou...

Dave Ramsey & George Kamel answer your questions and discuss: "Should I pay off my house or keep the mortgage?"  from the blog: How to Pay Off Your Mortgage Early, "This is socialized mortgage (and it amounts to nothing)", "Should I keep investing like I am?" Saving for grad school while paying off debt. Support Our Sponsor: NetSuite Zander Insurance PODS Moving & Storage Neighborly Have a questio...