The Ramsey Show

George Kamel & John Delony answer your questions and discuss:  "My wife doesn't trust me with our finances", What having financial freedom can provide when things go wrong in life, "I don't know what to do about my financial future", "Should I take a pay cut for a more exciting job?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Perso...

George Kamel answers your questions and discusses: "How do I prepare to move out on my own?" Pausing Baby Step 2 during lower income periods, Financially preparing for marriage, The best side hustles to make extra money right now from the blog: 27 Side Hustle Ideas to Earn Extra Cash, "Is it worth taking a job with a long commute?" "How do I pay my debts that are in collections?" Support Our Spons...

George Kamel answers your questions and discusses: Getting out of the credit card trap, "Should I pay off all my debt before buying a house?" "What's the best way to save money online?" from the blog: What Is a High-Yield Savings Account and Do I Need One? "What's the best way to give my sister money?"  "Should I pay off personal debt with business earnings? Selling the car vs. keeping it. Support...

George Kamel answers your questions and discusses: "Does everyone need life insurance?" What to do after selling a business, Why you should stay away from the "gold bros", Selling a house to by a RV, Going back to school while paying off a mountain of debt Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click...

Dave Ramsey & Rachel Cruze answer your questions and discuss: How do I start investing my money well? Paying for grad school, Employee stock purchase plans, Should I build back my credit after filing bankruptcy? Support Our Sponsor: PODS Moving & Storage DreamCloud BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click h...

Dave Ramsey & Rachel Cruze answer your questions and discuss: Should we buy a bigger house or use a HELOC to add on?" "What should I do with an old 401(k)?" from the blog: 401(k) Rollovers: Everything You Need to Know, "Pausing investing to cash flow a new HVAC?" Should we pay someone to manage our investments? Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should I go to law school and if so how should I pay for it?" How much buffer to keep in your checking account, "Can we pull from retirement for home renovations?" "My wife is opposed to budgeting... how do I address this?" "We're expecting quintuplets! How do we prepare?" Support Our Sponsor: Neighborly Have a question for the show? C...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "We called off our engagement. How do I handle the bills?"  Working the Baby Steps after getting laid off, from the blog: What to Do if You’re Laid Off, "What should my fiancé and I do with our homes when we get married?" Pausing investing while saving or a house, How long to stay at a company with bad leadership. Support Our Sponsor: Z...

Dave Ramsey & Rachel Cruze answer your questions and discuss: Why it's hard to pay off debt if you don't combine finances in marriage, How the debt ceiling debacle affects you, What to do with an insurance payout from a wife's passing, "Should I help my girlfriend with her expenses?" Support Our Sponsor: DreamCloud Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET J...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "Can I afford to be a stay-at-home mom?"  Teaching a 16yo about handling their money, "My brother is whispering in my ear about investing in CDs", The debt snowball vs. debt avalanche methods, "We feel unsafe in the house we just bought. Should we move?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Wee...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Can I be a stay-at-home mom with $240k of debt?" Why you shouldn't take your time getting out of debt, Making it as a single mom after a divorce, "Can we afford to buy a new car?" Support Our Sponsor: Churchill Mortgage Christian Healthcare Ministries Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we buy an investment property before our own home?" "I feel guilty spending money on fun things" "How much should we throw at our mortgage?" Helping parents with their finances. Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU...

Dave Ramsey & Jade Warshaw answer your questions and discuss: Updating your home and investing, "Should we sell property we bought with a HELOC?" "When should I tell my boss I'm moving? "Wait until I retire to pay off my house?" Does an employer match count for my 15%? "I'm about to inherit $1 million..." Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from...

Dr. John Delony & George Kamel answer your questions and discuss: "I'm in debt and just lost my job", "My house is a money pit; what can I do?" "Should I accept student loan forgiveness?" Using a HELOC, "I'm 59 years old and have no retirement" Support Our Sponsor: BetterHelp DreamCloud PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a P...

Dr. John Delony & George Kamel answer your questions and discuss: "We're out of work and our creditors won't work with us" "What's the best way to build a new home?" "Should I put 40k into my house?" "Can I turn $100k into $1m?" "Should I rent my house out or sell it?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Per...

Dr. John Delony & George Kamel answer your questions and discuss: "I feel resentful of my husband", "Should I get a HELOC for a new septic system?" "My mom is asking me for money even if I have to go into debt", "What should I do with my crypto investments?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Clic...

George Kamel & Dr. John Delony answer your questions and discuss: "Should I move back in with my parents to go to school?" Tipping screens on self-checkout machines, "How can I earn passive income while pursuing a career in the arts?" Support Our Sponsor: Zander Insurance Churchill Mortgage BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personal...

George Kamel & Dr. John Delony answer your questions and discuss: "Should we still pay off our house if we're planning to move?" from the blog: How to Pay Off Your Mortgage Early, "How do I get my wife on board with the Baby Steps?" How sports betting is the new oxycontin, "Should I start an e-commerce business to get out of debt?" Support Our Sponsor: PODS Moving & Storage Neighborly Have a quest...

Dave Ramsey & Dr. John Delony answer your questions and discuss:   "My employer requires that I use credit cards", "Sell a paid off vehicle to pay off another vehicle?" Living paycheck-to-paycheck vs. having a zero-based budget, from the blog: How to Create a Zero-Based Budget, " I'm having to pause my investing, what do I do?" "Fiancee and I are $180k in debt" Support Our Sponsor: Neighborly Have...

Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I move to be closer to my son?"  Here are the facts about the bank failures and why fear is contagious, "My husband and I disagree on buying a new car", How to handle debt in collections, from the blog: How to Deal With Debt Collectors When You Can’t Pay Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance N...

Dave Ramsey & Dr. John Delony answer your questions and discuss: Teaching kids to manage money well, "Should I pay off my house early even if I have a low interest rate?" "My father-in-law keeps asking to borrow money" "My ex-wife doesn't want to sell the house" Support Our Sponsor: NetSuite Christian Healthcare Ministries Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-...

Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I buy into my company?" Dealing with a relative who is aggressively pro-debt, "I'm scared to invest in the stock market", How much to spend buying a house in cash. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Rams...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "We're $900k in debt", "When can we afford to buy a third rental?" from the blog: How to Invest in Real Estate, "Should I invest in my employer's 401(k) or a Roth IRA?" from the blog: How to Plan for Retirement, "I'm 10k upside down on my car", "Should I sell my condo to save for a house?" "Take out a loan to get by for the next two yea...

Dave Ramsey & Jade Warshaw answer your questions and discuss: Helping an adult child with emergency medical bills, Knowing when it makes sense to refinance a mortgage, from the blog: Should I Refinance My Mortgage? Trying to sell a camper to family, "Should I buy a new car of pay off my house?" Support Our Sponsor: BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should my brother take over dad's finances?" A high school senior who breaks U.S. record with 125 college offers, $9 million in scholarships, from the blog: Break the Chains of Student Loans, "I'm scared of buying a house..." "Should I pay off student loans or put money in a high-yield savings account?" Support Our Sponsor: Neighborly...