Cate Bakos, David Johnston and Mike Mortlock

The Property Trio (formerly The Property Planner, Buyer and Professor)

Business EN ↓ 371 episodes

Formerly The Property Planner, Buyer and Professor, our show rebranded in 2023 to The Property Trio. Residential property is the only asset class we live in, it is where we raise our families, and it is our most expensive investment, yet property advice remains unregulated. Our objective is to educate time-poor professionals through deep insights from our experts who have provided thousands of Australians with personalised advice and education spanning two decades. In a climate where we are overloaded with information and one size fits all recommendations from the media, well-meaning friends a...

Author

Cate Bakos, David Johnston and Mike Mortlock

Episodes

#171: Market update Aug 22 – Why Spring may provide the best buying window of the cycle, why Brisbane’s decline increased dramatically & Mel 19.09.2022 48:52

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Rate of decline speeds up in most capitals Over the month of August, the rate of decline has increased, while in a surprise move, Melbourne’s decline has slowed. Shockingly, Brisbane has ju...

#170: The Top 7 things property buyers get wrong – Part 1 12.09.2022 35:34

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Is the RBA oversteering the inflation ship? The RBA yet again ups the cash rate by another 50 bps, but how effective will it be at tackling inflation when non-discretionary items continue t...

#169: Houses vs units - Capital growth performance in capital cities and regions over the last 20 years and which locations have units outpe 05.09.2022 54:38

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. US not slowing down with rate rises In the US, the Fed Chairman spoke with some strong words about not making the same mistakes as in the 70’s, with taming inflation and will go as hard as...

#168: Listener questions – Property with a dark history: to buy or not to buy? What kind of asset mix is best for boosting serviceability & 29.08.2022 39:54

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. A warning to investors intending a demolition For those investors who are looking at run-down properties with plans for a future development, it is important to consider the minimum standar...

#167: Property Planning Case Study #5 – Announcing the Property Planning interactive software platform! Do I need a large portfolio to achie 22.08.2022 39:47

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. How to keep an open mind when it comes to shortlisted properties Cate shares with our listeners her hot tips for shortlisting properties to inspect. The favourites at the top of your list may not be the ones that make the short list. It is critical to see the...

#166: Market Update July 22 – Are we entering into the best buying conditions in this cycle? Have we seen the last 0.5% rate increase? Rents 15.08.2022 45:33

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. The latest home value index results The housing market is now in its third month of decline, nationally dropping by 1.3%, which is comparable to the onset of the GFC in 2008 and downturn in the early 198...

#165: The extra mile buyers should go when shortlisting a property - Inspecting like an expert & how to spot red flags, all you can discover 08.08.2022 49:56

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. How do rents stack up against inflation Peter shares his research on rental returns over the last 10 years, which increased nationally by 11% for all dwellings. Compared with inflation, whi...

#164: Analysing regional locations - What investment principles can be gleaned from the highest performing regions in each state? Comparing 01.08.2022 46:41

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Weekly Market Updates 1. Adelaide market losing steam Pete reports that there are not as many people at auction and less offers coming in prior to auction. Whilst the Adelaide market is still on the rise, i...

#163: Predictions for 2022 revisited - Which predictions are on track, where we went wrong, revised expectations & forecasts. Half yearly re 25.07.2022 53:06

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Pick your advisors wisely! Cate shares a recent experience of working as a Buyer's Advocate for a friend. The moral of the story? When you're working with a professional, if you know their work and you trust them, you can get a great outcome, because speed an...

#162: Market Update June 22 - Why the RBA needs to be mindful of going too hard too fast on rate rises, top capital city performers over the 18.07.2022 47:41

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. Markets across Australia dip further over June For capital cities already in retraction, the rate of decline has increased over June, while those still experiencing value growth have seen a definitive sl...

#161: Property Planning Case Study #4 - Do we buy in the capital city or regional centre (we plan to live in both), before or after we have 11.07.2022 40:52

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Investors making a come back Cate discusses the return of the investor. Enticed by less competition, higher rental returns, tight vacancies and longer tenures, investors are coming back int...

#160: Top tips for purchasing in a cooling market - Listener question! 04.07.2022 37:35

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. NSW land tax to put a floor under property prices Looking at quarterly results, the two major cities with the biggest price falls have been Melbourne with 1.4% decline and Sydney with 2.1%....

#159: Methods of sale and what do they say about the property and/or the state of the market? 27.06.2022 40:52

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. NSW state budget announces introduction of annual land tax to replace stamp duty Stamp duty has already been abolished in Canberra, but Canberra only has one hundred thousand homes. It will...

#158: How interest rate cycles have impacted the property market since 1990 when the RBA first started targeting the cash rate and some pred 20.06.2022 54:02

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Comparing the history of Australia's property market downturns and increases Pete shares a sneak peak of data that he has collated detailing the extent of Australia's three strongest years...

#157: Market Update May 22 - RBA increases the cash rate but it's no reason to panic! What is the wage price spiral, why Australians are ahe 13.06.2022 47:09

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Cash rate rises by 50 basis points, but the sky's not falling in The RBA raises the cash rate by 50 basis points to 0.85%, with an expectation that rates will increase by the same amount ne...

#156: Property Planning Case Study #3 - Should our 'Next Purchase' be the holiday home or an investment and how do the financial outcomes ma 06.06.2022 39:08

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. First signs appear of inflation slowing down in the US Dave shares some promising news from the US about the rate of inflation starting to cool, with the core index rising by only 0.3%. Sha...

#155: Plotting Australian property market movements from 1970 to now - the impacts of recessions, inflation, financial deregulation, populat 30.05.2022 41:27

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update Market update 1. Quality properties garner competition despite market cycles Cate shares her experience of bidding on election weekend, which as expected, was quieter than usual as prospective...

#154: Listener questions - How do I recover from early investment decisions that were made without a plan? We have our home and plan to star 23.05.2022 46:32

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Properties still hotly contested Cate shares her weekend auction experience at a trendy inner-northern suburb in Melbourne. Despite the looming election, competition was strong and felt lik...

#153: Market Update April 22 - What's the story with inflation, will rents and vacancies prop up the market, what does the 3-year bond yield 16.05.2022 49:05

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. Adelaide top of the pops For the first time in a long time Adelaide is the highest performing capital city for the quarter, topping the charts with 5.7% growth. Adelaide just surpasses Brisbane's 5.6% re...

#152: Top 10 tips for first time buyers and investors - How to get it right first time 09.05.2022 45:38

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. RBA lifts the cash rate Breaking news! The cash rate was lifted last week by 0.25%, taking the cash rate to 0.35%. This is a change of tune for the RBA governor, who was predicting that rat...

#151: Property Planning Case Study #2 - Can we have it all? Buy an investment Airbnb as our holiday home & could become our downsizing home, 02.05.2022 36:21

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Thank you for the review! Cate shares a lovely review that we received in the apple podcast app. Not everyone is able to access expert advice, which is why we love putting these episodes to...

#150: Migration trends - Outlook for population growth, will Melbourne recover from population losses, interstate and intrastate trends 25.04.2022 36:16

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Victorian's snubbed by the Federal Government Budget Looking at the Federal Budget infrastructure spend, it appears that Victoria has been overlooked to some degree. The budget set aside $2...

#149: Listener questions - Is it critical for a Buyer's Advocate to have local expertise & can a borderless BA overcome this with data? Shou 18.04.2022 41:28

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Could now be the time to buy? Today's market is still a seller's market, although not as crazy as last year. In our two capital cities, many properties are passing in but selling immediatel...

#148: Market Update March 22 - How long it takes each capital city to double in value, which cities are flatlining vs flying, rental growth 11.04.2022 41:16

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. SA council takes matters into its own hands Pete shares the measures that the Karoonda East Murray Council in SA are trialing to grow their population. Kudos to them! Rather than waiting for the federal...

#147: How the Federal Budget will impact the Australian property market - who it targets and benefits and why! 04.04.2022 40:10

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market updates 1. Auctioneers call the shots Cate shares her experience attending an online auction where bids whittled down to one dollar increments. After a tense game of property ping pong where 256 one...