Cate Bakos, David Johnston and Mike Mortlock

The Property Trio (formerly The Property Planner, Buyer and Professor)

Business EN ↓ 371 episodes

Formerly The Property Planner, Buyer and Professor, our show rebranded in 2023 to The Property Trio. Residential property is the only asset class we live in, it is where we raise our families, and it is our most expensive investment, yet property advice remains unregulated. Our objective is to educate time-poor professionals through deep insights from our experts who have provided thousands of Australians with personalised advice and education spanning two decades. In a climate where we are overloaded with information and one size fits all recommendations from the media, well-meaning friends a...

Author

Cate Bakos, David Johnston and Mike Mortlock

Episodes

#146: The U to Z of Property success - "Unconditional" offers, contracts & finance applications, obtaining a positive "Valuation" outcome, " 28.03.2022 54:03

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market updates 1. The 20 most unaffordable cities in the world Pete shares with our listeners a report that states Adelaide and Brisbane are more unaffordable than New York. How can that be? The devil is in...

#145: Off-market properties: Part 2 - How to tell if the off-market is genuine, identifying a bad off-market, how market movements impact th 21.03.2022 41:02

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market updates Victor Harbor vs Portsea As promised, the Property Professor presents his research on why regional towns in South Australia such as Victor Harbor are so much cheaper than regional towns in Vi...

#144: Market Update February 22 - Has the market reached a turning point, are yields in Melbourne and Sydney about to rise, why rents and va 14.03.2022 46:35

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market updates 1. Declining rate of growth for housing values is proving to be the long-term trend While housing values are generally rising, the pace of growth in the national index has trended downwards s...

#143: Property Planning Case Study #1 - What's our next move? Renovate our home and invest, sell the home and upgrade, or upgrade and conver 07.03.2022 46:14

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market updates Market conditions changing as more stock comes online With Easter just around the corner, greater stock on the market is giving buyers more choice and the rate of pass-ins continues to shine...

#142: Listener questions - I bought a house and land package, the land AND dwelling have increased in value, how can that be? Pros and cons 28.02.2022 42:38

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market updates The power of compound growth Dave highlights why time in the market is such a key to success. It seems crazy that it took NSW almost 100 years to reach a total value of $1 trillion and only 7...

#141: The Q to T of Property success - "Qualifications" that property professionals (should) have, the 12 reasons to "Refinance", all the st 21.02.2022 50:23

Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market updates 1. Similarities between the car market and property market The trio discuss their experiences of trying to purchase a car in the last 12 months and how this closely follows the experience of...

#140: Market Update January 22 - Why are Brisbane and Adelaide flying, election impact on property prices, are investors on the way out, evi 14.02.2022 42:22

Ask the trio a question - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. Brisbane and Adelaide show no signs of slowing The trio discuss the home value index results for January, with Brisbane and Adelaide continuing the trend of above 2% monthly growth, while other capitals are s...

#139: Buying your dream home - how viable is your plan, documenting your wish list, how fussy is too fussy, the art of compromise, the risks 07.02.2022 45:17

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market updates 1. Two speed market emerges The latest data for January discloses a two-speed market emerging within our capital cities. Adelaide and Brisbane have continued their outstanding growth, demonstrating 7% and 8% respectively. The other capital cities, while not goi...

#138: Listener questions - I bought a dud property, can we recover? - Why rushing into an investment can mask other problems, is lack of cla 31.01.2022 34:43

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. A question from our listener In this week's episode we dive into a question received from one of our listeners who was concerned that he may have made an investment mistake and purchased the wrong property. The key question as posed by the listener was "is this a situation...

#137: Predictions for 2022 and a look in the rear-view mirror at 2021 25.01.2022 51:28

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. A look in the rear view mirror at 2021 The trio revisit the predictions they made for 2021. Were they on the money or did they miss the mark? Tune in to find out! 2. What will the property market do in 2022? What capital growth rates can we expect around the nation this ye...

#136: Top capital cities of 2021, will the stellar rate of growth continue in 2022, is interest in regions here to stay, how rents and vacan 17.01.2022 38:22

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. Value growth continues to lose steam Values increased nationally 1% over December, which is the lowest level of monthly growth since January 2021. The trio share a sneak peak of some of their predictions for 2022. 2. A look at our capital cities Brisbane and Adelaide were...

#135: The L to P of property success: "LMI" what is it and how to reduce it, critical "Mortgage" strategies, "Negative" gearing and making i 10.01.2022 34:54

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: L - Lenders Mortgage Insurance (LMI) LMI is a type of insurance you can expect to pay if you borrow more than 80% of the property value. Although you pay for it, it protects the lender, not the borrower as above 80% lending is seen as higher risk for the lender in the event o...

#134: Behavioural economics 101 - tackling the biases that impact our property and investment decisions 03.01.2022 41:12

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: How does bias impact our financial decisions? Behavioural biases are defined as unconscious beliefs that influence our decisions. In the field of finance, behavioural bias is a study that focuses on psychological factors that influence the decisions of investors. There are so...

#133: Purchasing laws in each state - Part 2: The problems with underquoting and how to solve it. When and why vendor bids are made? Do vend 27.12.2021 58:02

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Proposed land tax changes in Queensland In a surprise move, the Queensland government has put forward in their mid-year budget update plans to change the calculation of land tax so that an investor's entire investment portfolio is taken into account, (not onl...

#132: Purchasing laws in each state - Part 1: When is a sale legally binding? Cooling off periods. Contract conditions and when to use them. 20.12.2021 40:39

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Highest annual sales since December 2003 Over the last 12 months, national dwelling values have risen 25.2% across regional Australia and 21.3% in capital cities. An incredible story for the regions that we are excited to keep watching closely. In the same pe...

#131: Has the influx of listings dampened the market, why December is a great time to buy, early predictions for 2022, will Hobart and regio 13.12.2021 43:04

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: 1. A look into recent market cycles The Property Professor shares some research from ABS home value index data on property market movements over the last 5 years. Cycles are a key component of the property market and they are difficult to predict. However, when property price...

#130: The F to K of property success: "First" home buyers & how to get purchase ready, how to approach "Goal" setting, "Houses" vs apartment 06.12.2021 54:17

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Only a few weekends left to capitalise on a pre-Christmas purchase Auctions have been booked for each weekend all the way up to the 18th of December and mid-week auctions scheduled as well, as vendors look to sell prior to Christmas. Although some buyers may...

#129: What is contrarian investing and how can you make it work for you? Market updates: Melbourne and Sydney move into CBD, COVID's global 29.11.2021 38:18

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Expected end of year activity If you're committed to purchasing a property, now is not the time to take your foot off the pedal. There is a distinct determination of buyers, vendors and agents to get deals done prior to Christmas and with other buyers getting...

#128: Upgrading and planning for the long-term home: how to keep a home as an investment, buying or selling first and more. Market updates: 22.11.2021 48:09

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode, Dave, Cate and Pete take you through: Market update 1. Thank you for your feedback We've received a number of listener reviews that are insightful and also gave us honest feedback, which we really appreciate. One was in relation to past performance bias, specifically whether past performance reliably predicts fu...

#127: The A to E of property success: "Area" and how location is key, "Bungalows" and other period styles that Australians love, "Capital" g 15.11.2021 41:16

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. Handicaps for 'subject' to clauses The Property Buyer shares how agents are getting creative when dealing with a pool of buyers who don't want to submit unconditional offers. One particular agent is sharing a 'handicap list' for 'subject to' clauses. For exam...

#126: Analysing 30 years of cash rate rises and the impact on property prices, why rents are increasing but yields reducing, what's happenin 08.11.2021 45:16

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode, Dave, Cate and Pete take you through: 1. Do cash rate rises slow down house prices? The Property Professor shares his recent research covering the last 30 years of cash rate rises and the effect on property prices. Is there a correlation? Listen to find out and visit the show notes to see the data! 2. Housing gr...

#125: Does size matter? Should you buy a small block of land in a great location or a bigger block further out? 01.11.2021 43:45

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ Market update 1. Spotting the suburbs across Australia that are suffering rental losses Our good friend Mike Mortlock from MCG Quantity Surveyors has instituted a rental losses index, which is a direct reflection of vacancy rates. A fantastic tool for any investor to add to their toolkit for identifying whether a location is a good are...

#124: Listener questions - Top investment tips #2 - Selecting a state, city, suburb & dwelling, buying within the bell curve, the role yield 25.10.2021 48:00

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Weekly market updates 1. Investor activity and the impact on our rental markets CoreLogic data shows that from early 2017 through to 2019, investor lending started to drop away due to APRA intervention. That means that less investors have been buying rentals property since pr...

#123: Listener questions - Top investment tips #1 - How price point drives strategy, optimising deductions, financial goal, how the future h 18.10.2021 34:50

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode, Dave, Cate and Pete take you through: Weekly market updates 1. Labour shortage predictions As ABC News shared, Australia is looking at having over 100,000 vacant jobs in the construction sector, including builders, tradies and project managers. This is likely to have a big impact on the state and federal governm...

#122: The latest property forecast and overview: rental shortages, housing growth and market trends in Australia, APRA steps in and more - M 11.10.2021 36:03

https://propertyplanning.com.au/propertyplannerbuyerprofessor/ 1. How long has it taken property prices to double? After last week's show when The Property Buyer prodded for more retrospective data, the Property Professor shares his research in Part B of how long it's taken property prices to double for the previous decade, starting from March 2002. While Sydney took first place for the most recen...